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 Should insurance companies cover smokers?
I need answers and fast...I have a project on this due in less then a week!!!...


 I have no insurance... where can I find free clinics or low cost insurance?
I have some bad health issues right now and really need to see a doctor ... I don't wanna pay outrageous E.R. fees ..... I'm on a very limited income .... I live in Southwestern Wisconsin. ...


 Is Medicare mandatory?
My mother is going to turn 65 this year,and recieves great insurance through her work. Does she have to apply for Medicare? Thanks in advance....


 Insurance on rental car?
Is it necessary to take the rental car companies insurance or do our credit cards or personal insurance really cover damages or theft or fire if something happens to a rental car?...


 Personal family health insurance with deductible $5000 or less?
Trying to find a Health Insurance plan with a deductible of $5000 or less. Found a Blue Cross one for about $7500 but that's to much since I only make $15000 a year....


 Where can i get cheap auto insurance for an 18 year old student with a 2000 mustang?
Well this may sound like a long shot, but I just recently bought my son a 2000 Ford Mustang, Now its insurance time, hes 18, gets A's in school and has had drivers ed. Why do the quotes from P...


 How does health insurance work?
how does health insurance work. im about to turn 18 and am gonna get it. but im not sure how it works. like whats a deductible? what are the payments? what am i paying? any info you can give me will ...


 Who has the best prices for individual health insurance?

Additional Details
In northeast O...


 I have an endowment policy that is paid up by that i mean i am putting no more money into it should i cash in?
or should i leave it for the next 15 years - which is the best ...


 Second car insurance?
My partner owns a family sized car and a second small 1-litre car which he wants to add his son to as an additional driver. Can my partner use his NCB for the second car too? With his son being a ...


 I have info about a fraudulent claim against Progressive Insurance Co. Who should I contact?
The person is claiming neck and back injuries but continues to secretly do physical work and has told me that some of her injuries were from a previous accident.
Who should I contact?...


 I want to know the working principle and features of sand washing machine?
i want to know the working principle and features of sand washing machine,can someone help me?...


 Where is a good place to find health insurance where can I find out everything I need to know?
...


 How can i fine out if someone has life insurance in my name without me knowing?

Additional Details
and they have my indenity and may of married in my ...


 Does liberty mutual, state farm or interinsurance exchange has better homeowners' coverage?
...


 A hospital is charging me the full amount; what should I do?
I called a hospital, and it said it took my insurance. I went to the hospital, and they charged me the entire amount. The reason is that my insurance actually turns out not to cover that hospital. ...


 The insurance are giving 4000 for the car....but i want more how do i go about it?
had accident...not my fault but anyway the insurance are willing to pay 4000 pounds with an excess of 150 POUNDS..
..` WE WUD BE prepared to offer the sum of 4000 in settlement of the claim ...


 USAA Life Insurance/Drug testing?
Does anyone know if USAA performs a drug test on urine for life insurance during a medical exam? If so, what drugs are they testing for?
Additional Details
What happens if you test ...


 Do i need insurance?
I am going to be cleaning a few (2-3) houses for extra income. I have figured out what I need and that I'm going to charge a flat rate. The only other question I have is : Do I need insurance at ...


 I received a check from my health insurance?
I recieved a check from my insurance company to pay for a procedure that was done by an out-of-network doctor. well i paid that. a few weeks later i recieve another check for the same amount my ...



cannonkd
I'm selling insurance.....?
How do I call a prospect and say "Hey I wanna write your insurance". What is the appropriate lingo?
                     
 




Fred M
"good afternoon my name is ....wait, wait, ...don't hang up.


fth106
Rating
There are many approaches used by successful sales people. They generally have a script that is designed for the particular type of insurance that you are prospecting for and the demographics of the prospect. If you don't have scripts, then trial and error will get you where you want to go if you have tenacity. Most insurance telemarketers burn out in short order. The decline rate is very high.

If you are new to sales, read some good books on selling. It will pay huge dividends in the long run.


Joeylama
Rating
Been there, done that. Here is what I say " Hello Mr Businessman, I am @##$, and I am calling local businesses offering competitive quotes on your insurance. Are you interested in getting a free quote"
Try to respect the other persons time be direct and confidant and don't let the no's bother you. With every no you are one step closer to a sale.
Lead Companies are also a great way to prequalify your clients, something like Mostchoice, who I have used before.


mbrcatz
Rating
Hey I wanna write your insurance is pretty direct. 99% are going to hang up on you, anyway - telephone is NOT the best way to prospect - banging on doors, you'll do much better.


â—„|| G ||â–º
Rating
I have been selling for a few years and started from scratch, meaning I had no experience in sales whatsoever.
The rule of thumb is if someone has already done it and it works then why reinvent the wheel. See if you can get a sales person from a competing insurance company try to sale you insurance and record the message. Large companies have scripts already written for that and it has been revised and researched and proven to work the best since they have years of experience.
The trick is, once you acquire the customer interest, what should you do from there... this is where a good spiced up sales experience comes in. But you will learn that from experience.
The more you do it the better you will get at it.
Selling insurance is probably one of the toughest things to sell, especially life insurance. That's why the commissions are so high.


Brad Tolar
Rating
The best advice anyone could ever give you is: Find someone that's insurance business and get them to train you. You don't just wake up one morning and decide to sell insurance. If you have obtained the license you had to learn some of the basics about insurance. Now you need to transition to a selling mode. You need training for this. If that means going to work with an agent for a few weeks with no pay. That's what you need to do. Most agents are too busy to spend time training another agent unless they have a vested interest in that agent's success. That's why most agents go into the business working for and being trained by someone. If you were the kind of person that could start in the insurance business from scratch you would not be asking this question. A person that is so self-motivated they can start in the insurance business with no training or help from a successful agent would have just picked up the phone and started calling people until they found words that work. There is one other option for you. Find a reputable lead company if there is such a thing and spend some money. They do all the talking to get you in the door. You just have to walk through it and make the sell. Remember, listen to the client and what they want. Do not try to force a plan down their throat because that plan pays you better. You will have a much more successful career if you "help people". You can "sell people" and make a little money. You can "help people" and make a lot of money.


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