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 Can an Insurance Co be expected to pay to remove a branch from my tree that threatens my house if it falls?
We are dealing with household insurance.
An arborist's report says the branch is a threat.
The branch's integrity was damaged by a lower branch falling off in a recent storm and ...


 How much life insurance can i get without doing a physical? What company can give me a policy?
...


 How long can a doctor's office bill you?
ok. i had infertility treatments fully a year ago that were covered by my insurance, but some parts were not covered, and so i have paid for those. however, it seems that i am now being re-billed for ...


 DID YOU KNOW THAT ALL HEALTH INSURANCE IS A FRAUD? Did you ever read the fine print?
Insurance only covers you if you or your employer pays for it.
When you get so sick that you lose your job,the ins. stops as well ! All you're covered for, is just the original health ...


 Insurance Question.?
I was in an accident. My car was totalled and the accident was not my fault. I was injured and hired an attorney. I went to the chiropractor and incurred a medical bill of 2000. But after one ...


 Is it prudent to change Insurance Agents during a claim?
I am currently innvolved in a property claim process and the insurance agent/agency is not responsive or supportive. What would be the effects to my current claim if I were to switch to a different/...


 If I cancel an appointment I had with my psychiatrist, and it costs $75 to cancel, will insurance cover some?
All answers are appreciated. :)...


 OLD SENIOR CITIZENS..MELLOW AND KIND..or RESENTFUL AND BITTER?
SOME THAT YOU MEET SEEM SO INTERESTED IN EVERYTHING...OTHERS SO EMPTY BITTER AND CRABBY .....WHY GO THERE ....WHATS THE POINT IF YOU JUST END UP LIKE GRANDMA AND GRANDPA...OLD...AND BORING..AND T...


 Who do I sue, the insurance company or the negligent driver?
A girl didn't look and crashed in to my car a couple months ago. I tweeked my back out and had $5,000 in medical bills. Her insurance accepted full liability, and I wrote her insurance a demand ...


 Any programs to help with living expenses for a single individual?
...


 On a scale of 1-10, how much do you trust private health insurance companies in the United States?
...


 Should i cancel my health insurance? With food and gas so expensive I need more income?
...


 What is the difference between whole life insurance and term life insurance? Which is better?
...


 I got beat up and i have no insurance. I had to have emergency surgery for a broken leg/ankle. What can i do?
I was breaking up a fight outside a bar when someone put me in a choke hold.
When i woke up i was in the street with my face bloody and my leg was broken. Compund fracture of the ankle and ...


 My father forgot to pay a home insurance premium. Our insurance was cancelled. How can I get new insurance?
I have tried to get a new policy, but most companies won't even give me an estimate. I have tried twice to get policies from companies that gave me an estimate but both companies didn't ...


 My insurance company has added $375 every month for my auto insurance. What should I do?
In february this year I backed out of a parking space and hit a hyundai that was backed into the spot behind me. The estimated damage was $800. I didn't have the money at the time so we went ...


 Homeowners Insurance Question?
I have recently put in an in ground pool at my house. It is vinyl not gunite. Am I required to inform my insurance company or do I need to amend my policy to reflect the pool? I live in Nassau C...


 Car Insurance?
I want to get some info on car insurance if anyone has any information. What would the car insurance be if the person owns (or wants to own) a car like Ferrari 360 or Lamborghini or Rolls Royce. If ...


 Religious questions on personality test at State Farm?
Due to the results I was denied a job. Do I have a case with the EEOC for employment discrimination because they asked religious questions on a test that would determine my ability to be hired?...


 What happens if I don't notify my life insurance company of depression and I die?
Will they have a means to find it out (it's registered in my GP's documentation)? Will they not pay my family? Do you know who I can ask about it confidentially?
Additional Details...



Brian S
How to get health insurance if self-employed in Indiana?
My wife & I are moving to Indiana in August. Our first child will be born in Sept. We're self-employed, and I'll be a grad student. Our COBRA coverage ends October 1st. Can anyone recommend someone we can contact for details on a health insurance that's affordable and provides good coverage?
                     
 




Cris P
Rating
Try this one - http://healthplans.my-age.net - I personally have their health insurance. It is affordable and has good coverage.


HealthQuote360.com
Rating
Your best bet is to work with an Indiana licensed independent health insurance agent.

Make sure that the agent can work with many different companies.

Be sure and compare quotes from at least 3 different reputable companies like United Healthcare, Aetna, Humana, Blue Cross, etc.

Here is some more information on finding health insurance if you are self employed and also some information specifically on Indiana health insurance:


dave
Brian,

It's exciting to be starting up a new family, and daunting to deal with getting everyone insured.

There's a very good article at eHow that discusses how to get health insurance for you and your family when you don't have a job that covers you:

http://www.ehow.com/how_2367563_keep-health-insurance-lose-job.html
How to Get Health Insurance

Take a look at it, as it covers all the major possibilities for getting insurance, and gives some great resources you can use.

All the best.


dwp_ins@verizon.net
There's a site at http://mysite.verizon.net/ressg6c7/savingmoneyoninsurance/id20.html .

I like this site because they provide you access to many free quoting services, which is important if you are looking for the best rate and good coverage.

Also they offer a link that will help you understand the different terms associated with health insurance, plus a link to check out the company's financial rating.


ehealthinc
There are a couple things you’re going to want to consider in this case. First, are you sure you have no option to extend COBRA coverage a little longer? If not for yourself, then perhaps for your wife or the new baby? What happens, for example, if the baby is a few weeks late and doesn’t arrive before the October 1st date? Under certain circumstances you may be able to extend COBRA coverage, so you may want to check with your COBRA administrator about that.

You should also be aware of your options under HIPAA, which is a Federal law intended to help people preserve coverage in specific circumstances. Health insurance companies are typically required to provide HIPAA plans to people who meet certain criteria. If you meet those criteria, you can’t be turned down for HIPAA coverage. This may be something worth considering for your new baby (at least for a little while) or for your wife if there are any complications involved with her labor, or if either of you have pre-existing medical conditions.

That said, once you have checked into your COBRA extension options, the first thing you should do is talk with a licensed agent who knows the market in your area. Since there are some tight time-frames here and some very specific needs, an agent who represents multiple insurance carriers can provide special help. An agent can give you more information about HIPAA plans, too. Working through a licensed agent will not increase your health insurance costs in any way.

You may also want to take a look online for yourself and see what’s available in your area. For example, you can visit eHealthInsurance.com, where I work, to get quotes from a range of companies in Indiana, compare plans, and even apply for coverage online, when the time comes. You can also talk with one of our licensed agents by phone at 1-800-977-8860.

Best of luck, and congratulations on your impending parenthood!

Amir M, licensed agent


Insurance Pickle.com
Rating
First, congrats on the move and baby. Second, AFLAC doesn't sell health insurance at all.

You want a health insurance broker that does business in IN. There's a lot of good options there too. Zamev is on target and to complete his thought, the company he's referring to is horrid.

Also, as an FYI whether you work for an employer that has no coverage or expensive coverage OR if you're self-employed the plans are no different. In other words what you do for a living has no bearing on health insurance....except that some companies won't cover you if you're unemployed.

Jeff


Zarnev
Rating
You should contact a local agent that works with all the major companies in Indiana. The agent can find the best plan for your situation and budget. Be aware that many individual plans will not accept a newborn until they're up to 2 months old. Also, some plans have a higher premium for children under 2 years while other plans don't. The agent can direct you on which plans are available and when. There is no extra charge using an agent.

There are plans that specifically target the self-employed with a "group" plan. This is just a marketing gimmick and many of those plans are not major medical.


mbrcatz
Rating
You talk to a local, independent agent. They'll know who's competitive in your area, and will help you balance premium with deductible to get it affordable.


lorijotx
Rating
Check into AFLAC, they do small businessself employed. My step dad is a trucker and he has it.

http://www.aflac.com/us/en/Default.aspx

Congrats on the baby!


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