If i was named the only beneficiary in my significant others life insurance would i have to split it with the? |
Additional Details wife of only 1 month, he past away on his honey-moon,we talked befor the wedding and he said he was keeping me on the insurance and not putting her on any thing, I ... |
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OK this ones kinda of a tuffy but really important Please don't ignore!? |
| I recently had a kidney transplant (a year ago) I was on my fathers insurance,medicare,and medicaid when i had the transplant the medicare people messed up and said it didnt cover the transplant so ... |
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Life insurance? |
| What are the different types of life insurance policies avaliable and which is the best? My wife and I are in our mid 30's with a new child.... |
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Is our Life Insurance enough? |
I am insured for 250K
My husband is insured for 750K
My children who are 7 months and 3 yrs old are both insured for only 50K (whole not term, will be paid off by the time they ... |
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Insurance Questions, 5 weeks pregnant. Hubby switching jobs....? |
| I am 5 weeks pregnant. I purchased geisinger ins Jan 1st 2007 and then dropped it Jan 31st 2007 since there maturnity coverage was horrible! My hubby has had the same ins for years Blue Cross / Blue S... |
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Prudential insurance and Allstate which one is good for life insurance? |
| I 'm going to get a life insurance. I'm thinking between Prudential and Allstate. what do you think about both of them if you want to get the good service and comfortable.... |
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I was trying to find out if the doctor was in-network with an insurance company.? |
| They said - 'It is possible that the provider is contracted with the insurance company for their fully-insured book of business. That does not mean that the provider is in-network for this ... |
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I failed my first attempt at my state exam for Prop and Casualty Insurance...needed a 70 and got a 64.HELP? |
| Need to know how to pass it on the next go round?...I have been studying like crazy and felt I knew the material ,but the questions were really hard!!... |
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If you get insurance through your parents will it be canceled when you get married? |
| My brother's girlfriend is 19 and she gets her health insurance through her mother's job. She and my brother are thinking about getting married. Will she lose her health insurance? My ... |
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Health insurance vs. taxes for public health care... which would be better? |
| I am currently paying a TON in health insurance, with deductables that aren't that great... and I HAVE NEVER BEEN IN THE HOSPTIAL... this seems to be the earmarks of a very inefficient system...... |
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How long should a flood insurance claim take? |
| Chris N asked this but didn't seem to get a full answer. Another guy had 6 months for a fire claim. Why does it take so long?... |
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Open enrollment for health insurance is here and I need help deciding what to do? |
| My options are to enroll in a new insurance plan where I am insured thru the hospital where I work called a UMR EPO. This is new and they tell us many hospital organizations are grouping together to ... |
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What would be your case for socialized medicine in the USA? |
| I want it now. The benefits far outweigh the costs with 50% without healthcare insurance, and how many without Prescription coverage? Want the case FOR, and if you can debate the cons, even better. A... |
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Car Insurance Company? |
| Which car insurer allows all named drivers to earn their own no claims bonuses so that if one named driver has an accident the other driver doesn't become affected? Thank you ... |
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House Insurance? |
My house insurance has been cancelled.
Does anyone have any names of insurance carriers
that would I could apply to.
I have two dogs a german shepard and a mutt. That was the reason ... |
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How do I know that my husband put me as a beneficiary? |
| MY husband and I are having issues and he just started a new job to where he has to elect new insurance. How do I know that he has even listed me as the beneficiary instead of everything to his ... |
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I broke my arm while working. My boss promised to claim insurance for me but disappear. How can I seek help? |
| I broke my arm after my 5th day working in a cafe as waitress. My boss promised to help me and to claim insurance but end up disappeared. He closed his cafe. I tried to call him but in vain. What ... |
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What insurance company gives insurance to a permit driver? |
Additional Details the california state law says, for example if i am going to football practice and i have a note from my instructor saying i am allowed to drive myself to practice and ... |
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Cindy16 | How soon I can use my employer supported health insurance? |
I am going to start a new job from the last week of June.
I am getting health care through my employer.
I am wondering, would I be able to use my health insurance from July 1st? If I have a doctor visit on July 1st, would that be covered by my new insurance?
My main question is, is there a "waiting period" for an insurance actually become active, after I am being insured? |
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HealthQuote360.com
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That will depend on the guidelines that your HR department has established.
It is not uncommon for their to be a waiting period or even a period where you have coverage but your pre-existing conditions are not covered immediately (this 2nd scenario usually only happens when you have not had continuous coverage for the 6 months prior to joining the group plan).
You will want to consider a short term health insurance plan so that you can have coverage until the waiting period is over. Be sure that you don't leave a gap in your coverage.
Here is some more information on short term medical insurance plans: |
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Tim
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Every plan is diffent. You need to ask your employer. Typically it is at least 90 days. |
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Angie
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Some plans have waiting periods, some do not. Some take a while for all the paperwork to go through, so they may not cover until everything is set up properly. You might be able to call the company and ask what the terms of the health care plan is, or you may have to wait to ask when you start. I suggest having a firm answer to this question before you start making appointments. |
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mbrcatz
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No, the effective date of coverage is the effective date of coverage.
But most employers don't make your coverage effective, until you've been there a month . . . or three, or six. |
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