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smc332s | How to file an insurance claim with the other persons insurance company? |
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Steve S
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You can claim through your company but you would be initially responsible for the deductible. If you know the company of the other party call then and let them know what happened and that you want to file a claim. They should have an adjuster contact you back. One other thing that I think is key. File a police report while everything is fresh. Many areas will let you do this on line if the claim is under 1,000 or 1500. If the other party is 100% at fault this is a slam dunk. But if you have any responsibility in the claim I would think about filing first with you company as it will become a company vs company and they can subrogate the lost based on % of responsiblity. Good Luck. |
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fighting saints
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Call the other persons insurance company and provide all the pertinent information that you have. Start with the following and provide anything else the other persons company asks you for.
Other persons policy #
Other drivers name
other person car make
other persons car license plate
any injured peoples names etc
police report case #
your contact info
Don''t listen to the agents who tell you that you CAN"T make a report to other drivers insurance company. These people might be fine agents but they aren't claims adjusters. You can make the report to the other company they just have the right and duty to contact their policyholder before paying you. However, that does not mean you aren't allowed to report the claim to the other persons insurance. It happens thousands of a times a day. |
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mamapoulette
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you notify your insurance company. Give them the other person's info...they take care of the claim... |
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MSAD
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You call them up and tell them you want to report a claim. If they do not take the claim report there - they will give you a toll free number to call. If you can not locate a phone number for the other company - call your agent. They may have a number. |
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bud68
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Obtain the other party's policy number and the claim number and make a written claim to their insurance co. |
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mbrcatz
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Technically, you can't. You can try to call them and ask if they'll take a claim report - but they don't have to take it, legally, and they don't have to follow up on it. They have no duty of good faith towards you.
What you do, then, is sue the other person. You have to go after them directly. Their insurance has NO duty to pay you one dime, until AFTER you get a judgement in court. |
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Gambit
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You cannot. I will quote you from the policy wording booklets from one of my insurers, however most insurers will have something similar. This is under the heading 'Who May Give Notice and Proof': Notice of loss may be given and proof of loss may be made by the agent of the Insured named in the contract in case of absence or inability of the Insured to give the notice or make the proof, and absence or inability being satisfactorily accounted for, by a person to whom any part of the insurance money is payable." The last part where it says "...to whom any part of the insurance money is payable." refers to a mortgagee, lienholder or lessor who is registered as such on the policy. So as you can see only the insured, an authorized representative of the insured or a party with a financial interest in the property can make a claim. Pretending to be any of the above in order to file a claim is fraud. |
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