 I need to know if i Get Birth Control from my doctor will my dad be able to tell from the insurance? |
I live in Texas and Have Blue Cross and Blue Sheild.
I am wanting to go get on Birth control, But i need to know if it will show up as Birth Control on anything my dad will get from the ... |
|
 Lame answers? |
| Do people answer questions with lame answers just to earn point?... |
|
 If the car I am driving is uninsured & I get in an accident & I am not at fault are my damages covered? |
| My sister in law came over my home to visit, she was parked behind me and I was going to run out and grab a pizza, I asked her if I could just borrow her car instead of moving it out of the way to ... |
|
 Should I buy mortage insurance? |
| I keep getting letters in the mail about it, but what's it all about?... |
|
 Should I get additional life insurance, if I have substantial coverage thru employer? |
| I am in my late 20's and have 2 daughters. Thru my employer I have about $1 million group term life insurance policy plus death benefit thru vested pension plan. Should I go ahead and purchase ... |
|
 My girlfriend died and I had cosigned a car for her. What is the policy regarding that, do I keep the car? |
| Do I have to continue with the payments? Or can I keep the car with out having to finish paying it off since it was her car and she passed away.... |
|
 My laptop was stolen? |
ok I had a $3000 laptop and it was stolen I dont have insurence on it. my question is is there any thing that would cover it so i can get a new one
..... serious answers only ... |
|
 If you are on a tight budget, is life insurance really worth it? |
Additional Details
Thank you all your great answers. I have read all your views carefully and am taking them into consideration.
I've decided to put this on vote ... |
|
 I have to write a heartfelt letter to an insurance company.. |
They canceled my grandpas Medicare supplement because he didn't pay the premium. He is sick (cancer 5th stage) and he forgets stuff.
He has been in and out of the hospital and is now on in-... |
|
 What do you think about Smoker's Surcharges? |
| I smoke occasionally (no comments, I know the risks...). My company charges $30 extra a month for insurance for anyone who smokes more than 1 cigarette a day in the last 12 months. Do you think it&#... |
|
 Is Hillary Clinton really THAT STUPID? |
I saw in the news this morning that her plan for universal healthcare is FORCING every American to get coverage.
1) How does she plan to enforce it when the government cannot enforce ... |
|
 Being interviewed by insurance claims agent. How should I handle it? |
| I was blindsided over the weekend by someone who ran a red light. My car is totaled and I'm a bit banged up. Their property claims department will make me an offer on the car, but the bodily ... |
|
| Are Churchill insurance liers ? |
i got a qoute from Churchill on the phone: fully comp = £690 if paid monthly. i took that.
but then i got an invoice showing £750 and additionally small print comments that they will ... |
|
|  |
AJ | How much insurance should i buy ? |
|
 |
 
Phil
|
What type of insurance? Auto? Home? Life? Umbrella? Disability? Business? Pet? |
|
FortyLoveTX
 |
Suze Orman is a hack. She gives general advice that generally does not apply to most people.
Everyone's circumstances are different. |
|
Insurance
|
According to LIMRA, make sure the sum assured can cover the following,
1. 60 months of your current monthly salary
2. Outstanding Loan (Mortgage , Credit card and etc)
3. Get a PA (personal accident) plan as well, because Life Insurance only cover death or permanent disability.
4. Optional health insurance
6. Optional critical illness insurance
If you can have all the above you are well protected |
|
INACTIVE
|
It depends on your age, marital status, debts and many other factors too numerous to list. If you are single and nobody is depending on your income, you don't need insurance past the cost of a funeral however if you have a spouse and children, parents or others who are depending on your income it's advised to get five times your annual salary as a minimum. You are far better off with term insurance and sock any extra money into a 401K or Roth IRA which will accumulate interest over the next 10, 20, 30 or whatever number of years. You'll get some excellent information on the whole insurance industry in the many books by Suze Orman (check your library). I love Suze Orman!!! |
|
kuldsana2
 |
You should insured yourself in accordance with your liability. How much money do you think, your dependent should get to live a decent lifestyle? Calculate and you will find the answer. By the way, why don't you become an insurance agent? Insure yourself, and others too. |
|
k b
 |
it depends on your nett worth |
|
toknowmore
 |
Contact me at pnkmurthy@yahoo.com with the following details and I will guide you to the right destination.
Your date of birth, annual income, marital status and no. of dependants, and monthly commitments.
Good Luck
P N KRISHNA MURTHY
CHENNAI,INDIA
Ph: 044-2844 1753
pnkmurthy@yahoo.com |
|
cvw_10
|
Enough to cover your exposure.
Whatever you expect to be legally liable for. |
|
Mark S
|
Ask yourself first why you believe you need the insurance? Then, what do you want the insurance to do for your survivors? Insurance is all about them, not about you.
So, what do you want the insurance to do for them? Do you want all debt eliminated? If so, what is the total of your debt, including spouses. After debt is paid, including mortgage, how much will your survivors need and for how long? The how long decides on the length of term. How much is what you bring in each month subtracted from combined income now. Do you want mortgage paid in full? Do you want your child(rens) education paid for? Do you want your funeral paid for?
These questions will answer how much you need. As I said before, you first need to decide what you want insurance to do for you. By this, I mean do you want to pay your agent commissions for a good while or do you want to pay one year commission and have your agent never receive another penny from your policy ever again? If the second, you want term. If the first, you want whole life.
Whole life policies have a "savings plan" built into the policy. But insurance and savings should never be commingled. You should buy term and invest the difference. Why? In the whole life policies, you will earn 1-4% interest; the company will charge you, to take out YOUR money, 6-8% interest; and they could make you wait up to six months to receive YOUR money. Not to mention, that in the first couple years, there is NO money in the savings plan. When you die, your survivors will receive either face amount (how much policy is covering you) OR cash amount ( far less than the face amount). They will choose face amount and the company will keep ALL of the cash that has built up. |
|
Deva
|
it depends upon your age, income, family financial position.
general rule the total sum assured should is at least 5 times of your annual income.
don't go for just any policy. Go for Unit linked insurance policy with low Allocation charges ( not more than 5%) and high sum assured (30 times of your annual premium) with high performance.
It is the best insurance and investment tool of mordern times.
for details of best ULIPs in market, contact
devaraj0910@yahoo.com |
|
Raghavendra R
|
You can go for insurance based on your annual Income. At least U can insure for 33% of your income as your savings Yours VRVRAO |
|
moviebuffj
|
Short answer... it's different for everybody, but rule of thumb is 4x-8x your annual income. To be certain of the amount, you typically want to consider the impact to your family:
1. What is the lost income from your death?
2. Do you have outstanding debts you want paid off to ease the financial burden (mortgage and car, plus consumer debt)?
3. How much do you need for a funeral (min $10k)
4. Funds needed for the future to send kids to college?
5. Money your spouse may need to take time off work to handle circumstances resulting from your death
6. New expenses - e.g., will kids need day care if they didnt' before? |
|
ms
|
its limited up to value of articals.
if you want to purcheses for yourself,there are differenr methods of differents companies to calculate your value.
HLV (Human Life Value) concept is used for it.
You can purchese insurance only up to your HLV. one bagger cant purchese insurance of one carod.In short its depend upon your yearly income and Age |
|
raja k
|
it depend on your age and the nature of your job. if u r an employee u can insure yourself upto 60 times of your monthly salary. and it is important to take atleast one term policy because the only aim of term policies is to protect your family. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
14 | 38 minutes(s) ago
| | | |
14 | 3 hour(s) ago
| | | |
14 | 7 hour(s) ago
| | | |
14 | 1 day(s) ago
| | | |
14 | 2 day(s) ago
| | | |
14 | 5 day(s) ago
| | | |
13 | 1 week(s) ago
| | | |
13 | 1 month(s) ago
| | | |
13 | 4 month(s) ago
| | | |
12 | 9 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
