if I get insured under my mothers policy will it cost less, I am only 18 and I have just bought a new car which is too expensive to insure under my own policy. If I crash will she lose her no claims?...
I am currently a part-time college student (only 9 credit unit) and happily taking my courses. In the middle of my semester, my dad suddenly called me that he needed a transcript to show proof that I&...
I bought some prescriptions that I didnt want the primary insurance holder to find out about so I told the pharmacy not to run my insurance card... but for some reason the idiot did. So I was ...
We live in Ohio and experienced a house fire last new year's eve. We had been out of town. We lost everything. We filed a claim with our homeowners insurance policy and came close to maxing ...
I am a 17 year old senior in St. Louis, Mo. I plan to move out of my parents house promptly after the school year is over. My boyfriend and I have been doing a lot of research on apartments and ...
I recently started a new job and will soon be eligible for health benefits. Last night I was going through the paperwork to sign up. To my horror I found that for me to sign up (for medical, dental ...
My sister wants to get the gasteric bypass surgery... she is about 370lbs and all other health plans have failed.... the surgeon is ready, she called the insurance company and they said the only way ...
I used to have this great insurance agent. About every 6 months or so I'd switch carriers because he would find ways to save me money. My old agent moved up in the company. My new agent has ...
I cant stand both but really think that its a toss up. I just read about how insurance companys are limiting coverages again but what a crock. It is law that you have it but they have the right to ...
All too soon I'm going under the knife and I'm worried to death that me failing my online english will cause me to loose my parent's health insurance. Does anyone know if I will or not?...
helderberggirl
I'm a single mom trying to write a will.?
Who do I make the life insurance policy out to in order to establish a trust for my child?
You should establish the trust while you are still living. Speak to an attorney.
Scooter Girl
You will need to designate an executor for you will. This should be someone that you trust, that you have no problem with turning over a large sum of money or the welfare of your child/children. You will then need to contact an estate attorney and ask them the next step in filling out the beneficiary on your policy. Don't leave it to chance, if you fill it out incorrectly there will be no recourse when you pass.
Emperor Norton II
Your situation cannot be adequately answered here.
Wills; insurance policies; and trusts are three distinct subjects.
You owe it to your child to spend the time and money to get this handled correctly. Some attorneys offer pro bono (free) services. Call a few and ask. good luck.
529s.com
You can buy a template at Staples or OfficeMax.
If your child is under the age of 18 you should
assign a custodian to the policy.
Snagelfritz
The Insurance Company may be able to help you with this and it not cost. I just guessing.
I did a search for "free wills". This site I browse over quickly; http://www.americawills.com/ There a few places they say, they can not do for free;
State of Louisiana
Guam
Puerto Rico
U.S. Virgin Islands
But, you may be able to read and get some free information to help you make a better decision.
TweetyBird
You'd probably be best advised by a paralegal who can assist you with the precise wording.
gatorgirl
Hello! I know this may sound a little strange, but I am an associate for prepaid legal and we have lawyers who can write your will for you and you can get it updated annually. If you have children, it might be something to consider. The average will costs over $300 to write and this is much less. Let me know if you would like some information and I would be happy to share it with you.
Q-ball
It is always difficult for the general public (you and I) to make out wills and testaments without transgressing some unknown law or regulation - we simply don't know how to do it! That is why it makes a lot of sense to approach either your bank, an insurance broker or a lawyer to take care of this delicate issue, They have been trained to do this properly. Beware when appointing an executor for your estate that the executor doesn't walk away after your death with the lion's share of what you leave behind for your child! That is why I usually advise people to appoint someone from their bank rather than insurance brokers or lawyers to act as executor for your estate. A good idea is to form a Family Trust with trustees to be appointed upon your death by the executor, to look after aspects such as investments on behalf of your underage child, his/her future education, etc.
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