 How does an employer feel about a future employee failing the Life, Accident, Health Insurance Exam? |
| I failed the Life, Accident, Health, my first time taking it, by one percent. Does my future employer think differently of me (i.e. doubting if they should have hired me at all)? I am retaking it ... |
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 Which is the most preffered Life Insurance Policy for the age group of 21-25 years? |
| i am looking for some investment plan and life insurance policy. so which company is giving the best results?... |
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 What to do about health Insurance after I quit my job to be a stay at home mom and not married yet?? |
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I agree Curt ~ I will never apply for any government assistance, i will pay out of pocket before I stoop to that level! I was looking for more of a domestic coverage ... |
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 What if i die tomorrow what type of life insurance policy should i get? |
I see a lot of choices but which one should i choose?
Please only serious knowledgeable answers I do have a family that relies on my ... |
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 Old home, Why do i need insurance included with mortgage? |
| I have a 30 year mortgage with Washington Mutual and currently have home insurance and soon required to have flood insurance. This is a 50k load on a 90year old home purchased from family. The ... |
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 I dont have insurance but I want to get blood work done? |
| ive been really sick i think i may be diabetic. How should i go about this. Go to a family doctor and just pay the money or what? Is the amount going to be outrageous?... |
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 Involved in a dui rear end collision,hit me @ 65 mph,@red light. Settlements up, wondering what I should ask 4 |
| I lost both my jobs as a result of this, along with a 2 month gap of unemployment. My back, which I had surgey on in 2001, had been fine but now feels the same way it did prior to surgery. Im on my ... |
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 I lost my gucci watch when we moved house? |
| i lost my gucci watch when we moved to our new house, i have house and content insurance for our house , what's the best way for me to get a claim?( insurance can always find a way not to pay ... |
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 We purchased an item on ebay. The item was to be insured, we paid for insurance. Item lost by UPS.? |
| Seller says we received it but have proof no insurance was purchased and where it was lost. (Not even in the right state) Post master general is not helping. Should we go to small claims? Seller is ... |
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 Does anyone else think Geico Insurance advertisements are annoying? |
| I just don't take them seriously and I don't think their commercials are funny. I don't take Geico as a credible insurance company because of the way they advertise themselves. I have H... |
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 Should I file a claim on my Renter's policy for my apt. door?!?!??!? |
| I work for Allstate, but I have to make a decision. Should a take lower rates than what I'm paying now for my Renter's Ins. Or should I keep the rates I have and file a claim cause someone ... |
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 I'm going to get kicked off my dads health insurance and my job doesn't offer it, what should i do? |
| I graduated in January and his insurance only covers me if i'm going to school full time, i'm not going to start school until spring.... |
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 Cheap car insurance? |
| I have progressive now and I'm paying 85/mo. I tried esurance but they were WAY more expensive. I'll be in school soon and wont be able to afford my current policy. I'm looking for ... |
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Mizz Zero | I'm 23... would life insurance be a good idea for me? |
I don't really know anything about it or how it works. I'd like to plan ahead though so that my future kids are well taken care of if something happens to me. (I'm in good health.)
Additional Details
Wow, I'm getting a lot to think about, as well as a lot of different options!
I don't have kids and I'm not married, but I'm engaged and have lived with my fiance for the last 13 months. |
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jimmer j
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Sounds like the Dave Ramseys here don't think you need any insurance. Typical. It makes absolutely no sense for you not to have a cheap $50,000 term policy that will cost you $10 a month to make sure that if something happens to you, your loved ones don't have to pick up the tab. It is not a financial question so much as an ethical question. Once you get married, then as a family you can decide whats right for you, but for now you definitely need a burial policy. |
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#1 due 8/2/09
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If I were you I'd get a small amount and have your parents as the beneficiaries. This way if something happens to you, they can pay off any of your debts and for funeral costs. It never hurts to be prepared.
Once your married and start having kids, you can change it! |
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David M
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If you have no dependents right now you should not buy any life insurance. If this is a concern of yours in the future, take the money you would pay for life insurance now and put it into a high yielding bank or money market account. Then when you need to buy it, you'll have more money to pay for it. |
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OH-EM-GEE!!
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Absolutely!!! I got it through my work when I was about 23. You never know what's going to happen, so you might as well play it safe. |
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Quasimodo
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Only if you know something about it. But I think we've discussed this before.
Keep up the good work! |
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Spock (rhp)
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you are a life insurance salesman's dream -- pre-sold sucker.
***
who will you be protecting with this policy?
future child when you're not yet married?
that's silly.
wait until you have someone to protect. or at least until you're pregnant.
then buy a guaranteed renewable annual term policy. buy more or make it bigger if you have another child.
after they're old enough to make it on your own, you can ten drop the policy and save the money for your retirement.
GL |
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Vantage Point
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I want to put up my own life insurance company.
3% annual interest rate compounded
Upon accidental or natural death the payout is the full amount of coverage to the beneficiaries. But of course the cost of insurance depends upon your health and your locale.
I'm thinking of doing this legit scheme to be able to use other people's money to make my millions. Some smarts in me telling me not to holdup people on street corners. |
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Fatboy
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At this point in your life (not married, no kids) you do not need anything more than enough to cover funeral expenses (avg funeral is approx. $10K). If you have a house, you may want to consider having enough to pay your mortgage off.
If you decide to do this, I highly recommend Term insurance. You can purchase this for a term of 30 years. It is much cheaper than whole life. If you do this, take the money you save by going with Term of Whole Life and invest it. This will benefit you in the long run...Especially if you live the entire tem of you policy, you could become self insured and not need insurance at all...I would invest in mutual funds. |
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countryguyhfc
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It depends. If you have kids, then yes absolutely get some term life insurance. If you do not have kids then it depends on wether you are married or not. If married, then talk to your spouse about it. If you have enough savings to cover funeral expenses then maybe not. If you are single and no kids, I would say you would be better off investing the money. |
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cheercutie
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yea i think everyone should have life insurance no matter what their age is, you never know what might happen |
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