 What's the right kind of life insurance for my situation? |
| I'm a 22 year-old, healthy male(don't smoke or do anything considered dangerous), who lives with my Dad. My Dad's employer only pays $10,000 to him if something happened to me. I'... |
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 Insurance Settlement from Car Accident ? |
what is aveerage amount a insurance compnay will offer someone
who was injured (but NOT paralzyed) in a car accidnet?
100 grand,,, or more?... |
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 Medicaid????? |
| I'm pregnant and I received my medicaid card in the mail but I also received a letter saying I should apply for additional benefits for my baby which includes everything even dental coverage. S... |
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 I am having trouble understanding the different types of Life Insurance.? |
| My husbavd and I have been married for 5 years.I have started looking into life insurance now that we are on our feet. I am SO confused about term life insurance and "non" term life ... |
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 National health insurance proposal? |
| Health insurance like any insurance such as home, or auto insurance should be a personal policy not job related. Insurance by traditional definition is a sharing of risk. Uninsured Americans should ... |
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 What do you think of AARP as a secondary insurance verses United American? |
| I have United American as a secondary ins.with medicare now and was told that AARP might a better choice for me.... |
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 Do mentally ill home owners pay higher insurance? |
Recently I deeded over an inherited home to my brother and myself as joint-tenants. My brother is paranoid-schizophrenic.
Will we pay higher higher home insurance because one owner is ... |
|
 How can you get around motorcycle insurance? |
| I am trying to get a 2007 Kawasaki ZX-6R. I got denied for the kawasaki card, but they said I could probably get approved threw a bank or another lender. But that way I would need to get insurance, ... |
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 My insurance company cancelled my policy because i sent a payment in late. Can they reinstall it if i pay? |
| I sent the payment in late for the third time and it never went through. I I got a cancellation letter in the mail within 3 weeks of the last payment that was due.... |
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 What Kind of insurance can you cash in? and when can you cash it in? |
Additional Details
so if you have $100,000 policy...when u cash it out you get the $100,000 - fees and what not..... |
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 What type of insurance company buys your mortgage and lets you stay and rent? |
| a person is terminally ill and can't pay his mortgage payments. he has equity and will sell to company at price owed. upon his death the insurance company owns the deed.... |
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 Can you add your significant other to your Health insurance or your unborn child if you are not married? |
| Say you are not married, Have lived together and are expecting a child, she has no income and you are supporting her totally, since you can claim her on your income taxes can you claim her and the ... |
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d717 | How much liability should one get on auto insurance ? |
How does one determine the appropriate liability insurance to get on an automobile? |
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Ryan D
 |
Enough to protect all of your assets plus a year or two of projected income. This would include things like your house.
Fortunately, the cost of liability insurance is quite low. Getting the maximum coverage offered is pretty cheap. Physical damage coverage for your own vehicles is *much* more expensive. |
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g-man
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depends on where you live and what you own.
if you don't have a pot to p--- in then get the legal minimum.
some states limit the amount you can sue for, so if your state has such a limit, never buy more than that limit. |
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MOM KNOWS EVERYTHING
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the easy answer is you should get as much as you can afford. However, if you have no personal assets to speak of, no one can get anything from you beyond your insurance, and you don't need quite as much. The purpose of insurance is to protect your own assets against judgments. |
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PKAAworks
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Depends on how old the car is, and how many people are driving the car. My car is old-so I have only basic coverage. |
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fishanyone
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Getting the state minimum is dangerous in most states. (Alaska's state minimum is higher.) Liability insurance covers your assets, so instead of thinking about the value of your car, consider how much damage your car could cause. If, God-forbid, you crashed into a house, you could easily exceed $100,000 in Property Damage liability. If you were invovled in a fatal collision with a young profession father, you could be found liable not only for hospital and funeral costs, but the lost wages he would have earned if he had lived. Like someone else said, buy as much as you can afford! |
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tigertiggerii
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Figure out what your state minimums are first, then decide that if you were to get into an accident, how much additional would you like covered as a civil lawsuit can be filled for additional reimbursement of medical, etc. Good Luck. |
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mbrcatz
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I tell people, enough to cover what you're worth, PLUS what you are going to probably earn over the next two years. |
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