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 Does anyone know if there is a limit to what a doctor can charge if he refuses to accept any insurance?
I am 75 years old pay medicare premiums as well as secondary insurance premium,Now i have to get anew doctor since I am diabetic and my old doctor retired. I cannot d find any diabetic specialist ...


 When should my parents add me to their car insurance policy?
I live in Virginia, I am 17 years old. I have held my license for a year and four months. My parents have Allstate. During that time, my parents did not add me to their policy. Now they have decided ...


 Im definitely need your advise here!!?
Im about to buy an insurance from one of my collegue but i did not know what should i know and ask before sign the agreement.I definitely need you expertise here.I just need to know the question i ...


 Can a sister remove her disabled brothers share from their mothers life insurance policy?
Mother recently died. Sister has power of attorney. Brother is over 18 and disabled....


 What is insurance?
...


 Can i get my money back?
Is it possible to get my money back on a protection plan i bought from circuit city? The salesperson told me that it protected against scratches and stuff but it doesnt and we didnt realize that ...


 What home insurers quote when people have claims in the last three years?
Our plumbing decided to freak out this year and we had a spate of three water damage claims. Our insurance company have now said they will not renew our policy and I can't find any companies ...


 What is the best retirement plan for a 48 year old that has to start all over?
...


 Employer changing health insurance plans...I'm pregnant!?
My employer is looking into changing the group health insurance coverage in February. I am due with my child in May. What does this mean for me? Do I loose coverage if they choose an insurance ...


 What is a profit sharing plan?
what is the difference of a profit sharing plan and a 401k?...


 After today's multi-million $ ruling against State Farm, will all home insurance companies hike their rates?
http://news.yahoo.com/s/...


 Can someone tell me something about the history of insurance?
...


 Seeking most economical life insurance for me & entire family?
I want to purchase life insurance for me & my spouse. If it's economical to purchase for my children also, I would like that option. Please respond with contact info such as website, ...


 Should car owner be policy holder of the insurance???!!?
I have bought a car and the car is register under my name. my dad is the policy holder and full com and I am the main driver and full com. My dad had accident. my insurance company says because the ...


 What is the big deal with needing to keep continuous coverage on your health insurance?
As I understand it, it's only a problem if you get diagnosed with a long term illness b/c then you get declined for coverage on behalf of a pre-existing condition. Obviously, if you get ...


 How to stop insurance companies from making hugh profits and start paying claims without hassles?
Everyday you hear about new ways that insurance companies are denying claims. How can they be stopped?...


 If we buy our own health insurance (not employer-sponsored) do we need to get physicals?
...


 I'm shopping for homeowner's insurance.?
What's the difference between carriers? Since I've been calling around and getting quotes, there's quite a discrepancy between various carriers and I'm just wondering why? Is ...


 If I am successfully sued are there any award limits or can they take everything I own and more?
I have a car, my primary residence, three condo rental units, savings account, and my IRA....


 Do you have to use your Unemployment up before you apply for disability??
This is in Colorado....



Mfundo D
How to start a life insurance agency?
i'm young and enthusiastic about starting a busness although ill face a lot of challenges, but i need advice on how to start a life insurance agency and what are the requirements?
                     
 




james m
You have to be licensed with your state insurance department, and appointed with a carrier.

My advice to you would be to go to work for an agent in his/her agency, or with a life insurance company, to learn about the business; how to prospect, set appointments, get interviews, fact-find, discover needs, make recommendations, answer objections, and close the sale, and ASK FOR REFERRALS.

If you just want to sell life and health insurance, that's OK. But if you're going to get into the business, why not jump in with both feet?

You can apply to several multi-line companies, or local agencies.

Here are some examples:

Nationwide, State Farm, Allstate, Liberty Mutual, Met Life, American National, Motorists Mutual, Erie Insurance Group. (Not in any particular order)

These are just a few to start with. Just call or check on-line.

By being able to sell auto, home, renters, you will have a better chance of writing the life; or vice-versa. Don't leave money for another agent to get. In other words, write ALL their insurance, not just one kind. The more product you have in a household, the better your persistency rate.

Best wishes, and God bless.


Jonathan B
You need to learn the business first, by being an agent for a larger company. Once you've learned the business, you can then start your own.


in the world
At google search type the following :
rules of getting started with life insurance agency


Raj A
Contact development manager, appear for exam. if you pass the exam you are good to go


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