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 How do I find a reputable independent insurance agent in NYC?
I received some great advice about coverage on this site for which I thank you all. I used the website ehealthinsurance.com to compare plans but would like to talk to a person as well. Can any ...


 When buying auto insurance, why do they do a credit check?
Why does your credit effect your insurance premium. My insurance company withdraws my premium directly out of my checking account, and if I do not pay my insurance, they would simply cancel my ...


 How do I find out about my deceased dad's life insurance policy?
My dad left a policy to be divided between me, my cousin and his wife. They keep tellingm me that nothing has came, but different things make me think differently. How do I find out info. about his ...


 AIG insurance sucks! Oh in the form of a question? AIG insurance sucks DOES'NT IT?
Ripped me off to the tune of about $10,000. Been 9 years now. I'll start the answering off with, " YES THEY DO SUCK!"
Additional Details
*UPDATE TO POST*
While I was ...


 How long can a insurance investagation take.?
I had a house fire about 6 weeks ago and the insurance company keep telling me the are still investigating....


 How do you file for disability in Florida?
I just got diagnosed with a few things that are preventing me from working so I just thought I would ask. Thanks :-)...


 Company Insurance plan?
When you start a new job and you are offered insurance should you be able to pick your own plan or are they supposed pick it for you?...


 Who provides the best auto insurance and customer service in Texas?
Looking to see what the community is saying about who is the best auto insurance provider who also provides excellent customer service in the Houston Texas ...


 Medical billing question?
I visited a doctor and was told that my bill was $65.00 This happened around March. I paid it full. I got a bill in the mail this week saying that the procedure, which I was told was 65 and paid it ...


 I had a policy with you in the late 70 s i would like to know is there any money to come back on it as i have?
...


 Please help me prepare?
What should I say is my weakness for a job interview question. If its a job with a company that in business for doing property and personal insurance to business and individuals. This is claim job....


 Do licensed oil burner technicians in Massachusetts need to carry some type of insurance?
...


 Insurance For The Ederly?
Hi, Everyone, I have a good friend, who’s going through some trying times. Her mother is ill and she doesn’t have money to bury her if she passes. I know there are insurance companies that ...


 Insurance did not pay at in-network levels for Emergency?
I was in the hospital for 5 days from a severe asthma attack. Was unconscious for the first 2 days and in ICU.
The hospital was "in-network" as well as the emergency room part of the ...


 Does Life Insurance have any tax implications?
...


 Elderly parent wishes to buy life insurance for his children to inherit. Should he or his children buy it?
He is determined that this is a good way for them to have an inheritance since he is 80 yrs old and ill. Since the cost is prohibitive is it possible for one of the adult children to take out a ...


 Farmers insurance - how much does it pay?
I'm a high school senior at the moment and after posting my resume on monster.com, I got a call from Farmer's Insurance wanting to interview me for a part-time position at their call center....


 Please help with this life insurance question:?
When Louis Rich took out a loan from the bank for $1,000,000 the bank required Louis to take out $1,000,000 life insurance policy. Louis will be required to collaterally assign the policy to the bank....


 Has AIG bought another company?
How would I find out if AIG purchased another company?...


 What is the meaning of RISK MANAGEMENT ?
...



fluffx22
How much is car and home insurance?
sorry this is kinda long.. but...
im doing a project for economics class. and we have to figure out our future, like make a resume and a job app a cover letter, and all this other stuff after we picked a career we are interested in doing with our lives. so, we have to figure out our budget like housing stuff, housing bills, transportation like car insurance and car payment. investing and miscelaneous like cell phone bills internet and entertainment to name a few..

after this. we take our total monthly net pay, and subtract our total monthly expenses and thats our remaining income just for whatever.

but i am having trouble finding house insurance, and car insurance. all i am getting from searching is quotes, and i dont need that.. i jus need a straight up dollar amount. if anyone can help.. that would be great.. thanks.
Additional Details
the career i have is a computer software engineer, applications..
my gross salary is 69,857
                     
 




mbrcatz
Well, it depends on the car and the home, and your claims history, and the credit score.

For the economics class, figure the car insurance for a 20 year old is equal to the car payment. $1500 a year if there's no car payment.

And for house insurance, figure 1% of the value of the house.

It's not accurate, the insurance people here would string me up, but those numbers will work JUST FINE for a class assignment.


John W
Rating
Help yourself:) You can easily check quotes in internet, for example here: http://autoinsurance.undonet.com


kissmymiddlefinger
If you are buying the house (meaning you have a mortgage payment) then the house insurance (for the purpose of this assignment and in real life) would most likely be a part of your monthly payment so dont worry to much about that one.

If you are not buying a house but renting and apartment you can get renters insurance for about $35.00 a month - depending on your area etc but that is reasonable

So if it was my assignment i would say monthly mortagage payment $890 (includes taxes, principal, interest and insurance)
***************

Quite a few things will affect (effect?) your car insurance rate, I believe your age and location will be a factor as well as the kind of car you drive, your driving record thus far (how many tickets/ accidents you have) and even your credit score

so just say you have a non sports car
lets say a toyota camry 2008, the insurance will be about $150 a month. (assuming your insurance deductable is $1000) The deductable is how much you have to pay BEFORE the insurance will kick in so the higher the deductable the less your insurance is......

If the rate of $150 does NOT fit into your budget just make your car a bit cheaper...say you have an old Ford (a gift from grandma for graduation) since it is paid for (no car loan at all) then you only need basic insurance (sr-22 in chicago) and the rate would be like $40.00 a month

Best of luck on your report
(do update us on what kind of job you got and how you did on this assignment)


AskFred
Rating
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