 Question about state farm auto insurance? |
| My payment was due on the 1st, and now it's the fifth. I just paid it today through online banking. The bank says it may not be processed until tuesday, but i have to get to work before then. Am ... |
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 My neighbors patio umbrella blew into my house during a storm - is he required to pay for the damage? |
| My neighbors patio umbrella blew into my house during a storm - is he required to pay for the damage?... |
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 Can i insure my car in england with a insurance co in bulgaria to save money? |
| ive heard that people in england are using insurance companies in bulgaria to insure there cars here at home as it is supposed to be a lot,lot cheaper? and if so does anyone know of these companys?... |
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 I'm interested in getting life insurance? |
| I have 2 kids both under 2 yrs old, I'm 26 yrs old, I have no health problems. 2 of my grandparents died of heart attack, and so did 3 of their parents. I don't smoke. I am aspiring to ... |
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 My Homeowners Insurance cancelled me because I have a Pit bull? |
| My Dog is sweet as ever and wouldn't hurt anyone, why do Insurance do this to homeowners?... |
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 Why does the premium drop when you add home insurance to an auto insurance? |
| When one has auto insurance alone, insurance companies state that if one is to also get home insurance from the same company, the sum of the two insurances will be less than the original auto ... |
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 Question for people without med insurance? |
| if u have everbeen injured can u tell me wht kind of injury it was and how much u were ... |
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 If you know about term life insurance this question is for you . . I am 40 years old? |
| and am replacing a couple of short term policies with a 20 year 500,000$ policy. House, auto and these policies are with state farm. My quote for preferred was about $70 per month - super preferred ... |
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 What can happen if I already cashed the check? |
| I cancelled my auto insurance after renewing, I did an electronic transfer but changed my mind on the contract and stopped payment on 2/05 (i did not know I could have just cancelled within 72hrs ... |
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 Do I HAVE to have homeowners insurance? |
I am a first time buyer in the housing market, and I am looking to pay for a home in all cash, no house payments.
I have put in a bid on a large modular home that is located in a "... |
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 What type of life insurance is right for me? |
| Hello i am seriously thinking about getting life insurance i am 18 and have an 8 month old baby boy god forbid that anything happened to me but if it did i want my son to be fully protected but I... |
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 Advise on home and auto insurance? |
I am changing my existing insurance company and I have 3 to choose from. I would like to have advise which of these 3 is the best.
Met Life, Traverlers, and Liberty mutual.... |
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| I'm planning on getting Life Insurance through State Farm. I'm 18. Is this plan good? |
| Me being 18, they told me its the best time to get it because it's the cheapest I'll be able to. They quoted a 25,000 dollar plan at $22 a month, which will NEVER go up, even if I'm 84.... |
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 If I were to die, who gets access to my life insurance benefits, if the beneficiary is a minor? |
| I want to make my son the primary benificiary to my life insurance policy, but what if I died when he was only 4 years old? If my sons father (my ex husband) got custody of my son and my son was the ... |
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 How the heck can a homeowners insurance company force you to pay for over twice the value? |
| I am just venting but I called other companies and they all say the same thing. In 2005 my policy was for $60,000.00 dwelling and today I recieved the policy and it called for over $109,000.00 ... |
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 Will Homeowners Insurance cover outside stairs? |
| The stairs of my back deck (put in long before i purchased the house) are falling apart. I havent filed any claim or called them as of yet but just wanted some information before i start the process. ... |
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lm | How to get insurance quotes in the most efficient way? |
So, I called and called. Got some quotes. Chose the most reasonable rate. But then the insurance companies turned around and increased premium after I had the policy, usually with B.S kind of reasons, e.g. there is a crack in a few decorative bricks..
How do I do it better next time. Or they're there to rip you off no matter what you do? |
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Highway Star
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Never heard of this happening. First I pay, then I get policy. Might even pay and get policy at same time but if they increase premium I just don't pay and they can keep their policy.
Not sure what you did. I pay about $130 yearly for a 170.000 excess. If the house gets flattened or burned that's what they pay. Can't get cheaper than that I think. |
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DeeAnna
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Most good local agent's will do their homework when offering quotes and before binding insurance for auto and homeowners policies to prevent premium adjustments. Because homeowners insurance is the least amount of premium for a broader policy, there are some insurance companies that have private home surveyors inspect the property even after the agent has inspected the property.
I personally observed many careless agents who will quote and bind insurance without running history reports or inspecting property to get commissions, then let the company underwriters run history reports only to find issues that will change the rate of premium and the agent gives a B.S. reason to the insured, when this could have been prevented. Some companies let it happen, I personally wouldn't like the reputation of misleading my insureds. I always did my homework and explained why it was important to them.
In many cases your insurance is only as good as your agent and in my opinion the service you get from a local agent is money well spent. Next time ask the agent if all clue reports have been ran and property inspections completed before the policy is issued.
Good Luck To You |
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Insurance Pickle.com
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Use an insurance broker and let them do the work. They're free to use and they're your advocate. |
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Rosita
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This is news to me. Maybe on what kind of insurance? I've always used the typical insurance websites for my car, and used selectquote.com for my life insurance. I never had to pay more then what I was quoted. |
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chris.whitelaw
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Here are some web options:
Health
http://www.ehealthinsurance.com/
Dental
http://www.dentalplans.com/
Life
http://www.metlife.com/FileAssets/LIS2/index.html?wt.ac=MLHP1_LIS_Ads_v2
Id get some advice from a local broker if you don't recognize some terms |
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