 Health insurance question? |
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 Whole life policy only $6000 after paying for 50 years??? |
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 Can I take my auto insurance to a lawsuit they did't explain that my husband was excluded on the auto ins.? |
| It's been hard to my husband and me because we tought we had coverage but my insurance told us that my husband was excluded and not included in my auto insurance. And I talk to the lady who sell ... |
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 Beneficiary named in will killed my sister? |
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 I have a car loan and my bank is charging me more money for not having insurance? |
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| Mom is in her mid 50's. She asked me to contribute money to her Life insurance so she can increase the amount her family would get in case of her death. Is it moral to do so?... |
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I have a stable income now and i wanna to do a little investment to secure my life. i heard life insurance would be good for first step.
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 My fiance' recently passed away in a motorcycle accident,? |
| his motorcyle insurance cancelled a month before he passed he was at fault , and the other party insurance company sent me a letter stating that his estate must pay for the damages to other party, ... |
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| And what do you think about your Insurance Agent, that is if you even know who he or she is?... |
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 A question about an insurance settlement? |
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 Take the Accident insurance money run? |
1998 Camaro z28 Convert .
I hit a pole in a parking lot at about 10 MPH or so,
Called my insur and they told me to take it to get an Est or to take it to thier reccomended shop.
1st ... |
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 How i can an insurance agent ( advisor). what are qualification required for insurance agent ? |
| as i want to be an insurance agent and i required phone no , email id of the person who can appoint me as insurance agent ?... |
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 Can my brother add me to his health insurance? |
| I understand that without knowing which carrier my brother has it's not possible to know the answer for sure. But in most cases would my brother be able to add me to his insurance? He works at ... |
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 How to terminate my insurance policy? |
| i've 2 policy insurance, life policy & investing policy. now i have finance problem, i really cannot afford the premium. so i want to terminate either one of these 2 policy. if i terminated ... |
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Marvelous | I'm pregnant and lost my job recently therefore have no insurance Could I be added at my husband's? |
Even if I'm 6 months pregnant would the insurance co. accept me and take care of the rest of the pre-natal care and delivery?? Then after all is done that can I pull out?? |
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Custo
|
Don't listen to any of them...
If you husband has group health insurance, through his employer... You can most likely be added. Most policies have a list of qualifying events that allow the subscriber to add dependents in the event of a "life status change" . There may be a short time period they will allow you to enroll, so call them immediately. Examples of life status change are, marriage, divorce, newborn or adopted child, and spouses loss of benefits... I've only seen one plan in the last 10 years that didn't allow this circumstance to be covered. You will also be eligible for COBRA through your employer. Its expensive, but may be worth it if you're unable to get on his insurance.
As for your pregnancy, there's a federal law that states maternity can not be considered a pre-existing condition. If the policy covers maternity, you'll be fine. |
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David B
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most company insurances limit joining or leaving to an "open season" once a year. If you are otherwise qualified I dont think they can reject you. |
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rollindem20z
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What a hard time to lose a job... i hope they didn't find an excuse because you are pregnant... if anything they should be able to understand more. but anyways... from my understanding if you are married you are more than likely able to jump on your husbands plan since pregnancy is not considered a "pre existing condition" Either way..... im not really for this but in situations like this... your state will always provide for pregnant women. |
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Insurance Biz CT
 |
There are exceptions to the "open enrollment" rule. One of those is loss of prior coverage. If you were covered by your employer's group plan, you will receive a "HIPAA" letter. Your husband should add you to his insurance, but will have to provide his HR department with a copy of the letter to show proof of prior coverage. |
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mbrcatz
 |
If you haven't had any lapse in coverage, then losing your job would probably qualify as a life event that would let your husband add you to his insurance. He'll have to check with his HR department to verify that.
If you HAVE had a lapse in coverage, the pregnancy will be considered preexisting, most likely, and not be covered.
He won't be able to drop you again until the NEXT open enrollment period. |
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Common Sense
 |
OK..... why would you ask us? Every insurance contract is different. Call the insurance company &/or the HR department.
Also: Do you know about COBRA? Are you still elligible under COBRA? Call your former employer (or health insurer).
If the answer is yes (for both)..... pick the best road for you! |
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bobby flay
|
Regardless of the above posts YES !
I have a solution to help you immediately.
Its a PPO like bluecross and you can get coverage today.
Pre-exisiting conditions are no problem - no turn downs
plans start at $79 a month
http://www.g13.us/healthins.html |
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Yo' Mama
|
You could be entitled to COBRA benefits if you were covered under a health plan at your previous employment. Check with your previous employer or your previous group health insurer. Your husband's policy might not insure you at this time since you'd have to complete an "evidence of insurability" showing that you don't have a previous health condition--i.e. pregnancy. Your child could very possibly be covered under your husband's health plan from birth. Contact your husband's employer's group insurance administrator to find out. |
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david r
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Yes you can be added to your husbands. |
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Faye H
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You can be added but the policy likely has a pre-existing condition clause so chances are, the pregnancy would not be covered. There may be some exceptions but you'll need to check with his HR department.
Why would you want to be added and then drop the coverage in 3 months. Seems to me you and the child would both want to have medical coverage after the baby is born. |
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