 Help Please, Health insurance question? |
| I visited my doctor a while back and he wanted me to undergo some exams. I had asked prior to the exams if any sort of pre-approval was needed from my insurance to see if it covers it, his staff told ... |
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 When applying for term life insurance; What do they look for in the blood and urine test exactly? |
I'm just curious, we have a nurse who is coming to draw blood. I've been told its for pre-exhisting conditions but what does that mean exactley?
... |
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 Can my husband drive my car withour insurance? |
| my husband only drives my car about once a month. can i drop him from the policy and still have him covered, because i have given him permission to drive my car? it would save alot of money! i have ... |
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 Is it or NOT? |
Is it true that insurance agents make a ton of money? I've heard it quite a bit and was wondering if its true or not. If yes, how much? And how??
Additional Details
Why I ask is ... |
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 Why are insurance companies so corrupt and allowed to do what they do? |
| I recently wanted to get a better rate for my house insurance because my boyfriend and I were on the same policy from before and he had a repo that raised our rate almost 300 bucks (even after 14 ... |
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| Would insurance company likely settle for 15K? |
| Auto accident....my lawyer asking for 25K, insurance company said 12K (my lawyer wants to go to court and all that, I really do not want to; I just want to get this over with) My lawyer said it'... |
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 How do I get health insurance? |
| I'm 24. What are the things I need to go through?... |
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 How to become an insurance agent ? |
| what is the critaria to become an general insurance (motor vehicle) agent, from where should I got complete training. How much time duration it will ... |
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 On an insurance binder,What do I say in the mortgagee spot if there is no mortgage? |
| I'm having trouble filling out an insurance binder. What am I legally supposed to put in the mortgagee section if the home is free and clear? Meaning there is no mortgage ... |
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 Any word can replace "agent"? |
Insurance agent can be replaced with Insurance Producer.
Is there anything else I can use instead of agent?... |
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 Can i find a cheap minibus insurance? |
| hi there..... can anyone recommend a good and cheap insurance company for my minibus hyndai 2476cc. the problem is most companies doesn t accept do the insurance because this car was imported and the ... |
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 What does your company pay for Maternity pay? |
My company offers maternity pay thru disability which is 65% but i was wondering if anyone's company out there does it differently.
Additional Details
I have a chance to negotiate ... |
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 Market value/replacement value of a car.? |
| According to various internet sources, my car is worth £2-£2.8k. However, suppose it was written off, it would cost me appx. £3.4k to replace it (have found almost identical car on Auto Trader). I... |
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 If I use my insurance to pay a hospital bill...will the main insurance holder find out? |
| I need to use my insurance to pay a hospital bill. If I am on someone elses insurance, will they find out?... |
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 Question regarding life insurance . . .? |
| Does a suicide automatically void a life insurance policy? The policy has been in effect for over 10 years.... |
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 Can I file a homeowner's insurance claim on this? |
| Hi. I need help, and my insurance company just lets the phone ring...so does my condo management company...so any help will be appreciated! My downstairs neighbor's ceiling under my toilet fell ... |
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Indranath D | How safe is insurance companies in india? |
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efrankdeniro
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Not as much as in america |
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searing
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first of all, I don't even like insurance companies in the US, how can you know anything about one in India? I bet most of them are US or UK companies anyway. With costs going up due to natural disasters recently such as the Tsunami and Katrina I would stay way off any investment opportunity in the insurance business. There are over a billion people in India, lots of them trying to get your US dollars because they are worth so much there, big trap... don't fall into it. |
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Ganesh Thakur
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Insurance company in india is safe . and so their is a race for the same. as a number of policies in india never matures and this is the huge gain for this company. they can pay any claim from these policies which colapsed before three yrs. |
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chindu
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Indarnath, all public and private, life and general insurance companies guided by Insurance Regulatory and Development Authority. Norms are equal to all companies. IRDA watches the transactions of insurance companies. Come to to safe side, all companies have reinsurance facility if risk is more than its capacity. So no need to bother about financial condition of insurance company. |
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satheesh
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All the insurance companies are safe in India. The IRDA and other regulations are here..You can start or take shares in that companies. But don't seek protection or cover from them. Their policy conditions in point eight font will hide all the trues that we want from our eyes. you will not get the claim amount unless it is a death or maturity claim.Claims with in three years of commencement of the policy , Critical illness rider benefitis , accident, non life claims are so hard to settle. |
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SRIRANGAM G
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Hi, Indranath. Your question is unable to give a clear indication what exactly you want to know. It should be either 'how safe are insurance companies in India?' or 'how safe is our money invested in insurance companies in India?' With regard to the first, the insurance business in India is operated according to the provisions of Insurance Act, 1938 and Insurance Regulatory and Development Authority Act, 1999. All the insurance organiza-tions in India are controlled by IRDA. The second thing is whether the money we have invested in such insurance companies is safe or not. Our money would be safe without any doubt. The money what we pay in the form of premia according to the terms and conditions would be definitely returned along with the benefits in accordance with the agreement between us and insurance company. So insurance companies are safe and our money is safe too. |
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