 How do i become a successful insurance sales agent? |
i have just been offered a job at an insurance company as a sales agent
and i would like to get a little insight and of course help in how to become successful.... |
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 What are the steps to getting reimbursed by your health insurance? |
| my son has autism i send him to an aba based school in texas,his tuition is 1500.00 a month in texas they passed hb1919 to get insurance to cover most services you pay out of pocket,but how do i get ... |
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 Who has the best health insurance? Name of company? THANKS!? |
Low monthly premiums
Pays for office visits (low co-pay)
Preventive Care
No pre existing wait
All of the above or some of the above
THANKS!... |
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 Renters Insurance? |
I'm sorry if this is in the wrong category however I was in need of some info.
I finally talked my boyfriend into looking at Rental insurance, One of his friends told him that it helps to ... |
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 My auto insurance rant out December 18th. I plan on getting it 26th yet I need to know if I can drive 2morro |
| My insurance ran out Dec 18th. I plan on getting it ASAP and already have the plan set out but I don't have it yet and have to drive into work on the 25th. Do I have a grace period? Thanks so ... |
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 Home Insurance.? |
Is there any British Insurance companys that will insure my home in Florida, 34652, USA?
Owned outright - No morgage. Fire + theft + Public Liability coverage only?... |
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 Anyone know how to get free legal advise? |
| advice such as employers benifits on short term disability overed by my employer. they denied claim even with Dr's note not to ... |
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 Who can get a copy of a life insurance policy? |
| My mom passed away and she used to live in MI but just before she passed away she moved back down to TX. It was then that I discovered for whatever reason she named her caretaker as the beneficiary. S... |
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 Need some help figuring out some insurance problems.. |
| I know, I should call and ask, but it's the weekend and they are not open lol. I applied for the gastric bypass surgery and it got approved, but it says "Effective dates of approval" : ... |
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 Can you get life insurance for a 96 year old? |
| We recently took guardianship of my grandmother and realized that she has no life insurance. If something were to happen to her, I don't know how we would pay her bills. I can't find ... |
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 How does a person who is self employed go about collocting unemployment? |
| My friend who ownes her own business, recently lost her lease and had to close her business. Can she collect unemployment and what are the criterion for doing so?... |
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 I'm paying 400$ a month just for medical insurance for me, my wife and 2 kids....Is this about right? |
Because I have no idea....
Additional Details
My emloyer is payin for me. Pretty much family plan. The coverage has been pretty good. I'm still young...28 wife is younger with 2 ... |
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 How to sell car and home insurance.? |
| I work in a bank and i need to know the questions to ask customers in order to get their names and contact numbers down. Im a customer services officer and we are expected to get as many leads as ... |
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 Do you have life insurance plans on you and your spouse? |
Its kinda like a waiting game.
Its like someones going to be very sad with a whole lot of monnnnney.... |
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irishboyjason | How much is homeowners insurance a month? |
My wife and I are pricing out home purchasing possibilities, and are looking at homes ranging from 290,000 up to about 360,000. We need to have a feel for the payments, and wonder if there is a quick formula to help us figure out the approximate insurance costs each month? Thanks! |
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Rexy
 |
There are many factors that play into a homeowners premium. Your market value, or what you're purchasing the home for, is not necessarily what it should be insured for. The amount of insurance would be based on a rebuilding cost using pricing factors in your area (contractor's rates, lumber, engineers, etc.). I would recommend finding a company that determines the accurate rebuilding cost on the home, and doesn't insure you for the market value as the market value is based on demand for the lot you're buying. The majority of your market value is the land, and if the home burns down... the land will still be there.
The premium will be based on the following:
Coverages (rebuilding cost, personal property, liability, and such).
Credit information, which is used to determine your "insurance score."
Any homeowner's claims you've filed within the past 3 years.
Your protection class information, which is based on the responding fire department, miles to station, feet to fire hydrant.
And most importantly-the particular loss history in the area you'll own the home. Some areas of the country has poor loss performance, and are subject to certain natural disasters which end up increasing everyone's premiums in that area.
The average homeowner policy runs around $500 per year, but I've written policies as low as $200 a year, and as high as $8,000 per year! |
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Catspaw
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Depends on where you live. Based on what I pay, in my non coastal Texas town, you would pay about $4500 per year. How risky an area are you moving to? FYI, as we should all know by now, you still have to pay extra for flood insurance.
FYI, your RE agent should be able to ballpark a figure for you on taxes and insurance. |
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Brutus
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It depends on the cost of the house, where it's located, the coverage you want, etc. Estimate $50/month |
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STEVEN F
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It varies greatly depending on location and what you cover. If you live on the Gulf Coast, you can expect a hurricane to destroy the house at some point. Rates will be higher to cover that risk. I live in Ohio. A tornado every 20 years or so is the biggest weather related risk here. |
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mbrcatz
 |
Nope, there are way too many variables, especially LOCATION. Even assuming your house needs to be insured for $300,000, depending on the location, construction, age of house, policy type, endorsements, and your credit rating, the premium could be anywhere from $900 a year to $6,000 a year.
You'll have to talk to your agent - who, btw, should be able to give you a ball park figure. |
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fluffydogconnoisseur
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Usually it runs about a quarter of percentage point of the home's value per year. Maybe a bit more if you live in fire zones or opt for extras like earthquake coverage. |
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