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 National insurance number?
Heyy!
am 15 but am 16 in a week
i dont know if am gettin a national insurance number cause my friends birthday is in october and she got hers over the summer....


 If I incorporate my small business, can I buy health insurance that will cover a pre-existing condition?
I really want to start my own business, but can't leave my job because I need the health insurance. Although I can buy private insurance, it won't cover pre-existing conditions. I have ...


 Does a doctor and the hospital she is affiliated with have to take the same insurance?
When I gave birth to my second child I went to an OB that was a participating provider with my insurance company. She delivered my child at the only hospital that she is affiliated with. I recieved ...


 Do all doctors including general praticioners have to have malpractice insurance.?
...


 Homeowners Insurance?
We're buying a house in Houston, TX and are currently shopping for a homeowners insurance. What are HO1, HO2, HO3, and etc. ? What coverages are required in the State of Texas?...


 Sexual Discrimination in the UK?
Women drivers have fewer accidents and then they are less expensive ones anyway so women are a better insurance risk, right? Everybody knows this because they keep telling us that it is so.

...


 No insurance ticket?
I got a ticket today for no insurance. I know I can go to court and show proof of insurance and just pay court costs. After I show the court my insurance card, are they going to contact the insurance ...


 Please help me find an INDEPENDENT insurance broker in the Palm Beach County,Florida area.?
I have done numerous searches on my own but haven't found what I've been looking for. For example,2 or 3 sites say they're independent but when you read further,you see(for example) P...


 I have a question regarding health insurance?
Hi, I'm from North Carolina, and my aunt is the parent of a disabled child. I was wondering if there was any type of health insurance that's available for that? She is unemployed and ...


 My husband recently lost his job in a software firm now can we have medical insurance for kids nd not parents?
Hi My husband lost his job in a software firm and we cannot afford for medical insurance now so is there an option that we can pay insurance only for the kids and not us both elders. Or there any ...


 Which is the more beneficial group life insurance or term insurance?
...


 Are there any cheap health insurance programs in Texas?
My Husband is unemployed and we need a cheap insurance.
Thanks a lot for your help....


 How much would it cost on my home owners insurance if I put a trampoline in my back yard.?

Additional Details
I had no idea that they were so dangerous. Thanks to everyone who posted about the danger!...


 Does anyone know if a 16 year old who's married can get on medicaid?
I have a son and me and my husband are separated but not legally and I live in A...


 Where can I find basic and cheap health insurance?
I am a 25 year old part time college student looking for very basic and cheap health insurance. I had prior insurance under my father’s plan but was dropped when I turned 25. Legally I can elect C...


 Is there a life insurance that can be purchased for a 90 year old lady?
...


 Where can I get family health insurance in Alabama?
I will be quitting my job soon to be a stay at home mom, thus losing my medical insurance. My husband's insurance through his company is very expensive due to it being so small (only 20 or so ...


 What is the best value health insurance for hospitals?
...


 Can I get unemployment (in CA) if I quit? ?
I've been working for my last company for a little over 2 years. I resigned 2-3 months ago because I felt they were just taking advantage of me. I was doing 2 persons' work (even my boss ...


 Can atheists get insurance for acts of God?
...



trevor320
How much will my insurance drop after one years no claims?
I've nearly been driving a year and will shortly renew my insurance with one years no claims to my name, just curious as to how much peoples insurance dropped after the first year of no claims? Basically so I can estimate roughly how much I can expect mine to drop, please state age and sex as that should give me more of any idea!
                     
 




tex r
Rating
You can compare how the insurance quotes would change, for example here - car-insurance.22web.net


dymond
Rating
After you've had your insurance a year you can shop around for a better rate.Insurance premiums don't go down.When you turn 26 they re-rate you and they go down some.Then you have to wait until you've been driving at least tens years with a clean record and go shopping again.Safe drivers get a better rate.The key is to shop around for the best price.


car253
It depends on what state your in and if your male or female.

In CA your rate drops after 3 years. The law is if you do not have more than one point on your driving record and have 3 years of being licensed you qualify for the California Good Driver Discount.

When this discount gets applied your rate will drop. So, after 3 years your rate will drop. And, Tim was right. If your young and with State Farm your rate will drop again after 9 years.

This info depends on your state.


WelshLad
Rating
Your better off getting a quote from somewhere like http://www.moneysupermarket.com try it with no NCB and with 1 NCB, that's the difference.


Ross 41
A new driver (around 17 or 18 years old) can expect there insurance quote to drop around 30% after the first years no claims.


Tim
Rating
You need 9 year experience before it will drop. You'll be lucky if it stays the same.

48 male in Ca. Have daughter 19 waiting for insurance to drop


dwbryant06
Well this really depends on your age. If you have had previous claims on your record those claims can stay for up to 5 years. If you a "youthful" driver meaning under age 25 your rates are likely to stay high until you are 25.

Some companies have benefits that offer to reduce certain aspects of your expense (either reducing premium or reducing deductible) if you are a "safe driver" withtheirr company.

Another factor is, even if you have a perfect record, are in a low rated geographical area, drive a low rated vehicle, and are the perfect age -- at renewal your company could have had rate increases across the board which will increase your premiums along with everyone else.

Age and sex have a lot to do with your rates but the following are also factors:

Motor Vehicle Report
Claims History
Insurance Score (determined by your credit score)
Relationship status (Married, single, widowed etc)
Living status (Homeowner, renter, living with parents)


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