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 How do life insurance companies make money?
I mean, there's not really an ideal customer. Everyone's gonna die.

I did the math for my life insurance. I'm 22. I'm young, healthy, and I don't smoke. I ...


 Blue Cross/Blue Sheild Customer Serivce Representative?
Does anyone know what this posistion pays? They have openings for this, but give no indication at if it is hourly or salary.
Additional Details
it doesn't say online or in their ...


 How much money "commission-wise" would an insurance broker make if I bought an $8 million dollar life policy?
I am purchasing an $8million policy on my life through my insurance broker. I want to know how much he make monthly, yearly, or however the payments come?

Any idea?...


 How can I find about a old insurance policy that I have that is paid in full but bought by another company??
I have several old policies that have been paid in full but the company was bought out. I need to find the new company but dont know how!!!...


 Does all the insurance companies offer a car while your is not working?
I recently was involve in a car accident and I need the car I have Mercury insurance do they paid fro a rental car?...


 How do I get my license to sell life and auto insurance?
...


 How many insurance agents in lic of india ?
No of agents in Life Insurance Corporation of I...


 I am looking for a good company to go to for life insurance. What company doesn't increase their premiums?
I just received my yearly premium from Chase Insurance. It has gone from $354.00 to $1759. It only stayed the same for 5 years. Now it will go up each year. I am looking for a company that will ...


 Life Insurance Question?...Please Help!?
Can someone tell me which is the best Life Insurance?
Which company? What do i need to d?
And what you recomend to me? What's best for me?...


 Can i get the money that i put into my insurance back?
i just found out that my life insurance will go up every 5 years,,,i didn,t know that,,,,can i get my money back that i have paid into this policy because i am ...


 Employer Health Insurance for Spouse?
Hi, if my wife does not work, is my employer required to include her as well as myself in his health insurance? I have recently changed jobs, and added my wife's information in the application ...


 How much should i insure my house for?
My house and land (combined purchase) cost $185,000.I have stainless steel appliances, (combined D/W, microwave, fridge, electric stove, central air and water heater. Furniture (contents) not ...


 Did auto insurance go up this year?
if so why did the prices go up? thanks a ...


 Does a border agent have the right to ask for auto insurance documents?
Also, can they hassle people about which state their car is registered in? Is it their job to report insurance and registration irregularities to the California DMV?

I'd like an ...


 Does your insurance go up?
If you park in a bus stop zone, in NYC, and get a ticket. Does your car insurance go up? What happens? I paid it off right away in like 2 hours, will there be something else?...


 Will home owners insurance cover my auto after hitting a garbage can in the middle of the road???
It was early in the morning, on a dark county road.....I struck the bottom of a black garbage can made of plastic. It was very cold and my bumper was damaged fairly well. It was not my garbage can or ...


 Insurance for over 65 cheapest?
i want a medical cover as well astravel ...


 What to do,insurance adjuster didn't respond to my demand letter?
...


 Please explain the Advantages and Disadvantages of Life Insurance?
Please explain the Advantages and Disadvantages of Life Insurance


Thanks....


 If you have a 100,000 life insurance plan..do you have to pay 100,000 dollars to your act to recieve benefits?
if you have a 100,000 life insurance plan..do you have to pay 100,000 dollars to your account to recieve benefits?...



ryan m
How much is workman's comp insurance?
I am starting a new company and I have (5) full time and (3) part time employees........

The company will gross just under 100k....

I would like to know what the cost will be.
Additional Details
Thank you everyone......I am in the floor care service, and in NJ
                     
 




Margarita D
Rating
In order for anyone here to even give you an indication we would need to know the occupation (the most critical factor), i.e. roofing vs. clerical can vary by as much as $35 per hundred in payroll. We would also need to know your payroll amount not the company gross, where your company is based, any prior w/c insurance and prior claims history.

If you have Commercial General Liability Insurance (which you absolutely should have), you should go to see the Agent that handles that for you. If you do not have a CGL Policy then please visit an independent agent and ask for quotes for both types of insurance not just w/c. Most insurance agents/companies will not write a stand alone (mono-line) policy, i.e. they will not write a w/c policy without you obtaining the CGL Policy too.

I hope this helps. Good Luck!


Tom Z
You left out the most critical factor. What do your employees do? Obviously the rates will be significantly different if you are an accountant versus an iron and steel erector.

Find an independent agent in your area by using this link -

http://www.iiaba.net/agentlocator/findagent.aspx

An independent agent represents more than one company so they can get quotes from several carriers for not just your workers compensation but also your liability insurance.


Grayduchess
Workman's Comp insurance not only depends on the number of employees and the expected gross but also the nature of the business. Obviously, some businesses include higher risk occupations than others. That's going to be the key.

I would suggest going to an independent insurance agent. They can find the company that will give you the best price. Believe me, they vary widely!


src50
It depends on many things including the specific industry and what state you are in.


mbrcatz
Rating
Floor care. Does that mean wood floor installation? Carpet installation? Carpet cleaning? Floor polishing?

You can pretty much bet it's going to be roughly 15% of payroll.


Uncle Rob
Rating
Go to Quote me Insurance.com and they will be able to tell you how much it iws. Hope this helped.

Uncle Rob


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