 In general, how much does car insurance go up if you add a 17 year old male to your policy? |
| I'm 17, I Just got my lisence. I'll be driving a 1994 nissan pathfinder, roughly, how much should the car insurance go up for my dad to get full coverage on the ... |
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 Can you get life insurance if your already sick? |
I have life insurance, and my children have the gerber grow up plan, but my husband doesn't have any and now he's sick.
He's 21 - in case his age matters - he was tested ... |
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 Are life insurance monies considered part of the "estate" of the decedent? |
| If my mom has thousands in debt when she dies with no other estate to cover it, will her creditors be after me to pay her debts if they know she has a large life insurance policy and I'm the ... |
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 I'm being sued from a Car Accident...? |
| About a month ago, I rear-ended someone doing about 15mph while slowing to a stop. The lady that I hit had OnStar and she requested that EMS come and take a look at her. They apparently reported that ... |
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 How can I arrange for my life insurance to be automaticaly put in a trust for my kids? |
| I was wondering how one would go about having the benifits from a life insurance policy put into a trust fund for her children. Say I wanted to leave each of my children with $150K in a trust fund ... |
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 Could someone take out a life insurance policy on me without my knowledge? |
Could a husband take out a policy on a wife w/o her knowledge? And is there any way you can find out if a policy has been taken out?
Additional Details
Dont ya think a husband would have ... |
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 Would you settle? |
| If you were rear ended on a friday afternoon, had minor injuries to your back and neck, but are ok right now for 500 dollars? I went to the doctor, and he said nothing was wrong, and prescribed ... |
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 Can you get a refund of car insurance paid if you get a driving ban? |
| I have 8 months to go on my car insurance and am looking at a ban of 12 months shortly for bring over the limit.... |
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 Is my settlement offer fair? |
| seems like there are plenty of these questions on yahoo. here's my case. accident in december of 2006. police report says im not at fault. ambulance took me to ER. extent of my injuries: broken ... |
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 If i'm 16 and living alone,do i get bennifits? |
i live in england.i'm thinking of moving out and if i do and don't work,do i get bennifits?
Additional Details
and no i can't work because i am studying,but only part time.... |
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 Is getting insurance online reliable???? |
| because theres 10% discount,but is it reliable??... |
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 House insurance cancellation notice.? |
I was just notified that my house insurance will be cancelled in June with the insurance company I have had
on my house since day one. Someone came and said they
were updating files and ... |
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 Is it possible to insure certain items on their own? |
I own an original authentic costume of a famous popstar and want to get it insured. Is it possible to do this / how do I go about doing this?
I know you can insure stuff under house & ... |
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 Will a person get insurance claim in this situation??? |
| if a person gets lost in a plane crash........will his/her family get its claim??????? if yes how much???????... |
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Smirx | I'm making payments, am I "Required" to have Full-Coverage Insurance? |
I live in Southern California, and am making payments on a 2000 Toyota Tacoma through HSBC Bank. My insurance payments are $344.00 a month (more than my truck payment!) since I have two speeding tickets and am 22yrs old. Am I required to carry Full-Coverage, can I get away with liability only? |
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capecoddmh
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You are only required to carry collision and comprehensive coverages which protect the vehicle you are financing. I agree that raising your deductible is a good idea if you are looking to cut costs. Make sure that you are getting any discounts available such as anti-theft device, mileage discount, etc. Review what you are carrying for liability. You may have more coverage there then you can afford. If you dont have any assets that you need to protect perhaps lowering your liability for a while would be helpful. Call your insurer and explain your money is tight and have them review your coverages in detail-that is there job.
Good luck. |
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Christabelle
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You have to have full coverage. It's a bummer but you have to because you still don't legally "own" your Tacoma. |
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boker_magnum
 |
Full coverage is required to protect the collateral for the loan company. |
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mei-lin
 |
You might check into higher deductibles, but I always tell people not to take a higher deductible that you can afford if something happens. If you take 1000 ded. and you can't come up with that amount if something happens you'll be riding around with ugly body damage.
I also always tell people to get an insurance quote before buying a car. Once you've signed the papers to buy, you are stuck. |
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Kat
 |
If you drop down to liability only the bank will find out and let you know if it is not acceptable. I would check with the bank first before you do anything. You don't want to harm your relationship with them because of the insurance issue.
One thing you could do is raise you deductibles on the required comphrensive and collision deductibles. Your bank may allow you to have deductibles as high as $1000. Also, look at your liability limits. Maybe you could lower those and save some money as well.
Another suggestion - get some insurance quotes from other companies. Their can be a big difference in premium between companies. You won't have many option with your violations but it's worth a look. In my state Progressive is usually the cheapest company for someone of your age with your type of driving record. It's cheaper to buy online than through an agent. If you are comfortable not working with an agent I'd go that way.
Good Luck! |
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elaeblue
 |
Ask the bank thats the only way to know exactly what you "have" to have. However with two speeding tickets maybe you do need the full coverage as you are at risk for an accident and will have to pay the vehicle off by yourself if you dont have it. |
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zippythejessi
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If you have a bank loan on the vehicle, the bank requires you to have full coverage. |
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Jinha
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till your vehicle is not paid up in full you are required to carry full coverage |
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daniel y
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full coverage becuase you dont own it yet. |
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mbrcatz
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Read your loan documents. I've never seen a loan agreement that DIDN'T make you carry collision and comprehensive on the car.
Unless the "loan" is a home equity loan. If the car is NOT collateral, then you should be able to drop the collision & comp. If the car IS collateral, you won't be. |
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drobrules
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As long as you're still paying off your truck, you have to carry collision and comprehensive coverage on it. What you are really doing here is protecting the interest of the bank. They are the one's that require it, so they can be protected if your truck gets wrecked or stolen. This way, they know it will get fixed or paid for if hit, vandalized or stolen.
Once it's paid off, and you have clear title, you can drop the collision and comprehensive if you want. Of course you will always have to carry liability coverage. |
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