 Do I really have to disclose everything for a life insurance quote?? |
| My wife has a family history of cancer which is causing my life insurance quote to change from £15 a month to £50. Do I really need to disclose this info to the companies, or should I not tell them ... |
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 What could I do if a company keep sending billing statements that were not my responsibility? |
| I have done an x-ray in a lab a year ago. The lab failed to submit the claim to the insurance company soon enough. As a result, the insurance company refused to pay the claim. Then, the lab sent the ... |
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 In the case of an insurance, what does $100 deductible mean? |
this is a question from a test. i'm sure a lot of you guys know what it is....HELP!!
Additional Details
a. $100 is deducted from your insurance premium each year.
b. your ... |
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 Furnace needs replacing, will homeowner's insurance cover it? |
| My mother in law's furnace went out the coldest day of the year, will homeowner's insurance cover the 3200$ + it will cost to replace it? State Farm is the insurer.... |
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 Medical Claims being denied - How to prove I had insurance? |
| I went in for an outpatient surgery last month. I have very good insurance and the co-pay should have been $200.00. Instead I get a letter from the hospital telling me that my insurance company ... |
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 I live in South East London and wondered if I have to have terrorism insurance to get a mortgage for my flat? |
| I have been told that some mortgage companies will not give mortgages without the property being insured for terrorism despite the fact we live in se26 in a small block of 12 flats and wondered if ... |
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 They didn't make me pay in the emergency room but I know I have copay? |
| Will I just get a bill in the mail? I'm positive I have to pay something but the clerk said it doesn't say on my insurance card.... |
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 In my divorce it states i must provide medical insurance for my daughter, do I have to use my employers insur? |
| I need to know if i must use my employers insurance or can i get my own policy somewhere else for her only. It is very expensive through my work and really the coverage isnt that great.... |
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 Home & Car Insurane? |
| What insurance company combines Home and car insurance i want to pay them ... |
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 What should i do? i have just had a car accident ? |
| i've just had a car accident and it was so obvious it was not my fault but the person who cashed into me trying to deny. i have taken her registration no, and now what else can i do? this is my ... |
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 Who can be contacted to see if someone else is using my son's social security number? |
| My son is 21 years old & about 4 months ago he started getting AARP mail, life insurance offers for senior citizens, & he just received a happy 65th birthday card from UnitedHealth Rx. At ... |
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 Do we really need insurance? |
Do we really need insurance?
Life insurance, why can't we just be cremated?
Who need a $100,000 worth of funeral?
Health insurance, why can't we just pay out of ... |
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monkey_boy72@btinter... | How will my insurance company pay out on acidental damage to my PC? |
I have home and contents insurance with Norwich Union and have just dropped my PC and now it wont work.How do I go about reporting it and what happens when I call them. I have never claimed so dont know the process.Will they send someone out and how do they go about replacing the PC? Please advise because I dont want to call them and not know what to do. Many Thanks in advance. |
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Venita J
 |
monkey_boy72@btinternet.com, Home insurance is actually very flexible. I'm not familiar with all the fine print of my homeowners policy, but my home insurance agent is always helpful. Try calling your agent or a homeowners agent in your town. http://www.easyhomeinsuranceguide.com They will be able to assist you. |
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Lizard
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if its covered - as they will look at computer and they can tell when you last used this but will be replaced on a like for like basis. That means no upgrade just the same as you had, so if it was top of rang years ago then will not be now. Also you have to pay to get your hard drive back as it will belong to insurance company - they have given you a new one! |
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Geoff the skier
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If you have accidental cover it will be covered except for any uninsured excess (which will be specifiied in the policy). Ring their claims line. They will probably ask you to get an estimate for repairs.
They are unlikely to send a man out for a small claim like this.
Take no notice of the lady above - I'm sure she means well but it doesn't matter if you drop it yourself, it's still covered. |
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starrfyrre
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You dropped your own PC. Having worked in insurance, they don't pay out when you drop your own stuff. However, if you have a child under the age of 13, and the child damages something, say knocks over your TV, you are covered less your deductible. But in this case, don't be surprised if they tell you you are not covered. |
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COLIN T
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You just ask for a claim form which you then fill in. They will ask you to get a repair estimate from at least 2 repairers. Unless you dropped it down the stairs dropping your pc is unlikely to have caused major damage and possibly it could just be a pci card, ram stick or cable jerked loose. |
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isaulte
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Phone them up and tell them what has happened. They may ask you to get estimates, but each case varies. I believe Norwich Union don't pay out cash for this type of claim, they will deliver a new PC if it is beyond economical repair.
I hope you have accidental damage on your insurance or you won't be covered. |
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Gambit
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Check your policy wordings first before making a claim. This type of damage may or may not be covered. If unsure contact the broker/agent who you purchased the policy from to confirm if there is coverage. If there is coverage then someone will come out to inspect the PC and will probably ask that you take it to a repair facility to check how much it would cost to repair. If the repair cost is less than the replacement cost then the insurer will pay to repair your current PC, less your deductible (excess). |
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claremont9
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Check your policy first then ring and ask for a claim form |
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Some Guy
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Hi the only problem with making a claim on the insurance is thay you will have to pay say the first £150 or so to get it fixed so check your policy for your excess. If its a really good pc then its probably worth it but if its not too good its gonna cost you more than the value of the pc |
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