 I am looking for a good company to go to for life insurance. What company doesn't increase their premiums? |
| I just received my yearly premium from Chase Insurance. It has gone from $354.00 to $1759. It only stayed the same for 5 years. Now it will go up each year. I am looking for a company that will ... |
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 Life Insurance Question?...Please Help!? |
Can someone tell me which is the best Life Insurance?
Which company? What do i need to d?
And what you recomend to me? What's best for me?... |
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 Can i get the money that i put into my insurance back? |
| i just found out that my life insurance will go up every 5 years,,,i didn,t know that,,,,can i get my money back that i have paid into this policy because i am ... |
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 Employer Health Insurance for Spouse? |
| Hi, if my wife does not work, is my employer required to include her as well as myself in his health insurance? I have recently changed jobs, and added my wife's information in the application ... |
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 How much should i insure my house for? |
| My house and land (combined purchase) cost $185,000.I have stainless steel appliances, (combined D/W, microwave, fridge, electric stove, central air and water heater. Furniture (contents) not ... |
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 Did auto insurance go up this year? |
| if so why did the prices go up? thanks a ... |
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 Does a border agent have the right to ask for auto insurance documents? |
Also, can they hassle people about which state their car is registered in? Is it their job to report insurance and registration irregularities to the California DMV?
I'd like an ... |
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 Does your insurance go up? |
| If you park in a bus stop zone, in NYC, and get a ticket. Does your car insurance go up? What happens? I paid it off right away in like 2 hours, will there be something else?... |
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 Will home owners insurance cover my auto after hitting a garbage can in the middle of the road??? |
| It was early in the morning, on a dark county road.....I struck the bottom of a black garbage can made of plastic. It was very cold and my bumper was damaged fairly well. It was not my garbage can or ... |
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 Insurance for over 65 cheapest? |
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 Please explain the Advantages and Disadvantages of Life Insurance? |
Please explain the Advantages and Disadvantages of Life Insurance
Thanks.... |
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 If you have a 100,000 life insurance plan..do you have to pay 100,000 dollars to your act to recieve benefits? |
| if you have a 100,000 life insurance plan..do you have to pay 100,000 dollars to your account to recieve benefits?... |
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 Do you believe in having lots of insuriance or very little? |
| I hear people talking about life insuriance, auto insuriance, home owner's insuriance, etc., etc., etc.... how much do you believe in having? Which kinds? Or do you believe that paying for ... |
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 Who is responsible for filing liability claim under renter's insurance? |
| The washing machine I own malfunctioned and flooded part of the apartment I rent. The landlord is billing me for charges incurred for replacing the carpet padding and providing blowers to dry the ... |
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 Short & Long Term Disability Insurance? |
| If someone is a not able to qualify for STD or LTD insurance. Are there any other options?. My friend has MS. She was just diagnosed. What can she do? Is there any options or insurance for her ... |
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 Looking for good source for Burial/Funeral/Final Expense Insurance for 80 yr. old mother? |
Looking for policy in $5,000 - $10,000 range with no medical exam (sort of like what AARP offers) Must be valid in N. Carolina.
T... |
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| My car was deemed a total loss by the insurance company, how much should I get? |
| I have a 1999 mercury sable GS with 99,000 miles. The car is located at the zip code 08080 (new jersey). An appraiser came out and said the damage done was near $2300 and it was deemed a total loss. N... |
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 Does renters insurance cover my jewelry? |
| In case it breaks, gets stolen etc. And what about loss?... |
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charlotte q | How much of ther interior of my condo is covered under "bare walls" policy? |
Will a bare walls fire policy cover bathroom fixtures and flooring etc? what about plumbing and lighting? |
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mbrcatz
 |
It should cover plumbing and electrical, but not usually lighting. It should cover standard bathroom fixtures, and subflooring. |
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ktlove
 |
ok, if there is a fire and all is left is the shell so to say, then the assoc comes in and frames and paints the walls.
thats what you got.
walls.
no kitchen, no cupboards, no bathroom fixtures, no carpet, no tile, no moldings.
maybe plumbing behind the walls, or under the floors, but not inside your unit.
so, just walls and maybe white paint. |
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hirebookkeeper
 |
Bare walls means the associations insurance will build your unit back to the bare walls, no extra interior stuff, in case of damage, such as a fire. You need to get your own policy for that. Talk to an insurance agent. |
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MSAD
|
You will need to contact your insurance agent to get a condo owners policy.
The association policy will cover the structure - but fixtures, finishing, carpet etc it will not. Think of it this way - if you can change it with out getting the associations permission - the association policy will probably not cover it.
Do you have to get permission if you want to remove the carpet and put down hardwoods? No - you own the carpet.
A condo owners policy will also provide coverage for your personal items (clothes, couch, dishes etc) and liability/medical payments. Liability and medical payments will pay for folks who get injured in your unit or because of your actions. So your dog bites someone or you take a pasta salad to the church pick nick and the mayo gets funny and folks get sick - you have liability protection.
If you own a car - talk to your agent. You will often get a mulit-line discount if you have the condo owners policy and auto policy with the same company.
If you live in an apartment or rent the space - you will need to get a renters policy. Similar but does not have coverage for the structure (since you don't own the carpet in an apartment - like you do in a condo) |
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Marvinator
 |
It only covers what was there when you moved in and the walls were bare. If you put in a better faucett, the insurance wont pay to replace it.
Get renter's insurance and make sure there is a rider for your possible 'upgrades'. |
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Rodger R
 |
yes, if it is part of the dwelling it is covered. Think of it like an unfurnished apartment - all of this is covered. The stuff you move into the apartment is not - furniture, clothes, etc.. |
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