 What is a good health insurance for the self-employed? |
| I own a real estate investing business and I want to get health insurance for me and my family. Do you know of any good insur. companies for the self-employed?... |
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 I've been rear ended. Will my insurance go up? |
A year and a half ago I rear-ended someone. 100% my fault.
A week later, in my new car, I got rear ended. 100% their fault.
My insurance rate went up and I don't know if it was due ... |
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 Are you liable for a medical bill even if the name is completely wrong on it? |
Additional Details
i got a bill and my name is spelled wrong on it, will i still be liable for it?... |
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 If I cancel my health insurance can my doctor refuse to treat me? |
| My husband is self-employed so our health ins is very expensive. I am thinking of going without it.... |
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 What can I do if my insurance company is rescinding my past health insurance coverage? |
| When I sent in my application for my health insurance, I forgot to note that I have obstructive sleep apnea. Stupid mistake, but I hadn't had insurance since I was 20 years old and paid of my OS... |
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 Do insurance companies know if you have been to see a doctor already/? |
| If you wanted to get health insurance, but have already been to see a doctor about a problem, would the insuarnce company be able to find out? Cos they say if it is a "pre-condition" they ... |
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 Can you collect workman's comp if you are a full time college student? |
| I cracked my skull when I fell off a loading dock. I am trying to collect workmans comp and was told that I could not because I am a full time college student. I am taking four courses and go to ... |
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 Will my insurance go up from a speeding ticket? |
got pulled over.
not my first ticket.
im 18
its a no point ticket. and he marked it for 5 over
i don't want my parents to find out, so will they see an increase in insurace? <... |
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 Why do insurance companies ask if you have any other types of insurance? |
| i just made a call to my insurance company and we hung up before he asked that question, so then he looked up my number to call me back on my house phone (which i didnt use to call him with) to ask ... |
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 How to get insurance quotes in the most efficient way? |
| So, I called and called. Got some quotes. Chose the most reasonable rate. But then the insurance companies turned around and increased premium after I had the policy, usually with B.S kind of reasons,... |
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 Should I get Life insurance now or when I move?? |
| I want to get a 30-year term life insurance. How I understand it, you pay the same monthly payment, no matter what, for 30 years. If you die, you get the money; if not, then you don't. I live ... |
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 Can Cancer patients have the life insurance? ? |
| Is it possible cancer patients getting life insurance...... |
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 Do I keep old whole life insurance policies? Or cash them in for term? |
My father just gave me five (5) $10k insurance policies he had on me to me (i'm now 33 and married). They are about $100/year each ($500 total a year for $50k).
I would think I ... |
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 What would you do if you found out your spouse committed insurance fraud for over $10K? |
| The money was deposited into a joint account and was explained away as a loan. This could implicated both parties of the joint account in the theft. What would you do?... |
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 Do you think insurance policies are a waste of money? |
| i dont mean the ones we all have to have like motor and house insurance. I mean, small insurances for electical goods ... |
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Tony J | How will universial health affect the insurance industry? |
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mbrcatz
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bah, they won't go bankrupt.
It won't affect much at all, but it WILL increase profitability.
Just like in the countries with universal health care (aka, government medicine) the people that CAN afford private insurance, will buy it, and then THEY will have a higher level of coverage with no lines.
Did you know that in CANADA, you CAN buy private insurance? Or that having a private doctor in Europe is a status symbol? Because then you don't have a 3 month wait to get in?
There really won't be much of a change, besides increased profitability, as people with serious health conditions will likely migrate to the government (aka, taxpayer funded) program, and the average health on the private policy will be better. Hmm. Which will probably lead to a decrease in pricing, as claims go down. |
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D S
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Well the truth is it will probably be good for it - no one can run a more inefficient and money loosing organization than the US Government. We send them the money, they waste it, the insurance industry will take it. Better buy some stock now!!! |
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claudiacake
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You know what? I would be just happy as a clam if the entire insurance industry went belly up in one fell swoop. You think politicians have power? Baby, the insurance industry rides roughshod over all of them. The insurance industry controls JCAH, which has done more to skyrocket health care costs than any other single entity. The insurance industry essentially screwed every homeowner along the southern gulf coast after hurricanes Katrina and Rita, but claiming all the damage was due to flooding, not to hurricanes. After collecting untold years of insurance premiums, they nerfed their clients big time. When Houston, TX flooded in 1995, they had to pay a lot of claims for mold. They responded by raising insurance in TX to all time highs. They sell insurance and you buy it. You are betting something dreadful will happen; they are betting it won't. If they lose, you can be sure you will lose, also, in the end. So, frankly, I hope universal health care ****** slaps them to their knees. |
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WeHelp
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America will NOT go to Universal Health care.
But experts predict that we are fast moving towards "CONSUMER DRIVEN HEALTH CARE"
You can read millions of articles on this subject on the Internet.
This is how it works: The Doctors serve the patients at Highly reduced rates and get paid immediately. (The Doctors call it Repricing) They are happy and the patients are happy.This is how it happened before Insurance company came up with the 'smart' idea of "Insuring" the masses!
Here is a Company that is a Pioneer in this industry:
http://deliveringonthepromise.com/wpaul
The Insurance companies have to change or suffer heavy losses. In fact many of them ARE going into Consumer driven Health Care. |
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wiseghy
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Most "universal health" proposals are a mix of private and public administration, just like the US Medicare system and parts of Medicaid.
The companies that will benefit most will be big insurers, who will contract with the Government. The US Government is not really equipped to pay a lot of claims and make decisions outside of what they already do with Medicare. They will contract it out.
The big insurers will see the biggest windfall from such a scheme.
However, people will probably like the choice that private insurers will bring to the table, just as they do for Medicare now. Unfortunately, such a system would be very, very expensive, and would bring US income tax rates up to those seen in Europe and elsewhere. |
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Bethany M
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It depends on which politician implements it.
Despite what people say, universal healthcare is NOT FREE! We can expect to see our tax rates increase astronomically. If you're the kind of person who wants the government to waste even more of your hard-earned money, by all means..vote for it. I, however, do not.
The insurance industry will become less pofitable, because most of the politicians supporting universal healthcare are stating they will not let an insurance company deny you coverage based on a pre-existing condition. This will undoubtedly mean they will start paying out much more in claims.
If you think universal healthcare is a good idea, ask some of the Canadians who come to America for their healthcare why! |
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loreupnorth
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Hopefully shut them down, somewhere I remember reading that years ago they put out 70+ cents on a dollar they took in, now it's said they put out less than 50 cents.......and they still are finding ways to "cut costs"
When an HMO declines payment for an ambulance because the patient did not get authorization while they are unconscious, I think they ought to be shut down immediately and the people that work at a place like that would be out of a job, that would be just fine with me. outfits like that are the lowlife of humanity |
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Quincy D
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many will go bankrupt, because you wouldn't need insurance because of how healthy you are. |
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L Biggs
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Hopefully kill it. They kill people all the time by denying them to death.
Seriously though, I don't think insurance will be able to survive if the government is already providing health care for free. |
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mike
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Most of the large health insurance companies will probably get government contracts and be responsible for dispensing health care funds.
That will be awesome! |
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- Kay
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Watch the Micheal Moore movie "Sicko" It will show how much this is needed and how even the poorest countries afford universal health care. Even Canada can learn from these countries. We have universal health care but it's not free as some people believe. |
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