 Can I still be covered under my medical insurance company?? |
| I currently have Blue Cross Blue Shield. If I left my company for another job would I still be able to be covered under this insurance company, someway somehow?... |
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 Will my health insurance have to cover me? |
My health insurance expired on May 31st. I was hospitalized on May 30th for cellulitis.?
My doctor released my from the hospital on the 31st and put me on in home IV antibiodics. Since the ... |
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 Does skydiving increase insurance premiums? |
| I have been skydiving once (last year) and odds are that I won't do it again anytime soon. I have been told that I will now have to pay higher premiums on life insurance but thats sounds ... |
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 Is it beneficial to switch life insurance policies? |
| Is it beneficial to switch life insurance policies if they promise you a 20% lower rate or it's none more than another catch?... |
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 Maternity leave??? |
| is it mandatory for a company to give you paid maternity leave or is it up to the company?... |
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 Is health insurance something really necessary to have? |
| So I just turned 18 yesterday and from what I can recall I haven't had health insurance in about 8 years, or when my father was last alive. He took care of everything so now I've realized ... |
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 Slapped with medical bill? |
| I got in an accident while at work and was sent to the hospital for treatment. The company has insurance and they say the hospital bill will be paid for through workers comp since it happened otj. If ... |
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 Anyone have Blue Cross/Blue Shield? |
| How much do you have to pay when you go to an "urgent care" center? I can't find it in my book. Thanks!... |
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 Car insurance crash help? |
If someone hits you in their car and clearly admits it was their fault,, must i give them my insurance details?? If its not my fault??
Thank you :)... |
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 Travel insurance? |
| Im going to china for a week and am looking for an insurance company that will offer insurance for my personal belongings, personal cash and medical. Can anyone advise me on which company offers ... |
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 Do workers comp employees work for the devil? |
I mean they are the scum of the earth and basically get paid to make people who are already suffering, suffer more. Do you think satan has a spot just for them when they die?
Additional Details<... |
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 How does life insurance work? |
| I'm a 21 year old college student. I know that I'm young, but we all know how bloody unpredictable life can be, and I wan't to ensure that my family wouldn't be financially ... |
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 Quick question about health insurance.. well a bit long...? |
| I'm a senior in high school and am planning on taking off the first semester of college this fall... just because I need a break and I know it will do me a ton of good. I will go back! but... if ... |
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 Are there any affordalbe health insurance companies out there for individuals to use? |
I need to find a new health insurance because I do not like the one my company uses. They don't meet all my needs properly.
Additional Details
By that I mean they use 3rd party ... |
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 Why do insurace rates go up when you have an accident when you pay into insurance for that reason? |
| please tell me if i'm wrong but isn't insurance a collection of peoples money to pay for an accident if there is one so there for your rates should never go up i personally feel insurance ... |
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 Does anyone have any ideas on how to fix the insurance market in Florida? |
| Specifically the homeowners market. Its crashing - everything is having to be placed with Citizen's and thats not what it was designed for. If you're from FL you know what I'm ... |
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 Insurance Rear End Accident Dispute? |
| I was hit in the rear end in June, as i moved lane prior to the accident the other party is disputing the claim, 30 seconds after i moved in to the middle lane the traffic stopped causing me to brake ... |
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Cecil P | How to get health insurance without exclusion? |
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Giggles
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Go with the larger health insurance companies, and a decent plan. Insurance companies I have had have never asked anything about prior health conditions. This includes MAMSI, BCBS and Cigna.
The only time I have ever heard of exclusions was on cheap plans, usually with little insurance companies, but since they don't wind up covering much or took so long to cover you even thought you are paying them it doesn't seem much worth it.
Having worked in medical billing, I have been on the receiving end of some very, very frustrated people. The nice version of what they said was, it's not worth it.
Good luck |
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Lori S
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If you have pre-existing condtions, the only way to get coverage for them is to have had previous insurance (for at least the amount of time the exclusionary time is for) and have had no break in coverage of 63 days or more. Not all group policies have exclusion periods, however. |
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Don
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It depends on what the pre-existing condition is. Some carriers will simply rate up for the condition, some will issue a policy with an exclusionary rider, some will deny coverage completely. Ask a local agent to do a pre-screen for you.
Don
http://mtnhealthinsurance.com |
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Insurance Pickle.com
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Depends on what it's for, but you just need to apply through a different company. Not all companies respond the same way to the same condition. Some will exclude, but others may cover for an additional premium OR after a period of time.
United HealthCare underwrites quickly but usually opts for exclusions. Aetna is pretty good at covering items for an additional cost (again depending on what 'it' is).
Jeff |
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Cris P
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Try this one - http://healthplans.my-age.net - I personally have their health insurance. As I know they can provide coverage with preexisting condition. |
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Brad Tolar
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Your question needs more details. In what state do you plan to purchase insurance? What is the condition you are trying to get covered? What type of coverage do you want? Catastrophic? Major Med? HMO? |
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mbrcatz
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Be healthy with no pre-existing conditions.
Or, sign up through your employer or your state high risk fund, and wait out the 12 - 18 month coverage hold for pre-existing conditions. |
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