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Additional Details Im just wondering if it would have any negative affects on my credit or if I might have problems getting insurance in the future....
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DAVID B
I'm financing a vehicle, will the finance loan cover car insurance costs too?
Most finance companies will provide insurance for you, but check the prices, its usually much more expensive than your own insurance.
trivia buff
No you will have to get the insurance on your own
Tim
You don't want to finance insurance anyway.
fth106
Not unless you let your insurance lapse. Then they will purchase a policy to cover them (not you) and add it to the loan. The insurance that they would purchase would not satisfy your state requirements for minimum liability.
anni
both are seperate. Loan for Car and Insurance seperate for car as well as people travelling in car and for people who could be hit by car
CHBN
No.
Deuce
No you have to purchase a separate insurance policy as it covers liability for you as a driver as well as comprehensive and collision.
Chi Bears #1
nope, and you'll have to prove you have full coverage to the finance agent.
mbrcatz
No, insurance is your responsibility, in addition to the financing.
If you do let your insurance lapse, the finance company will get insurance on your car (not to cover you, but to cover them), and then increase your monthly payments to cover the extra cost. It's usually mongo, mongo expensive, and does NOT satisfy state liability requirements.
expertinsurance
I think insurance you have to pay at your own but you can ask the financier if they may provide you it along with the loan.
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