I have recently been burgled. My insurance policy is "new-for-old". What does this mean exactly?.? |
| For example, a sony digital camera was stolen which was bought for 300 pounds, approx. 5 years ago. It was a high-end model 'at the time'. The insurance company want to replace it with a ... |
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Which is best life insurance company? |
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Mis-sold Payment Protection Insurance policy??? |
| Can anyone tell me where I would find information about how much a certain company has been fined for misselling PPI? UK only please.... |
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Do widow's get taxed on life insurance? |
| I need to know if when a husband dies and the wife receives the life insurance, do they take out any taxes? And if so does anyone know an estimate of how much?... |
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Life insurance? |
| has anyone every heard of national benefit life insurance company of ny ny? i got this letter from them in the mail and im a bit scheptical of it... lemme know so i dont pour all this money into it ... |
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Which celebrity would you feel most comfortable buying life insurance from and why? |
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No health insurance.? |
| Public aid won't except me because we make too much. I can't afford health insurance for myself and my 6 yr old is on all kids with the state. Is there anything else out there that I ... |
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Should I consider getting health insurance?? |
| I am 22 and have no health insurance. I am a pretty healthy person and don't have to see the doctor often. I just think it's a waist of money to get health insurance unless it's for ... |
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I need health insurance quick!? |
| I am 33 weeks pregnant with no insurance. I just found out 2 days ago that after trying to receive state aid for my pregnancy I am not eligible. I can't get insurance through my job. I am well ... |
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Can I go to a psychiatrist in my PPO without getting a referral from a family physician first? |
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Would it save money to divide family members onto two different auto insurance companies instead of just one? |
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Can you get life insurance on someone without their consent? |
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How can I find which company my house is insured under? |
My husband recently passed away ans he was the one who took care of a lot of the financial responsiblities. He never mentioned what company our house is insured under. Is there a way to find out?
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I live in South Carolina and I'm getting disability, my daughter is 16 and wants a job. Will this affect it. |
I'm getting disability in south carolina and my 16 year old daughter wants a job will it affect my check amount Additional Details Thanks a lot for all the answers! Hopefully it ... |
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How should I go about getting insurance on a used car I just bought? |
| I just bought an used car from an auto auction which runs pretty well, and I was wondering where should I go to get insurance on the car, and how do I go about gettin the insurance on the car?... |
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Will my insurance go up? |
Open Country 69 in a 55
light traffic
This is my first speeding ticket.
I dont want my insurance to go up because my dad will take the car away.Iam 18!
Lenior County, NC
... |
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Help! write a cancel letter to insurance company help!? |
| How to write a letter to progressive to cancel my insurance. They said that they need a written letter.... how can I write it .... help please!... |
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luvtropics | Husband was laid off- I'm 30 weeks pregnant & now no insurance!? |
What are my options? COBRA, but that could cost a ton more to keep! I can't believe we are having a baby with no insurance! We've always had great jobs and insurance coverage, and now we get this drop in the bucket! Unfortunately I can't get insurance through my employer, so this makes it even harder. Even a new job wouldn't kick in insurance for 90 days most likely. I make too much to apply for medicaid. Anyone have any ideas? |
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sarah314
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If you want insurance and aren't eligible for Medicaid, then you have no choice but to keep the COBRA. Unless you or your husband are able to get a new job with group coverage right away.
Absolutely no private health insurance company would take you right now.
When a woman is already pregnant, her only options for health insurance are: employer group coverage, Medicaid, or to pay the prenatal/delivery expenses out of pocket.
Do the math...COBRA would almost certainly be less expensive than paying for the delivery/hospital stay out of your pocket. (Especially if you or the baby have any complications.)
Another thing to keep in mind...if you want the baby to have insurance when he/she is born, then you need to keep the COBRA coverage.
You can't purchase a new private policy for a newborn until he/she is at least 8-10 weeks old (at least!). No private/individual policy will touch a newborn until they "pass" their first medical exams, and are reasonably assured of not having any serious medical conditions. The only types of health insurance that newborns are eligible for right at birth is to either be added to existing family coverage or to go on Medicaid.
So...if I were in your shoes, it would be COBRA without a doubt. Its the only way that you are guaranteed that both you *and* the baby will have health insurance. (Again, unless your husband gets a new job quickly that comes with health insurance benefits.)
ETA: Don't forget to turn in the paperwork to add the baby to the COBRA within 30 days of the birth, of course. |
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Norma
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Take the Cobra The premiums will more than offset the cost of the birth especially if there are complicaions. Good luck. |
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PiggiePants
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Cobra's expensive but still less expensive than private insurance (if you could even get insurance with a pre-existing condition) and way less expensive than having to pay the hospital bills. Since you know you will need the coverage, bite the bullet and go for Cobra - it's a priority. |
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mbrcatz
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Cobra, or welfare health insurance. THAT'S IT. You're uninsurable, now that you're pregnant.
So, you can either sell stuff and find the money for cobra, or pay for the birth yourself. |
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zink71
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Take a vacation to Canada and have a baby. |
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Mya1500
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Get Cobra and then seek social service for Medicaid. You maybe able to supplement.
There are some company's who's insurance go into effect within 30 days. However, there maybe a pre-existing condition clause. |
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the d
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sure, I was once tlaking to this person on yahoo answers actually .
who had a baby with no insurance,
they went and had the baby, THey got a bill for 8,000 dollars.
THey went back and told them that there was "no way" they were going to be able to pay it. THey wound up settling for like $1400 and they had to pay it in cash and the account was closed.
I'm going to the doctor and i don't have insurnace and I'm planning on asking the deoctor for the best possible rate for cash he can give me. i'm hopung for as low as $75 |
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Southern Belle ☆
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You never make to much to apply for Mediciad. You need to apply for Medicaid and if you're denied your application will be sent to a program called All Kids (or something similar) which is low cost health insurance. If you're denied by them, contact Blue Cross/Blue Shield or other insurance providers in your area and see if they offer individual insurance programs like Individual Blue. If all else fails, keep the COBRA until you can find something else. |
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