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So many things depend on price, so you can't really use this as an example. It varies on your state, your credit, your age, your fire protection class rating of the local responding fire department, value of the home, which form of a homeowners policy you choose (there are different forms giving more coverage), your deductible, prior loss/claims history, age, multi-policy discounts, age of home, what types of animals you own, updates to the home, how much personal liability coverage you added, and other coverages you may select or exclude
Yes, Florida is likely to see a drastic rate increase because of all of the hurricanes and claims paid last year. You should check with an indpendent agent, rather than a captive agent, who can write with several different companies and provide you the best coverage and price package for your needs.
Check out the link below to get you to BB&T Insurance Agency. There are 2 in Florida (Tallahassee and St. Petersburg) and a toll free number to call the Florida Insurance Service Center.
I hope this helps you. |
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