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 How do I get out of paying flood insurance? It's killing me!?
I'm in a flood zone by maybe 20 feet. The neighbor across the street lives closer to the lake and he says he doesn't pay it. My home insurance is $1,200.00 a year and flood insurance is $1,8...


 On Amazon Whats A third-party seller?
Im Confused!! :S...


 Where do they offer Licensed Notary?
Can you get a Notary at Bank of America?...


 What are your thoughts and feelings on the 80 million dollar bail out of an insurance company?
I read on yahoo today:"WASHINGTON – The Bush administration asked Congress on Saturday for the power to buy $700 billion in toxic assets clogging the financial system and threatening the ...


 Husband got laid off a few weeks ago. Our insurance ends at the end of this month. Need some advice!?
Are there any cheaper insurance companies out there? We need something to help cover perscriptions and doctors bills if we get sick. We have the option to COBRA our insurance but it will be like $950 ...


 I want to get life insurance but i dont know of any good names...?
I am married and have 2 kids .I am 33yrs. old and have high blood pressure .the Dr. said my kidenys are failing ....i am taking my meds.but just in case if someting happens i want my familyto be ...


 Mortgage insurance -- is it worth it?
I have been getting solicitation to purchase mortgage insurance from a few companies in some ways related (but not affiliated) with my credit union I obtained my mortgage through. This particular one ...


 Will you buy the Life Insurance ? Why? How much?
Some people are concerning about Health Insurance more than Life Insurance and I don't know which one I should buy first....


 How are insurance companies legal?
You pay premiums for insurance but the second you get into a wreck, what happened to all that money i had paid before? Why are my rates going higher, i thought that is why i am paying for insurance ...


 I need some legal advice about an insurance claim I submitted to my car insurance agent?
I actually have two claims and wondered if I will get reimbursed.
1) $379,431.34 requested reimbursement for repairs to my truck cabin. The damage was caused by attacking fighter jets.

...


 Is your company liable for damages if customer didn't report issue until after 30 days?
Our company moved machines out of apartment on 1/24/2007 and the customer did not call until 2/27/2007 regarding the damages to the door. Is our company liable?...


 What can I do about my COBRA heath insurence being terminated with out my knowing almost 2 months ago?
...


 Family Health Insurance?? Question Help?
I was wondering does family health insurance, for example. like in my situation, i want to go to a dentist to whiten my teeth, but will the insurance cover for that?...


 My husband had health insurance through his company. His company just dropped him from their health insurance
His company just dropped him from their insurance coverage, and never told him. They never sent him a letter regarding COBRA coverage. Is this legal? BTW, we live in FL.

We just got a ...


 Auto Policy? 10 pts best answer!?
what determines the cost of an auto policy?...


 Does anyone think it's necessary to buy any type of life insurance nowadays?
...


 Can I cancel my Phone insurance by going to my bank and cancelling the direct debit?
I've tried phoning the number on the insurers website but I can't get through....


 Am I being forced to buy auto insurance I don't need.?
Agent says I must buy protection against loss of wages...I have no wages, just Social Security and pension from my former employer....


 Does homeowner's insurance usually cover 100% of your home value during a natural disaster?
...


 Paid Dr. Copay and STILL got billed.?
Ok, I am sick of this blue cross insurance I have. I went to the doctor and talked to him for maybe 5 minutes. He did not do anything, did not prescribe me anything. I talked to him about the ...



Salvador C
How to know if a roofer is licenced?
i need to check the licance number & insurance.
                     
 




wizjp
Rating
Check with the county courthouse; they can tell you where businesses in your county are registered; but it makes more sense just to ask for it from them; in most states they are required to present it for anyone contracting for their services if asked,


Chuck T
Ask to see it along with insurance papers showing he and his crew are covered for workers compensation injuries and also damage liability coverage for any damage they may cause to your property. Do this before you sign any contract with them.


Matthew P
Just ask to see their insurance and license. If they give you a hassle don't use them.


InsuranceGooRoo
Rating
The roofer should be able to request a Certificate of Liability for himself showing the coverage limits and the coverage type. If he is insured, any company should be able to provide the proof for you!

Good luck


Munya Says: GFOD
Rating
Call either your city or county. In my state, the roofer needs to be licensed in the town he wants to obtain business in!

And I made him give me a copy of his insurance policy AND I called to verify that he HAD insurance!


Jessica H
You ask the roofer to see this information they should have it with them at all jobs


JEDI MASTER YODA
Check their business card to see if there license number is printed on it? Contact the Better Business Bureau in your area? Contact your local Chamber of Commerce? Contact the agency that issues the licenses in your market area? Ask for the a copy of the license BEFORE the work is completed? Ask if they are also BONDED? Good Luck! :-)


mbrcatz
Rating
For the license, you call your licensing authority. Most often, that is your local building department. Make sure the guy's name matches the number - they can look up the number and tell you if it's right. Beware, the latest thing is guys that use someone ELSE'S number.

For the insurance - ask him for a certificate of insurance, naming you certificate holder. His AGENT should send it directly to you, so you know it's not forged.


Your Property Path
Also go here:

http://www.contractors-license.org/

All states that license contractors and tradesmen keep lists of license holders. Click on the abbreviation for your state in the map to see the phone number (and usually a Web address) for your state licensing board.


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