How much is homeowners insurance? |
| what does someone pay for homeowners insurance per year in just an average house. Please just give me numbers, or what you think it would be.... |
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Can I cancel my workers comp? |
| I need surgery for my knee. I injured it at work. I filed for workers comp to cover it, but I want it done as soon as possible, and I hear workers comp takes a long time to go through. Can I have ... |
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Insurance co of unsold house wants to know status, what do I tell them? |
| The insurance co of the old house caught wind of our situation by a mail forwarding issue. Up to this point they thought it was our primary residence, but we moved a while ago and have it rented. <... |
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Is the public house or anyone liable for the damage to my fence? |
| Vandals? set light to the pub's wheelie bins which were the other side of my fence, consequently my fence caught fire and there is considerable damage. My Buildings Insurance say this is '... |
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Is it legal for a step-parent to take a life insurance policy on a step-child? |
Can this be done without the actual mother or father being on it or the primary parent even knowing about it? And, if not what could happen to that person?
It was done without a SS#. And it is ... |
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What is the positive & negetive aspect of Term insurance? |
| Why insurance agent do not show interest towards term insurance. Why they insist on ULIP only.... |
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27, single, no kids, great health, should i get term life insurance? |
| I spoke to an agent and he recommended life insurance (since in the future I plan on having a family, kids husband). Term insurance for 10 20 or 30 years is pretty cheap ranging from 10-16 bucks a ... |
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Can you colect on life insurance you have'nt use? |
| meaning life insurance from a company that you no longer work for or pay for and where dose that money ... |
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Can anyone type in dollar signs from all over the world for me? PLEASE?:'(? |
| Any type of dollar signs would do. something like Cents or Note from other countries and singapore?TYVM!!! ^.^ Appreciated your help! ^.^... |
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When interviewing for a new job, is it bad timing if I just finished chemo/radiation treatments as far as? |
| continuing insurance coverage. I'm not comfortable disclosing to the interviewer of such a thing but want to make sure the benefits are good, I can keep the same Dr.'s hopefully, etc. A... |
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Does anyone know how to find out if one of your parents had life insurance? |
| my father past in 2000 and he told me he had life insurance a couple years before that. while cleaning out his apartment i didn't find any policy or paper work. this happened in new jersey and ... |
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What is the name of the Geico gecko? |
| I have a gecko and want to name him after it!... |
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Insurance!? |
| We are in the process buying a home and we ARE going to get homeowners insurance but I was just wondering if they make you get it? Also I was wondering if anybody knows if I live on a flood plain if ... |
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Insurance question help? |
| I am wondering what is considered a preexisting condition?I want to get insurance and i have been to urologist probably five months ago but i would like to see a family doctor. Is this considered a ... |
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lisa_b_666 | I'm going to be a first time homeowner. How much should I budget for homeowner's insurance? |
Is it a percentage of the mortgage or does it just depend on what it covers? |
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Rennie
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My husband and I just bought our first home in August and we made sure that the insurance and taxes were added into the mortgage payment. That way you don't have to worry about coming up with all the money at once. Another thing we learned was to make sure that the house is in homestead and not rental. It all depends on the state that you live in but in Michigan if a house hasn't been lived in for so long it goes into a none homestead and that raises the taxes. I get to go tomorrow and talk to the clerk and make sure that ours has been changed. Good Luck with the new home. |
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Catspaw
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It depends on where you live. My insurance and taxes add another 80% to what my mortgage is, so you want to be careful! |
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David W
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You will have to hold full coverage just as a condition of getting a mortgage. Like property taxes, the lender will require you to pay the first year's premium up front (coverage for the upcoming year) and require you to escrow - make monthly payments to them - to fund next year's premium amount. It protects them.
Welcome to the joys of home ownership. |
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Angel1
 |
UK Insurance
Depends on your postcode but between £15 - £30 per month unless you have a lot of contents or a high buildings sum insured. Go online and get free quotes and then call a broker. Thats what I did as mine matched my best online quote but I had the service of a broker and independent advice when i needed it. Whoever you choose ensure they are regulated by the FSA (Financial Services Authority). |
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Wonder
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It depends on the location, the size of the home, the replacement value of the home, natural disaster (flood, fire) and how much stuff you want to cover.
Congratulations, by the way.
-MM |
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Barbara M
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Call your mortage insurance agent and ask him how much the monthly priemem is. Expect it to go up yearly. As the value of your house goes up ...so does the priemem. |
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mbrcatz
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It is NOT a percentage of the mortgage, and it varies wildly by location, claims history, and YOUR credit score. A house in Iowa might cost $300 a year to fully insure, and the same house in Florida might cost $5,000.
You will HAVE to get a quote from a local agent. |
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