 Why are insurance companys rip offs? |
| how is it that you pay extra for dental ins. and they tell you that you can't use it for a year. let's see if they could live with a toothache for a year. can i get my money back that was ... |
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 Insurance claim? |
Scratched car?
while going to the bank i parked my car in a short stay free car park i packed up fine. On returned to my car as i had forgot something there was a different car parked next to ... |
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 How do you get your Lienholder to sign off on an auto insurance check so you can cash it? |
| I got in a minor accident and was issued a check from my insurance co. My family is really short on cash right now and we were thinking the best thing to do is leave the damage on the vehicle and ... |
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 My apartment is making me get renters insurance, can they do this? |
| We have been living in this apartment now for over a year, and now they are telling us that we have to get renters insurance. We have to have at least liability, so basically if our appliances cause ... |
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 Should parents buy life insurance policies for their young children? |
| What do you think? Give good reasoning for your argument...THANKS!!!... |
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 How can I get my insurance to pay for a boob job? |
| I'm trying to figure out how I can get my insurance to pay for me to have a boob job. (Not because I don't have any and I just want some.) I have a what I think to be huge breasts for my ... |
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 If you shop for insurance would u pay extra for better costumer service, or get the best rate instead? |
| Would u be happy with better service and pay extra or would u like to get the best rate, doesn't matter who the company is? I sell insurance and I want to know what u want.... |
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 I have a HO3 insurance policy and had power outtage for 3 days, had food spoilage is that covered? |
| I had a power outtage in my neighborhood for 3 days and when I returned I had food spoliage in my house. Would that be covered under my HO3 insurance policy?... |
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 Who do you honestly think is the best overall car insurance agency? |
or you can break it down
to cheapest
friendliest
most trustworthy
why do u like them and why?
also i would like to hear about the shady ones and some examples of what ... |
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 Is there some where or way to get inexpensive percripctions? |
| The insurance I currently have does not cover any cost of my percriptions. Unfortunately, do to health issues, I have to have a few percriptions and the cost of them is pretty outrageous. Does anyone ... |
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 I have recently been to the ER , the bill is 2,500 and they want full payment now ,? |
| I am self employed and I just do not have the resources to do this , I do have insurance but it did not cover this H... |
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 Can a health insurance policy dictate where you live? |
| My grandfather has a health insurance policy with Monumental and he is convinced that he is not allowed to move one county north or he will be dropped from his policy. I told him that, most likely, ... |
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 How can I lower my car insurance if it is high because of bad credit? |
| I have been told that my car insurance is high because of a bad credit rating. I am currently enrolled in a DMP to pay down some credit cards and I'm sure this is why it is so bad. Will any ... |
|
 What makes a person uninsurable? |
| regarding life insurance, what makes a person uninsurable? would a previous surgery do that? what about any illness, would any illness make you uninsurable?... |
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soybonita | I'm self employed, where can I find health insurance? |
I would like to find a provider that will pay 50% - 80% of my medical bills and all that good stuff. Where should I start looking? Who is best to go with? Is there anything you think I should go with? |
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nurse ratchet
|
Your choices will vary from one state to another. Blue Cross Blue Shield is in every state, and they are OK. Coventry has a good product and it is reasonably priced, but that is in my state. I highly suggest that you contact a couple of independent agents in your area and get some advice and quotes from them. I would not buy over the Internet. An agent is very important to you if you have problems with the company down the line. It is nice to have an actual "person" that lives in your state, knows your laws and the market, and cares about their client. |
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Chloe
 |
Well, depending on where you are located, I just saw something that might interest you. There’s a new company offering low cost individual health plans in Texas for young, reasonably healthy people. It’s actually pretty cool – surprised no one thought of it sooner. You buy into a plan at a super low cost with fixed benefits that will cover the typical activities and preventative care of a healthy person. Then, if something catastrophic happens, you have the option to get additional levels of coverage, even AFTER the event. You’d have to check it out for more details, but that was the gist. http://www.precedent.com Even if you’re not in Texas, my understanding is that they’ll be offering plans in additional states soon. Hope this helps! |
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Steve Luptak
|
The answer to this questions depends on many factors, such as your overall health, location, age, industry, etc. Here are some resources for finding coverage:
1. Choosing and Using a Health Plan, Agency for Healthcare Research and Quality, http://www.ahcpr.gov/consumer/hlthpln1.htm
2. State Guides to Finding Health Insurance (fifty-one in all), Families USA at http://www.familiesusa.org/resources/publications/by-topic/private-insurance.html
3. Choosing a Health Plan, Health Rights Hotline, at http://www.hrh.org/cag.html
4. A CONSUMER GUIDE FOR GETTING AND KEEPING HEALTH INSURANCE for each state and the District of Columbia — fifty-one in all, The Georgetown University Health Policy Institute, http://www.healthinsuranceinfo.net
5. Best Health Plans 2006, US News & World Report, http://www.usnews.com/usnews/health/best-health-insurance/topplans.htm
There is no single best company for everyone. I may be able to help if you gave more information. I have 30-years experience as a health insurance consumer advocate. I may be reached at Medicare.Advocate@gmail.com.
Good luck! |
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BROWNLYN
 |
blue cross is a good one, Aetna, blue shield |
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Rick
 |
First - Health Insurance for the self employed should not be taken lightly. When doing your search, be sure to review the small print. Do not sacrifice "coverage" for a lower premium. Its always better to raise deductibles in order to lower your premium. Coverage is what is considered a covered benefit - dont drop things like Rx coverage, or outpatient hosptializations.
There are some nice plans that are called Health Savings Account Qualified plans that allow consumers to open a tax advantaged savings account that can be used to pay for qualified medical expenses tax free while they are in their "deductible" period. They also allow the consumer to save for future medical expenses tax free.
Read my article below - it will help you further understand this concept. |
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joeleus
 |
If you're of the Christian type (I have no idea naturally if you are or not), you might try the Chritian Healthcare Minisry. It runs about $200.00 for a family of four in my case. It's not actually insurance but works in a similar way. |
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PJ
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This company is pretty good if you are in good health: http://www.assuranthealth.com/
Their most economical plan is a large deductible plan. You pay more of the doctor bill but less in premium to the insurance company. That way you only pay if you need it. If you pay higher premiums and don't use it, well that just waists money. |
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mbrcatz
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Go with a local, independent agent, who will know which plans have lots of providers in your area.
DO NOT get it over the internet. |
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CEE B
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Hi
I myself use Ameriplan . They cover up to 80% in medical . Dental vision, chiropractic, and prescriptions are included . It 49.95 per month or 59.95 for a family up to 20 .
http://www.everyonebenefits.com/rdasent |
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Shobana D
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From any insurance company |
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