 Should I get Life insurance now or when I move?? |
| I want to get a 30-year term life insurance. How I understand it, you pay the same monthly payment, no matter what, for 30 years. If you die, you get the money; if not, then you don't. I live ... |
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 Can Cancer patients have the life insurance? ? |
| Is it possible cancer patients getting life insurance...... |
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 Do I keep old whole life insurance policies? Or cash them in for term? |
My father just gave me five (5) $10k insurance policies he had on me to me (i'm now 33 and married). They are about $100/year each ($500 total a year for $50k).
I would think I ... |
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 What would you do if you found out your spouse committed insurance fraud for over $10K? |
| The money was deposited into a joint account and was explained away as a loan. This could implicated both parties of the joint account in the theft. What would you do?... |
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 Do you think insurance policies are a waste of money? |
| i dont mean the ones we all have to have like motor and house insurance. I mean, small insurances for electical goods ... |
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 My 21 yr old son has racked up about $4200.00 in medical debt this yr that I have to pay out of pocket? |
My insurance has paid their part on seven ER visits on my son this yr.
Each visit was a result of him having a seizure and injuring himself. dislocating his shoulder several times and splitting ... |
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 I lost my diamond out of my wedding ring. Can I claim it on my home owners insurance? |
| Just the other night I looked down and noticed my 1.2 karat diamond was missing out of the setting on my ring. I didn't have it listed on our home owners. I can't find the receipt either ... |
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 Question about state farm auto insurance? |
| My payment was due on the 1st, and now it's the fifth. I just paid it today through online banking. The bank says it may not be processed until tuesday, but i have to get to work before then. Am ... |
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| My neighbors patio umbrella blew into my house during a storm - is he required to pay for the damage? |
| My neighbors patio umbrella blew into my house during a storm - is he required to pay for the damage?... |
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 Can i insure my car in england with a insurance co in bulgaria to save money? |
| ive heard that people in england are using insurance companies in bulgaria to insure there cars here at home as it is supposed to be a lot,lot cheaper? and if so does anyone know of these companys?... |
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 I'm interested in getting life insurance? |
| I have 2 kids both under 2 yrs old, I'm 26 yrs old, I have no health problems. 2 of my grandparents died of heart attack, and so did 3 of their parents. I don't smoke. I am aspiring to ... |
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 My Homeowners Insurance cancelled me because I have a Pit bull? |
| My Dog is sweet as ever and wouldn't hurt anyone, why do Insurance do this to homeowners?... |
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 Why does the premium drop when you add home insurance to an auto insurance? |
| When one has auto insurance alone, insurance companies state that if one is to also get home insurance from the same company, the sum of the two insurances will be less than the original auto ... |
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 Question for people without med insurance? |
| if u have everbeen injured can u tell me wht kind of injury it was and how much u were ... |
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 If you know about term life insurance this question is for you . . I am 40 years old? |
| and am replacing a couple of short term policies with a 20 year 500,000$ policy. House, auto and these policies are with state farm. My quote for preferred was about $70 per month - super preferred ... |
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 What can happen if I already cashed the check? |
| I cancelled my auto insurance after renewing, I did an electronic transfer but changed my mind on the contract and stopped payment on 2/05 (i did not know I could have just cancelled within 72hrs ... |
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missfickle | I've been rear ended. Will my insurance go up? |
A year and a half ago I rear-ended someone. 100% my fault.
A week later, in my new car, I got rear ended. 100% their fault.
My insurance rate went up and I don't know if it was due to just the 1st accident which was my fault, or both. Now, a year and a half later I got rear-ended again. 100% their fault. Will my insurance rates go up? Could they drop me for too many accidents even though 2/3 arn't my fault? |
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TJ's Dad
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To the best of my knowledge rear end collisions are always the fault of the person in the car that hits you. It falls under the category of not being in control of your automobile. |
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Andrew
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if it is no fault insurance it will go up unless the driver was impaired or illegally driving
check to policy asap - get your documents out and read the fine print good luck |
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The Advocate
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Could be a combo deal, the rear end you got was not your fault,
but now it is your second incident, accident prone the insurance statistics may say, so they may want off your risk factor. It is a statistical business decision for them. |
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Chris
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You need to ask your insurance company. Most of the time a non-fault claim BY ITSELF won't affect your rates. However, sometimes frequency can, so if you've had quite a few in a short period of time it could make a difference. |
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mbrcatz
 |
Regarding dropping you for too many accidents - it depends on where you live. In some states they can, and some they can't. Your agent should be able to tell you.
If your state permits it, yes, two at fault accidents within a three year period is grounds for cancellation. The problem with "repeat" not at fault accidents from the insurance company point of view, is the more you have, the more likely it is that YOU are doing something to cause the accident. I *have* seen people cancelled in PA for 4 *incidents*.
If your insurance company DOES cancel you, you're going to end up with a high risk carrier like Progressive, because of too
many accidents, although only the "at fault" one is surchargable.
The rate increase was probably due to your at-fault accident, NOT the not at fault one. |
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scentless_apprentice02
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Yes your rates can go up. No they cant drop you for something that isnt your fault. |
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jst4pat
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probably will not go up for 2 and 3..the other insurance has to pay your damage, so no expense comes from your insurance company..your agent can tell you for sure. Your rates usually go up for 3 years. |
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Loollea
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your insurance went up due to the accident being your fault
the other 2 were not at fault, so you shouldnt be charged
but they may begin to look at you for being accident prone |
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andy
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A lot of it will depend on where the accident happened. If you were at a red light than it might go up a little if any. If you were on an on ramp to an express way and you stopped suddenly, than actually it should be your fault for driving recklessly. |
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Smilin' Fred
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Discuss this with your Agent...you need to know their rationale. Perhaps you will see an opening to challenge their decision.(politely) |
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angelfairy_20
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no, your rates are not supossed to go up if the accident isn't your fault...the first time was likely due to the first accident being your fault. talk to your agent and see...if they tell you that your rates ARE going to go up even though it wasnt your fault, you need to find another insurance company!!! |
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