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 Please explain how a health insurance deductible works?
if i get health insurance, and the deductible is 1000 dollars, and the copay is 30 dollars,
then i need to go to the doctor,

do I pay the 30 dollar copay? or do I have to pay for the ...


 Should flood victims who had NO contents insurance expect financial help?
If they do,what message is that sending to people who have paid premiums for years & those thinking of getting contents insurance?...


 Is earthquake insurance worth it?
...


 Name something people pay late fees for."?
i tried / loans /cars/ videos/ ...


 Am I responsible to pay back any credit card debt that my parent had after they die?
...


 Is life insurance considered gambling?
...


 Is it standard for health insurance policies to not cover any mental health services or medications?
My boyfriend has depression and used to be on Zoloft. I feel he should be on it again however his health insurance plan does not cover mental health services. It seems to be a good plan, what it ...


 How stupid should I feel for failing, by one percent, the Life, Accident, and Health Insurance Exam?
...


 Do I have a legal right to a company car?
After having a company car for 6 years they want to stop me having one and give me an allowance instead which relates to a substantial pay cut ( the allowance will not allow me to have a similar spec ...


 I am quitting my job to care for my sick parents, will their insurance pay my previous salary if i do?
...


 Will my insurance pay for chimney repair?
I have been told that it is unsafe as its leaning into next door- the affected bit is above the roof and in the loft. It looks like it has declined with age to this point.
Will I have to stump ...


 Whats the point of insurance?
If your paying for insurance on a phone, its stolen, you order another one and you have a 50 dollar deductable, but yet the deductable is more than the phone was in the first place. Maybe some one ...


 Can my medical insurance screw me like this?
Ok, here is what happened. I have like the worst insomnia ever. My doctor has tried everything and about a month ago my doctor prescribed the new sleep medicine Rozerum. It totally worked, and ...


 Should the government bailout Auto Industry yes or no and why?
Also the government didn't bailout banks do you think that was good or not and ...


 Fraudulent insurance claim ???
I've a rather old laptop & had been thinking to buy a new one. Up until recently this laptop had been working OK except that it's been hanging up every now & then while using. Local ...


 Is this a normal practice?
my home is insured with a top of the range home insurance policy, last year I had to make two claims due to storm damage now this years premium has gone up a great deal does this happen on all ...


 What is the probation period for new employee?
...


 I'm 21. Should I get life insurance?
...


 HELP PLEASE!!If a payment is due on Jan 1 and you are given a 31 day grace period to pay?
what is the date the payment must be postmarkedor received by? If i dont get this right I may lose my health insurance...Is it Jan 31 or Feb 1 or 2nd?

And Steve, I completely disagree ...


 Insurance refusing to pay?
I got into an accident a month ago and got the police report which indicated that it was the other parties fault. Now the insurance company of the person who hit me is refusing to pay and says its 50-...



Chrystal R
I'm pregnant and I have no insurance what can I apply for to help my baby? because I'm not a citizen?
                     
 




nurdee
typically you don't need to apply for anything (it may vary by state and city). if you are pregnant you can go to a hospital or call a doctor and tell them the situation. once the baby is born in the US and is a citizen, he/she will have health coverage in most states (i'm not sure about all states though).


girlwhoknowsitstrue
Rating
If you are here legally, you can go to any hospital when you are in labor and they are required to admit you and deliver the baby. There are free immunizations available through clinics located throughout the country, as well as WIC (women infant children) for baby formula should you need it.

Perhaps you can return to the country where you are a citizen to get the help you need. I'm curious as to why you think that our government should pay for your child -


Ladybug's Mom
I am an American citizen, born and raised in America. I work long hard hours and pay taxes so you can have all the things for free that I can't afford.


talonstrb
Rating
get a job with insurance or have the daddy cough up the Cash!!


elaeblue
Are you a legal or illegal immigrant? If legal go to department of social services (welfare) ask about medicaid, and food stamps. If illegal I dont know what to tell you -its hard but you chose your path. You can also apply for WIC through the county health department.


jimhm3
go back to your own damn country


Nancy G
Rating
Crystal: If you told us what state you live in, we might be able to give you better advice and specific referrals for help. But since you have not shared that information, here are some general points:

If you are in the US legally, you can apply for Medicaid. The benefits and regulations vary from state to state. But please do not wait - prenatal care is the most economical way of ensuring a healthy baby and mom! Please contact local women's health initiatives/clinics - they often have wonderful prenatal/delivery/midwife services with hospital back-up and at very reasonable costs and payment plans.

If you are here illegally, you can go to a hospital when you are in labor and they cannot refuse to deliver you and take care of you and your baby. But this is a terrible idea for more reasons than one. Prenatal care must be your first priority! No matter what your faith, contact local churches with immigrant assistance programs, unwed mother assistance programs, etc. They will be very happy to help you in any way they can.

Finally, pay no attention to the ignorant responses written here. For some of these people to jump to the conclusion that you are here illegally, don't pay your way, don't pay taxes, etc. is the height of ignorance, bigotry, and racism. What goes around, comes around.

Be well, and good luck!


mbrcatz
Without being a citizen of the US, you're not eligible for US aid. You MIGHT want to go to a local church, see if you have a "Gabriel Project" in your area (www.gabrielproject.org).

Or you can check with your OWN country, and see what THEY'RE willing to do for you.


Linda Y
Rating
The welfare office would help you. And, people shouldn't be so mean. Things happen. As we get older we learn.

God bless you, Linda


Karyn W
Rating
here's an idea...stop putting a strain on our system and go back to your own country. illegal immigrants can not apply for assistance in this country.


nitty b
If you are not a citizen, you get anything you want, paid for by me, a taxpayer.


stephenweinstein
The baby will be a U.S. citizen after it is born, if it is born in the U.S. (unless you or the father is a diplomat and the baby is born with diplomatic immunity). You can apply for the same help for it (after it is born) as if you were a citizen.

If insurance were available to you now, so that you could obtain proper prenatal care, that would save more money in post-birth care for the baby than the prenatal care would cost.


Q cumber
Go back home.


swood1968
Rating
Check with a local charity hospital. If you're in Texas, UTMB in Galveston is a popular choice for non-citizens.


thru9
That could be a challenge... do you have family that could help, friends, are you religious then perhaps the church you go to? A woman's shelter or assistance program. I'm not sure if WIC would cover those who don't have citizenship, but it's something to look into. WIC is Women, Infant, Children, it's an assistance program to help women care for their newborns and children in food and bottle feeding for infants, it's a program that each check tells you exactly what you can purchase on each check, the assistance is based on your financial situation, costs and so on. It might be something to at least look into. Again I don't know how any programs will work especially considering the witch hunt our president is pushing with non-citizens, but it can't hurt to look into the program anyways. best of luck


antswife
Rating
Apply for Medicaid in your State. Go to the local county health dept.


fredk8
Rating
put your email up if you want answers


jimis_g_i_r_l
Rating
If you are not a citizen then go back to your own damn country, and then get help there.


proud nerd
Rating
You may try medicaid, I think you can still get that if you're not a citizen. If not, go to your local health department and they can tell you about local programs that are available.


YES, I use correct grammar!
Rating
See about becoming a citizen first and foremost. If you go to a government office (such as medicaid or welfare), you'll be deported.


american-canadian
Rating
I never post on these boards-- but reading some of the anweser people have posted is ridiculous- first most of your rude responses are very incorrect like--- " if you go to welfare or medicaid they will deport you" secone even if she is illegal-- who are we to judge her situaion- god help you if your ever in need of help in another country-- legal or illegal we are all human . and for the the question if you can get any help--- you can for sure get WIC-- you are also able to get EMERGENCY medicaid- legal or illegal-- that will help with your prenatal and delivery and dont be afraid to contact gourverment agencies-churches-non profits with questions or concerns-- most americans (well some) are happy to assit anybody (and the others.. well.. lol.. they are the ones who make the "good" name this country has all around the world. good luck to you and god bless- dont stress -- you are not alone-- you have help here and everything will work out.


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