 Am I being forced to buy auto insurance I don't need.? |
| Agent says I must buy protection against loss of wages...I have no wages, just Social Security and pension from my former employer.... |
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 Paid Dr. Copay and STILL got billed.? |
| Ok, I am sick of this blue cross insurance I have. I went to the doctor and talked to him for maybe 5 minutes. He did not do anything, did not prescribe me anything. I talked to him about the ... |
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 What if I upgrade my car insurance because someone threatens to mess up my car? |
| An old roommate stole a lot from me the day he moved out. I've been waiting 5 days for the police to take the report (they're busy according to them). In the mean time I contacted him ... |
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| What company you would recommand for Health and Life insurance? |
| I am a twenty-four-year-old single black female who does not smoke or drink; has no known health problems; and does not have any children.... |
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 Hit a fence with my car, I have about $2,000 in damage, if I file a claim ($500 deductible) will insurance go? |
will my insurance go up? I've only been with my company 6 months and just renewed for another 6 months. I haven't had an accident prior to this in over 5 years.
Additional Details
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 Are there any over 40s life policies in the Uk? |
| Often there are ads on TV for guaranteed over 50s life insurance plans where everyone is accepted without a medical. Is there anything similar for over 40s?... |
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 Is my job being horrible or am I overreacting???? |
| IMy family has never had health insurance. (3 kids) I was offered a job in Sept 07 and was told they would insure my family with very little payment on my part. I had to wait to get past the 3 months ... |
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 Life Insurance Quote? |
| What is the best way to get a life insurance quote from numerous companies? I want o make sure that the prices I get are the actual price that they will end up charging me. What is the best website ... |
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 Which Insurance company is best for Whole Life Insurance ? |
I have search only 2 big compnay Metlife and New York Life.
I am 24 years old and want that whole life insurance for my life.
So i want to know which compnay i need to choose for whole ... |
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 Who pays the medical bill if i decide not to settle my personal injury case? |
Additional Details
I was told that a lien will be put against
my settlement and that i can get my
personal medical insurance to pay along
with my auto med pay in order to ... |
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 Life insurance benefits? |
| I have to sign up for benefits at work and am wondering how much life insurance myself and husband should have, is there a certain percentage or rule to go by. We have 2 children a 13 and 15 year old.... |
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 How can I find out the named insurer for a nursing home if they won't give it to me? |
I want to notify the insurance company of the situation at the nursing home. my dad died needing cpr and cpr was not administered when he had a full code. it has been reported to the state.
A... |
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| Insurance ripped me off? |
| i had 2 cars insured in my name i was involved in a accident i got med pay for one car is that right was i suppose to get med pay for both ... |
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 Can someone please explain what EXACTLY a health insurance deductible is/means? |
| I am really confused about what a deductible is (regarding health insurance). I am new to the insurance thing. My new policy has a $500 deductible. I assumed this meant that I would have to pay the ... |
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 What happens if I want to make an insurance claim but there was a gap in protection on my policy? |
| I have got response that I should report an accident to my insurance company but at that time I wasn't insured. My policy was cancel but I just got it reinstated today. The accident was ... |
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Me | Husband got laid off a few weeks ago. Our insurance ends at the end of this month. Need some advice!? |
Are there any cheaper insurance companies out there? We need something to help cover perscriptions and doctors bills if we get sick. We have the option to COBRA our insurance but it will be like $950 a month and we can't afford that. He applied for unemployment through the state(Texas), do you know if the government offers any insurance or medical assitance? |
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mbrcatz
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Take the cobra for January, and get the kids signed up under the Texas CHIPS program. |
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Tina
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Since your husband lost his job, you would probably qualify for Medicaid, even if he gets unemployment. Don't be too proud to ask for help. That's what you pay taxes for! It's a short-term situation. Don't let it bankrupt you. If you let your medical coverage lapse for more than 63 days, your next insurance company will refuse to pay your medical claims because they'll claim it was a pre-existing condition. If you don't/cant get Medicaid, contact the manufacturer of the drug--you can often get your prescriptions for free. Good luck. |
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LoriBeth
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you might want to check with the texas health and human services department to see if your family could qualify for medicaid or chips. with medicaid all medical expenses are covered, and with chips you just have to pay like $50 to get it started, then there's a cheap copay. your approval will depend on the household income. best of luck. |
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R U Kidding
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My daughters are both aging out of our family insurance plan this year. Cobra is expensive, but, I was told, (please verify this), that you have 45 days to pay for the coverage, and if you don't use it, you can drop it without paying. Maybe you can find other coverage by then, and only have Cobra to cover catastrophic expenses, if needed. The other thing you have to keep in mind is that Cobra will cover all preexisting conditions. If you switch to another plan, it'll only be for catastrophic coverage and any new ailments. I was told that they are very picky about the definition of preexisting conditions- so watch out for that. Best of luck. |
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529s.com
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I found that Aetna offered better rates than COBRA. You should be able to get the kids covered through the state. Then you will just need a husband and wife health plan instead of a family rate. |
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bobweb
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The state and federal Government shares support and administration of the Medicaid program which pays some medical bills for low income families. To get an idea whether you might qualify, you can go to your local social services office and speak to a medicaid specialist and you can also fill out a questionaire on the http://www.socialsecurity.gov website to determine medicaid eligibility. That website might also refer you to a State of Texas website with similar forms you fill out to determine eligibility. Of course, when you reach age 65 or become disabled under social security, you can join the Medicare program which is completely independent and separate from the Medicaid program. |
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YourDreamDoc
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Try government assistant. In most state, if you are running of jobs, and income is under certain amount, you are entitled to government help |
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'tisJustMe
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The Medicaid suggestions are great, but also if you're not sick or have pre-existing conditions you could consider signing up for an individual high-deductible plan that covers you for inpatient hospital admissions and provides you the protection of a contracted rate for doctor's visits. That's a good option if you don't need the care of a doctor on a steady basis and only get sick once in a while. You could even go a more extreme route and look into a discount prescription plan vs actual coverage such as one of the Walmart discount pharmacy plans, Eckerd's discount plan or Ameriplan which offers contracted rates on Dental, Chiropractic, Vision and Prescription coverage for $30 a month. Ameriplan also offers contacted rates on medical coverage, most helpful if you're in or near a large city. It's not insurance, it's a discount plan and is great for those with pre-existing conditions who couldn't otherwise find affordable coverage. |
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Frank
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Some times hospitals offer what is called "Charity Care." I was unemployed once and got sick and went to the hospital. I told them I didnt have insurance so they offered this charity care program. It takes a while to get set up but its worth it. I had the same coverage for a year that I would have had if I was employed. Call a few of your local hospitals and ask them about it. It worked great for me.
Hope this helps and pray your husband finds new work soon! |
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