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 How i can find a life insurance for a 89 years old?
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 I am 16 and im wondering if i have a social insurance number?
(i live in bc, canada) and also is your bc care card your social insurance number?...


 Can I take a life insurance policy on my 80 year old father who is excellant help without him knowong?
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 Will this lawsuit work in your opinion?
My dad is trying to sue his company for discrimination/wrongful termination. He is suing for 25 million. he already has an attorney and his case is solid and has no chance to lose. The company he is ...


 Will car insurance always be expensive when I first purchase it?
I've never had car insurance and I'm about to purchase a car. I've been researching different companies and they are all pricey. Should I wait until I'm 25 to get my own ...


 How to understand a insurance payout for house roof replacement?
adjustor wrote a summary for 10,000 less sales tax and deductable of 2000 gave a check for 5000 a promise of another check for 3000 when they recieved the bid. we found some one to do it cheaper. ...


 Will my homeowners insurance cover this type of mold damage?
Apparently water has been getting through cracks in the grout of our tile. We've completely gutted that bathroom and have found mold and moisture that's gone totally throught the sheetrock, ...


 Florida insurance crisis?
what happens if no one is willing to offer flood insurance in florida anymore?
Additional Details
we already have a state run insurance of last resort, which is soon to be the biggest. ...


 What is the best uk travel insurance?
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 How can I find out someones insurance info if I need to file a claim agains them?
My neighbors dog attacked me while I was in their house with them. They are not exactly being cooperative with us. How can I obtain their insurance info, if they aren't willing to give it to ...


 I would like to know of the 2500 Americans killed in the war thus far how many were Republicans, and Democrats
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 My brother has no health insurance...How can my family help him?
My brother was laid off from his job some years ago and now he is currently applying for disability. He is sick and I would like to know if one of us can add him to our insurance plan or will we have ...


 How can you locate a Life Insurance Policy if the policy is lost or misplaced?
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 What are some basic insurances that I should take?
Im 20 years old, undergraduate. Im thinking of buying some insurance but I dont know which plan should I take. I dont have girlfriend and not planning on getting married until the age of 30++ but its ...


 Explain to me how insurance works?
I'm a student currently and there is 'health insurance for students' being offered at my school through United Health Care. I've been debating whether I need insurance or not.
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 What type of insurance plan should I get?
I want to purchase an individual health insurance policy and need help with all the options! I'm planning on getting surgery on my foot as soon as I am insured. Other than that I am normally ...


 If a step-parent dies and you are told by your living parent the insur. policy only had the 2 of u listed.?
are u intitled to a porton of the money left? My stepfather died and my mom said the policy had myself and her listed on it as beneficiaries. She has gotten monetary settlement, however i have not ...


 Auto Insurance Terms - Help Me Understand?
Can you explain these terms?

Comprehensive
Collision
Property Damage Liability
Bodily Injury Liability
Medical Payments

Uninsured Morotists
Bodily I...


 I believe that I am being overcharged for services at a hospital (like 100$ for aspirin). What to do?
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 Will DirectLine charge me for cancelling my policy on my first day?
Hello.
I signed up for car insurence with direct line yesterday. First day of policy is today and I just found better deal with admiral. Will DirectLine charge me for cancelling my policy? B...



Tyrese
I'm 27 years old and single.Do i need a term life insurance? If so, what r the pros & cons of term life insura?
                     
 




Chris C
Completely depends on why you feel you need insurance?

Do you have debts?
Do you have dependants? Kids? Spouse?
Do you plan on having a large estate (need a tax shelter?)?
Are you looking at making a charitable donation or something?
Just looking at covering funeral costs and final expenses?

It's tough to go over the pros vs. cons without knowing why you want it in the first place.

For example: One con of term insurance is that it eventually will expire at age 80 or 85. If you're only looking for coverage for 5 or 10 years then it's irrelevant what happens after 5 or 10 years.

One thing to consider is that at your age, Whole Life would be fairly inexpensive. Again....depends on why you want the insurance to begin with....

Best bet is to go to an insurance broker (someone that deals with multiple companies for whole life and term insurance) and explain your situation to him/her. They will be able to assess what you need and will be able to explain the pros and cons of both that are relevant to your situation. Most brokers work on straight commission so they only get paid when they make a sale...what this means to you is that you get advice from liscensed qualified professionals for free. Why not take free good advice?


oakhill
If you have no dependents, then what would the insurance be for? If you are planning to have a family, then they should be provided for with insurance to cover your income should it be lost. The only advantage of a term life policy now is the lower rate because of your age.


sticks
No one NEEDS life insurance... see, when you die, it doesn't pay YOU anything, just to your beneficiaries. But, if you get married, have kids or want to save money fairly painlessly, then you need life insurance to provide for your family and your future.
I suggest you contact a good life insurance (which really should be called "death insurance") agent, set up a meeting with him and have him go over all the benefits and cons of both whole life and term. Get your information from an expert (just remember, he wants to sell you SOMETHING or he won't earn anything).


mbrcatz
Rating
That's like asking, I'm 27 and single, do I need a table saw?

If you don't have a job, that you need the tool to DO, you don't need the tool. Life insurance, even term life insurance, is a financial TOOL.

FIRST, set the goal, THEN, select the best tool to accomplish that goal.


your_long_lost_krazy_friend
Hi, I think the first part of your question has been well-answered already. As far as the second part, you can learn more about the pros/cons of term life insurance here: http://www.life-insurance-quoter.com/affordable-term-life-insurance.php


Insurance Pickle.com
Call an insurance broker, explain your situation and they'll let you know. And, if you have a table saw your need for life insurance increases....they're dangerous.

http://www.InsurancePickle.com


Lucy C
Rating
hey.... in my view u need insurance and even my boy friend is of ur age... he got that thru online itself... we have got the pros and cons of life insurance from internet itself... check it out.. lemme know whether its useful or not ... good luck dear !


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