 I am a college Student with no health insurance....? |
| I am transferring so there is no sense in getting it at my school, and the new school doesn't offer it. My parents just have family health plus and if they send in my income,my whole family wont ... |
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 Clueless-- Please help! What kind of life insurance does my husband need to buy? He is an ironworker.? |
| which is kind of a dangerous job. And if something were to ever happen to him he wants to make sure that the house would get paid off and I would be able to continue to stay at home with our kids for ... |
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 What is the cost to insure my engagement ring? |
| I know that home owners insurance covers jewelry but if I wanted to insure my ring separately, at what rate of the ring's appraisal amount is the yearly payment for insurance?... |
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 What is the best company to buy term life insurance? |
| I'm trying to find a company to purchase term life insurance. I want a good brand and not some scam. Thanks to anyone that replies.... |
|
 Is it better to file home insurance claims seperate or just one claim? |
| My home sustained some damaged due to a snow fall back in december. I didn't file a claim back then and now that I got some shingles damaged due to strong wind i would like to file a claim. I ... |
|
 My husband got a speeding ticket and got 2 points on his liscense, please read? |
| We live in charleston SC, he tried to plead not guilty and question the cop (idiot) and the judge told him he couldn't question him at all, but the same method did work in another county in SC, ... |
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 How do I get affordable health insurance for my son? |
| I was in between jobs last year so I had to put my son on medicaid. As soon as I found a job I let them know but they kicked him off of it anyways. The problem I am having is that my insurance at ... |
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 If someone doesn't list a preexisting condition, how can the Insurance Company find out? |
| If someone was to apply for health insurance, but they did not list a minor preexisting condition, could the company find out about it?... |
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 How does my mother cash an insurance check with multiple lienholders names on it? ? |
| Our home caught on fire Thanksgiving (November 2008 Electrical Fire). The insurance company has finally issued a (small) check for the restructure and rebuilding of our home. However there are 5 ... |
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 What is the best insurance company to take out a policy on someone else? |
| My mom is getting pretty old and my sister and I would like to have something in place to help offset the costs in the event of her death. So, are there any suggestions as to companies that we could ... |
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 Is $1600 a fair offer for a accident settlement? |
| We were in a recent accident and my 18 yr old son went to the hospital with a pain in his side soon after. He was released about 2 hours later and given a muscle relaxer. He seemed fine and didn'... |
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 Who is responsible to pay the extra? |
My partner and his brother have just done a job for someone through insurance. There was a lot of burnt conifers and gardening work to be done.
He gave them an estimate for ex amount of ... |
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 Insurance Agents: is there such thing as free life insurance? |
This is the second year that my father in law gets free life insurance for up to $1,000,000.00 Dlls from a company called
"National Western Life Insurance Company"
A Stock Company<... |
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 How do I file a formal complaint against an insurance company's agent whom hosed me over? Based in California |
| I would like to file a formal complaint with the State of California against an insurance agent & broker whom screwed me on my health insurance.... |
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 Lost wedding ring 2 yrs ago, ins. pd me, bought new one, now I found old ring. Do I give ring or cash back ? |
| Claim was with State Farm - do i give them back $4000 cash or the old ring. I don't really want it anymore since I bought a new one with the claim money. Anyone have experience with this before I... |
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 I Have Been In A car Accident and the Insurance not want to pay All-State Insurance? |
Bodily injury / Which My Leg was Broken into three parts above my knee and below my hip.
I have been in bed for the atlist more than three months.
And The only thing ALL-STATE I... |
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tofucookie | How much must one put into social security in order to be eligible for ssdi? |
my friend is disabled... seizures and a lung disorder that has affected her brain. she worked part time for many years as a music teacher, but now has trouble with numbers, memory, and reading at an adult pace. she thinks she is ineligible for social security disability income. |
 |
 
Tom Z
|
From the Social Security web site -
In addition to meeting our definition of disability, you must have worked long enough--and recently enough--under Social Security to qualify for disability benefits.
Social Security work credits are based on your total yearly wages or self-employment income. You can earn up to four credits each year.
The amount needed for a credit changes from year to year. In 2007, for example, you earn one credit for each $1000 of wages or self-employment income. When you've earned $4,000, you've earned your four credits for the year. In 2008, you will earn one credit for each $1050 of wages or self-employment income. When you've earned $4,200, you've earned your four credits for the year.
The number of work credits you need to qualify for disability benefits depends on your age when you become disabled. Generally, you need 40 credits, 20 of which were earned in the last 10 years ending with the year you become disabled. However, younger workers may qualify with fewer credits.
IMPORTANT: Remember that whatever your age is, you must have earned the required number of work credits within a certain period ending with the time you become disabled. Your Social Security Statement shows whether you meet the work requirement at the time it was prepared. If you stop working under Social Security after the date of the Statement, you may not continue to meet the disability work requirement in the future. |
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dtwladyhawk
 |
SSDI is based on work experience, how many quarters you work and she would probably not be eligible for it, but, good news. She can apply for SSI and get about as much cash as she would with SSDI. Someone has to file the papers for her. (Call SSA and in form them of her serious condition-she can make you medical power of atty, every hospital has free forms.) She may need to hire an atty to do the hard work, they will take a % of the back pay but none after she begins receiving checks. She will also get a medicaid card and maybe food stamps |
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The Grim One
|
your best bet if she is a student is to try this website
http://www.uwo.ca/ombuds/student/disabilities.html
For a list of ALL applicable services that your friend may be eligible for visit this website:
http://www.canadabenefits.gc.ca/faecselectgeo.jsp?&lang=en&callscrn=faeclist.jsp%3Flang%3Den%26catid%3D13
I would've looked into it farther but the second website (better of the two) gives you details based on age as well as where you live within canada. |
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Laid back
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Someone needs to do paperwork and take it to a SS office for evaluation. Doctors statement stating disability and effects should be submitted with it. |
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mbrcatz
 |
40 of the past 50 quarters - effectively 10 of the past 12 1/2 years, of full time work. It ONLY counts quarters that you've paid into social security - so if she's worked "under the table", none of that counts.
I think she's going to have a hard time collecting, also. Not necessarily based on time, but based on what's wrong with her. |
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Jerry S
|
i think it is 10 years, contact the social security office
or an attorney who specilizes in that field. good luck.
10 years i believe is 40 quarters. |
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Jonathan G
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In order to be "fully insured" for disability, you need to have at least 20 credits in your account within the last ten years (fewer credits may be required for workers in their teens or twenties). It is possible to earn a maximum of 4 credits per year. Over ten years, therefore, you can earn a maximum of 40 credits (4 x 10). If you have earned 20 credits during the ten years prior to the onset of your disability (when you stopped working), you are insured for disability purposes.
For 2006, you need $970 of gross earnings to earn a quarter of credit. Once you earn $3,880 in 2006, you will have earned all four possible credits. Even if you earn the $3,880 all in January, you have maxed out your credits for 2006. For 2007, you need $1,000 of gross earnings to earn a quarter of credit - $4,000 will earn you four credits. Earnings requirements to earn a credit for prior years are as follows:
* 2007 - $1,000 $4,000 for the year
* 2006 - $970, $3,880 for the year
* 2005 - $920, $3,860 for the year
* 2004 - $900, $3,600 for the year
You can find out whether you are insured by filling out and sending in Social Security form SSA-7004 (you will get an earnings and benefit statement back by mail). |
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