 TRUSTWORTHY RENTERS INSURANCE: What's the best in the Chicago area...? |
| What company can be trusted the most for renters insurance in the Chicago area? I am a college student moving to new apartment and don't want to wind up getting scammed if my stuff gets ... |
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 What is the policy of returning a new car? |
| A friend of mine just got a brand new car last week and she wants to return it because she is unsure of her home lifem what is the usual policy with that? Is it fine within 30 days and no damage?... |
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 Is it insurance fraud if you don't use the money from the insurance company to fix the roof? |
| There was a small storm and most everyone in the town got a new roof. The neighbor just died and the estate put in a claim with the insurance company for the roof, but they did not get the roof ... |
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 What company is recommended for inexpensive, solo health insurance? |
| I am currently employed, but do not get health insurance through my employer. I am looking for a decent but fairly inexpensive health insurance company that will take me on. I'm single, 24 years-... |
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 What insurance is the cheapest? |
Additional Details
car insurance in wis for lest ... |
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 Work injury - should he be paid?? |
k right, my boyfriend works for a small company fitting bedrooms.
it's the type of place that doesn't particularly care for its employees and if you're off sick, you don't ... |
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| My step-dad is making me do a little report on when i'm going to move out on my own and i have to fiqure out how much i would have to pay for medical ... |
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 My car was rear ended 2 weeks ago(wasnt my fault)? |
| damage to my car is estimated at 800 and my laptop which was in my trunk was broken to, its worth 900(theyre gonna pay for its replacement). I had to go to urgentcare right after the wreck for back ... |
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 Basic Health insurance questions? |
| Hello everyone. I come from a country where health insurance always covers everything, and I never cared of that so much. Now being in the US I find everything very confusing and would highly ... |
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| I live in an area that is said to have the "big one" hit soon, but the cost is $480 a year with a $36,000 deductible. It's a wood frame house, so could that much damage possibly occur ... |
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 Mt hous burned down. How much money will insurance give me for the things lost? |
Insurance Is state farm.
State Is georgia.
I lived in a room of my parents house. The entire house was lost. I have written a list of the thing lost in the fire that were MINE and in my ... |
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 My LIC market plus policy Number is 783657890 for Rupees 50,000. please show my amount status? |
| I have taken a LIC market plus policy for an amount of Rs. 50,000 vide policy No. 783657890 on 30/1/2007. Will you be kind enough to show the present value of the ... |
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 My mom is looking for insurance for herself, my dad, and my 17 year old sister.? |
| she has it with great west through her employer but it is a big rip off. she jsut needs regular coverage so incase something happens to one of them they dont go broke. she also needs a plan that ... |
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 Fire insurance claim? |
| I had a fire in a back bedroom. small and accidental,not too much damage. but the whole house has smoke damage. do I calim all contents that have smoke damage? the whole house was filled with smoke. ... |
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flutterby | How much insurance do you pay? |
I have a mortgage of £64,000, glad I got it when I did, I'd never get a house these days! Anyway, I pay just over £100 in insurance every month, is this right, it seams an awful lot.
Additional Details
We pay alot more stuff than just that, don't worry, I don't need to pay health insurance because we have an nhs. Everybody in the UK is the same. It's just the mortgage I am asking about. |
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carltoncl
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You are probably paying mortgage insurance (MI) because you have not hit the 20% ownership threshold. The 20% threshold is what is commonly used here in the US to determine whether to force MI on you or not. Then again, not every mortgage company does this. ING Mortgage does not charge MI, for example.
I personally understand the reason why mortgage companies impose MI but I also suspect that it's a great money spinner for them. You could try negotiating with your mortgage company to seek a reduction but your chance of getting away with this will depend in part on your repayment history, whether you're close to the 20% threshold (or equivalent % in the UK), etc. |
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tikketiboo
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,i have life insurance mortgage protector and sickness and redundancy cover.. but also pay a critical life insurance cover which is 30.00 a month and is more than the others a month which i feel i don't need.. i myself will be seeing a financial adviser as i feel mortgage companies pile all these insurances on ... id advise you to re think what you need and speak to someone too |
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Kristy
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I'm not sure of the conversion of pounds & dollars, but my mortgage is $100,000 and my homeowners insurance is $550/year. But the numbers you gave, it looks like you are paying alot in insurance. |
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sweetpeasmum
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You think that's a lot, well I pay over 300 a month for health insurance, alone. And my employer pays half of it, and it really sux because I also have all my other insurances to pay by myself, i.e., car, home, renters, etc.... so don't B**ch it could be a lot worse! At least you own your home! A lot of people can't even afford that luxury. |
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Casino Rob
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You might want to try an online quote from Cornhill - you can get one here:
http://www.awin1.com/awclick.php?mid=1133&id=7422&clickref=yans |
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