 When a person remarries is it typical for the ex spouse to remain benificiary on everything? |
| Married for two years-husband's ex and their 13 year old daughter are his benificiaries on everything, and they are covered under his health coverage etc while I'm none of the above. He ... |
|
 Insurance for senior parents? |
| I'm considering enlisting in the military. One of the benifits I will recieve is life insurance at an affordable cost. I can get a joint policy with my 2 senior parents (who are currently ... |
|
 Can insurance company get know our old medical report if we do claim ?? |
| I got a record in private hospital for my small sickness recarding sweating problm,now i want to buy insurance for my medical,did insurance company get to knoe abt my record there?? The record in ... |
|
 What are the best life insurance policies? |
| I want to pay up front for the whole policy to go to my two children and my Love...... |
|
 I just got fired after 7 years of what i thought was hard work .can i apply for unemployment or no.and get it? |
| will i be able to get unemployment until i find another job. and after working there so long . do i even dare to put him down as a reference.... |
|
 Not sure about my nation insurance card.......help please? |
im not sure whether i have lost or misplaced my national insurance card,
is there any way of getting a new one.
thanks ... |
|
 How can I find out if a medical device that hasnt been invented yet can be charged to medical insurace? |
| I'm doing a project for school and am inventing a medical device that attaches to a door and will turn the doorknob when a latch is pulled so that the user does not have to use their wrist. I ... |
|
 Should my car insurance company charge me for the last 2 months of my insurance even though i am cancelling? |
I have cancelled my car insurance with yes car insurance & they have advised me that as I have 2 months left they will still take my last 2 months direct debit in one payment.
Is this the ... |
|
 What do you do when your stuck in a job you hate? |
| I love the office enviroment, but I don't feel so welcomed here.... |
|
 Workers comp. question? |
| i injured my back late august '07 at work and claimed it on worker's comp. it took 2 weeks to feel better. december 6, i injured it again in the exact same spot, with the exact same pain, ... |
|
 I Have a question? |
| John was drunk and driving a car, he struck with another vehicle, and injuring Linda, the driver of the other car. John has limited assets, and his insurance had just expired, as well as his driver&#... |
|
 I am leaving a big company that provides health insurance through United Health? How to extend it? |
| I was wondering if there is a way to stay on that health insurance until I find a new employer?... |
|
|  |
JD | How much should I settle for with insurance? |
Me and my family was in our car and a woman ran into us. It didn't cause alot of damage to the car the damage was $652. We got that fixed. Anyway I went to the ER with pain and was told I had a neck and back sprain. I have been going to the chiropractor for the last 7 weeks and I should have my last appointment next week. My total medical bills will be about $1800. I have never been in a wreck before and wanted to know what to expect and how much a fair settlement would be. Do I call them when I am done treating, or do I wait for them to call me?
Additional Details
Also, she did acknowledge the wreck was fully her fault and her insurance has said they will take care of everything. I don't work but my husband did have to be late a few times due to my appointments. We have 3 kids and he works 2 jobs so he had to stay with them while I was at the Dr. |
 |
 
Peilthetraveler
|
my ex-gf was in a similar accident. She went to the doctor twice for her back (which was hurting before the accident, mind you) 6 months later she got 15,000 minus lawyer fees which were almost 50% of what she got.
The thing is you never know what long term is going to be for your back, so I suggest you just get the maximum of whatever the guy was insured for just to be safe, because believe me, there are people out there that say "Oh i dont feel that much pain, no need to get any money for it." Then a year or two later they suddenly have back pain from hell as a result from their injuries a year ago, then they end up going to chiropractor 5 times per month for the next 2 years just to feel a little more normal while in the meantime they always feel the pain in the back.
So i would just ask for the max that the insurance was covered for on their insurance. (Usually 25 or 30k) Lawyer will take a big chunk of that and you will actually be a little short changed if you do get that pain later on. |
|
itsfrickenhot43
 |
From previous experience from a vehicle accident I would highly recommend talking to a lawyer. Once you are done treatment, it doesn't mean your pain will end. You should never sign off until you get some informed advice. Plus you may want to ask about the "spousal entitlement" for your spouse, if you have one, as he may be eligible for monies as well under the family act. In Ontario, as far a I recall, you are entitled to one half hour of free legal independent advice which I would highly recommend. The insurance company will have to cough up some monies for you. For you to come up with a number yourself would be inappropriate. Lawyers do sometimes offer sliding scales if payment is an issue, so don't be shy and come right out and ask. The average claim in Ontario courts could be at lot more than you would expect. The insurance company should be paying your medical bills. The other person who hit you is obviously trying to avoid "facility insurance", so I would not recommend contacting them in any way. Just do yourself a favour and see a lawyer NOW! |
|
debijs
 |
~~There is no way to give you an exact answer, but the rule of thumb for a settlement on this type is 3 times the total medical costs. Of you course your attorney fees (if you have one) need to be paid from this.~~ |
|
mbrcatz
 |
There is no rule that you get 3X medical costs. That's a MYTH.
If you're in a true fault state, you'll be lucky to get the emergency room bill. Chiro bills, that insurance company is going to fight you on them. You ONLY had $650 to the car! Thats like a BUMPER. PLEASE!
HOnestly, you can go to a chiro for the rest of your life, that doesn't mean the poor woman is on the hook for the bills from it. Hubby taking care of the kids or being late, isn't compensable.
If you're in a no fault state, or a limited tort state, you're not going to get anything.
You should ask YOUR AGENT, who has state specific information for you. |
|
MARK S
|
Hmm... $652 in vehicle damage and you had to go to the ER? And then 8 weeks chiro? You must be one delicate little flower.
What would be fair is you are put back into the same position you were in before the accident, not a better position.
$652 in vehicle damage these days is far less severe than one of your kids running up and jumping on you when playing with them. |
|
Michael R
|
It is too early to say. It depends on what your MRIs will show. You should hire a lawyer b/c he/she will get enough for you to earn their fee. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 10 minutes(s) ago
| | | |
5 | 21 minutes(s) ago
| | | |
4 | 50 minutes(s) ago
| | | |
6 | 2 hour(s) ago
| | | |
6 | 3 hour(s) ago
| | | |
6 | 7 hour(s) ago
| | | |
6 | 11 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
6 | 5 day(s) ago
| | | |
5 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
