 I need an insurance agent to answer these questions.? |
1) What do you like and dislike about your profession?
2) What are the biggest mistakes you see people making in your area of expertise?
3) What kind of training, licenses and/or education ... |
|
 Does home owners insurance cover rotted wood siding.? |
| We bought our home in 2004 and there was some rot on the wood siding. We were offered 3000 dollars from the seller and a stainless steel refrigerator. The home inspection didnt have a dollar amount ... |
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 My windows were broke,the insurance company just wants to replace the glass.I want the whole window replaced.? |
| My house was built before the 1900's, it was vandalized on Friday and 22 panes were shot out by a High powered BB gun. The Home owners insurance just wants to take out the glass in the wood ... |
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 Public liability insurance & professional qualifications? |
Hi
I teach pole dancing and need to get public liability insurance as I am leaving the company I currently teach for (and whose insurance I am currently covered by). Do I need any ... |
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 My husband and I are fixing to be checking into life insurance policies. What kinds of questions are they? |
| going to be asking us? How much should we expect to pay? He is 35 and I am 39. I quit smoking 1 year and 8 months ago. I have heard that it was best to wait until you had quit smoking for at ... |
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 Where can I get health insurance if? |
| Where can I get health insurance if I am am a college student? The thing is that I have thyroid problems and I have depression and anxiety as well. And just recently I finished both my medicines and I... |
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 When changing auto insurance companies, am I bound by law to show the new policy to the old insurance company? |
Say, today is 1st Feb'07. I had an auto policy (from Farmers) that expired on 1st Jan'07. Today, I buy a new policy from a different insurance company(AAA).
When I discontinue ... |
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 Can i be put on my parents health insurance if i am not currently in school? |
| I've been making myself sick over this all...see here's the problem....I should still be in college, but because of money problems, I decided to take a semester off. I thought it wouldn'... |
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 What does deductible really mean? |
| I'm looking for health insurance right now and I don't really understand deductible, I looked it up already and read a little bit about it but I couldn't really find the right answer I... |
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 I have no insurance in my job(beer store) if i get lay off(unemployed money)? |
| i have no insurance in my job (part time job) will i get unemployed money if i get lay off??? 5 days a week 4 hours a day $8/... |
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 Do you have life insurance? |
| Is it important to have life insurance or is it another money making scheme based on arousing peoples fear...... |
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Faith52 | How should I deal wih the insurance company? |
there is a statement from the doctor performed my back surgury under oath that the reason for the surgury because of the car accident, but the insurance company playing delayed tactics |
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mkulda
|
Well, it may have helped to contact the insurer before the surgery, rather than have to have a doctor attest that it was for an accident injury, after the surgery.
Regardless, the insurer is obligated to pay and will once they determine that neither you nor the doctor are trying to commit fraud.
What you don't realize is the reason why you are having to jump through hoops is because insurers (and eventually policyholders like you and me) are forced to pay billions of dollars per year in insurance premiums to people who are literally lying and ripping off the system.
How does the insurer know you aren't trying to rip off the system?
Do you want them to just blindly pay the claim without adequately investigating?
If you did, then you won't mind paying 100% or 200% more for your insurance.
The hoops you have to jump through are not meant to make it hard for you.....they are meant to protect you, me and everybody else who pays auto premiums from having to pay higher premiums to support the thieves in the system that are trying to rip us off.
That being said, just be persistent and ask the doctor who is sending you the bills to send the bills to the insurer and let the insuer deal directly with the doctor rather than you.
Once the doctor has provided the service and once the insurer is notified of the claim, then you should be out of the picture, unless the insurer wants you be to examined by its doctor. |
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Fitz
 |
I had a simmular problem... read the small print in the thick packet they gave you.
They likely have a lengthly appeal process. Use it. Make it clear to them it will cost them more money not to cover it then cover it. They expect most people to just go away. DONT go away. Use their own system against them.
I did this & they changed thier mind on a $9000 bill before the process was less then half way through. I actually told them, "this will cost you more not to pay this now". |
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danmcg129
|
headache meds |
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Good♥Gyrl
 |
Call and hire and attorney. |
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mbrcatz
|
The other person's insurance does NOT have an obligation to pay you, until after you sue their client in court and win.
You need to ask what the delay is. If it's not reasonable, or if it's been delayed more than 6 months with no action, then it might be time to hire a lawyer - but keep in mind, the lawyer is going to take about 40% of whatever the settlement is. That's why you want to try to do it on your own before calling in a lawyer. |
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Kyra
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You need to be persistent, insurance companies don't like to pay claims and they like to discourage claimants. You should write a letter to the insurance company, send it certified, and keep a copy for yourself and restate everything you want from them. Don't settle a claim until you know that you have received your fair compensation. If you needed back surgery from an accident, I would contact an attorney. Your case may be worth more than you know. An attorney that works on contigencey will take the case if the attorney feels it's worth money. If not, they should be able to advise you what you can expect for your injuries. If the first attorney doesn't help, call another. Usually if you need surgery following an accident, your claim for injuries is worth more than just the medical expenses. |
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michaelsexton1984
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sue them or have your lawyer send them a letter, that will make their butts move, i had to do the same exact thing, i payed an attorney 100 bucks to send a letter |
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WonderWoman
 |
Have your ATTORNEY deal with the insurance company. |
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