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 About how much does General liability insurance?
Any Independent Contractors out there that could give me an idea about how much it cost, because I have no idea.
Additional Details
oops: About how much does General liability insurance ...


 Which is the best Health Insurance Plan or scheme?
Many companies are suggesting many plans which is best suitable ?...


 Homeowner's Insurance FIRE question: Tenant's property covered?
Two tenants displaced...Fire, lot's of property... Insurance has 180K limit, plus has 18K for "personal Property", 18K for "other property", $500.for personal property 3rd ...


 Stolen laptop :'( can i claim on house insurance?
first time ive ever left my laptop in a vehicle and it has to be my girlfriends brand new mini. she went to manchester adn whilst she was enjoying a fashion show at harvey nics, some theiving ...


 If i was named the only beneficiary in my significant others life insurance would i have to split it with the?

Additional Details
wife of only 1 month, he past away on his honey-moon,we talked befor the wedding and he said he was keeping me on the insurance and not putting her on any thing, I ...


 How much would a small funeral cost?
...


 OK this ones kinda of a tuffy but really important Please don't ignore!?
I recently had a kidney transplant (a year ago) I was on my fathers insurance,medicare,and medicaid when i had the transplant the medicare people messed up and said it didnt cover the transplant so ...


 Life insurance?
What are the different types of life insurance policies avaliable and which is the best? My wife and I are in our mid 30's with a new child....


 Is our Life Insurance enough?
I am insured for 250K
My husband is insured for 750K


My children who are 7 months and 3 yrs old are both insured for only 50K (whole not term, will be paid off by the time they ...


 Insurance Questions, 5 weeks pregnant. Hubby switching jobs....?
I am 5 weeks pregnant. I purchased geisinger ins Jan 1st 2007 and then dropped it Jan 31st 2007 since there maturnity coverage was horrible! My hubby has had the same ins for years Blue Cross / Blue S...


 Prudential insurance and Allstate which one is good for life insurance?
I 'm going to get a life insurance. I'm thinking between Prudential and Allstate. what do you think about both of them if you want to get the good service and comfortable....


 I was trying to find out if the doctor was in-network with an insurance company.?
They said - 'It is possible that the provider is contracted with the insurance company for their fully-insured book of business. That does not mean that the provider is in-network for this ...


 I failed my first attempt at my state exam for Prop and Casualty Insurance...needed a 70 and got a 64.HELP?
Need to know how to pass it on the next go round?...I have been studying like crazy and felt I knew the material ,but the questions were really hard!!...


 If you get insurance through your parents will it be canceled when you get married?
My brother's girlfriend is 19 and she gets her health insurance through her mother's job. She and my brother are thinking about getting married. Will she lose her health insurance? My ...


 Health insurance vs. taxes for public health care... which would be better?
I am currently paying a TON in health insurance, with deductables that aren't that great... and I HAVE NEVER BEEN IN THE HOSPTIAL... this seems to be the earmarks of a very inefficient system......


 How long should a flood insurance claim take?
Chris N asked this but didn't seem to get a full answer. Another guy had 6 months for a fire claim. Why does it take so long?...


 Open enrollment for health insurance is here and I need help deciding what to do?
My options are to enroll in a new insurance plan where I am insured thru the hospital where I work called a UMR EPO. This is new and they tell us many hospital organizations are grouping together to ...


 What would be your case for socialized medicine in the USA?
I want it now. The benefits far outweigh the costs with 50% without healthcare insurance, and how many without Prescription coverage? Want the case FOR, and if you can debate the cons, even better. A...


 Car Insurance Company?
Which car insurer allows all named drivers to earn their own no claims bonuses so that if one named driver has an accident the other driver doesn't become affected? Thank you ...


 House Insurance?
My house insurance has been cancelled.
Does anyone have any names of insurance carriers
that would I could apply to.
I have two dogs a german shepard and a mutt. That was the reason ...



biznesgal
I Can no Longer Afford Health Insurance?
I buy health insurance through my employer, and I love the insurance. However, I can no longer afford to pay for it. My husband lost his job about 3 months ago and we are only working off of my income. We are barely making it. We have 4 children. I want to stop the insurance because I can barely afford to pay our bills or put food on the table, I can't even afford to pay the $25 co-pay for Dr. visits. I have been going to the health dept for all of our medical issues. The insurance comp told me they can not and will not cancel my insurance even though we are on the verge of poverty, but I'm paying United Health Care $352.56/mo. I need to know what to do to get out of this insurance policy for right now. I feel like they are forcing me to pay for insurance when I no longer want it! They said it is some type of Georgia Law. There has to be a way to end this. I need that extra $88.14/weekly. Does anybody know what I can do to stop these people from forcing me to have their insurance??
                     
 




MSAD
Tell your husband to get any job he can get. Even if it's working in a fast food restaurant or through a temp agency - while he looks for work in his field. Working a minimum wage job -he can earn enough to cover the cost of the health insurance.

With a family of 4 you can't afford to Not have insurance. The health clinic is great for the sniffles. But what happens when one of the kids rides their bike out in front of a car and breaks a leg. Treatment for that could easily exceed $40,000 if it needs surgery to repair.

Or heaven forbid - a car accident and every member of the family is hurt.

If you have to - cancel cable - cut your cell phone plan to one with less minutes. You can find other ways to cut expenses.

Canceling your health insurance is a bad bad idea.


Insurance Made Easy.biz
It is the IRS rules that govern health insurance when deducted from your check on a pre-tax basis and those rules only allow changes to be made during open enrollment or if you have a qualifying event. http://www.law.cornell.edu/uscode/29/1163.html
If your income is now low enough for you to qualify for Medicaid this will allow you to make a change but in GA you probably make too much to qualify for Medicaid.

http://dch.georgia.gov/00/channel_title/0,2094,31446711_31945377,00.html

One thing you can do is raise the number of exemptions you claim on your W-4. Stop contributions to your retirement plan.
Cancel any benefits that come out of your check on a post tax basis, this can be done at anytime. Do you have any vacation or sick pay you can get without taking the time off work?

I hate to say it but the others are right, your husband needs to take any job even if he only brings home $90 per week it will help your family.


Angee
um i dont think what they are telling you is correct. pull out your benefit booklet and look for the "right of cancellation" clause. you should be able to cancel your policy whenever you want. additionally, the request to cancel the insurance has to come from your employer to the insurance company, since the employer is the one who holds the contract.


src50
Rating
That is a shortsighted solution. One serious illness could then bankrupt you. Your husband needs to intensify the job hunt, even if he has to take temp jobs in the interim.


mbrcatz
Rating
You can't get your plan cancelled until open enrollment, unless you quit your job. It's not just Georgia, it's EVERYWHERE. If it's a group plan through your employer, you can only make changes if there's a qualifying event (birth, death, marriage, court order) or during open enrollment.

Hubby's going to have to lower himself to flip burgers or deliver pizzas for a few months to help out a bit.


toodd
Write/fax a letter to UNH president or state insurance commissioner or FTC.

Learn herbal medicines and grow most medicines in back yard.

Contact health dept of county when need doctor's visit, and buy cheap medicines from other countries. For emergency, just walk in ER, and then vote more for social activitists.


anarchymaster8
Rating
Vote for Obama. He'll make insurance more affordable.


Ed P
Rating
Contack your state represenative You cant afford to be without it > canada medicare is for all and be subsidised . Next year my wife retires it will be free By the way we only pay $96.00 and hospital free We dont have co pay drs, visits full coverd


pollyplacko
You should be able to cancel regardless. They cannot force you to stay with them. I don't know what insurance does that! The least you can do is call and say "you either cancel my insurance or I need to speak to your manager!". After that you need to go to your nearest health department and apply for Low Income Family Medicaid. Depending on what you make a week your family could qualify. If that doesn't work, you at least need your children to have health insurance so enroll them in Peach State for Kids. Its should be around $20-$70/month for 2 kids. Hope this helped


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