 M getting loss in my business from last 2 months. but still i want to struggle. how can i motivate myself ? |
| I am a Sales Manager. From last 2 months i m not able to succees in sales even i am not performing average. my seniors are very angry with me. I am struggling a lot but not getting results. But only ... |
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 Should I enroll in VGLI (Veteran's Group Life Insurance)? |
| I just recently got out of the military and am eligible for the veteran's life insurance. I was wondering if it is something I should capitalize on or if there are better policies out there for ... |
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 If my son is named as the sole beneficiary(life insurance) if i were to die, could my husband challenge it? |
| i'm told yes by some, but no from many others. this is not a 401 or 403(which teachers have) which i know can be challenged in court. i do believe spouses have a say so in that. but as far as ... |
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 I Need Health Insurance? |
I am currently 19years of age and a full time college student.
I am not working but I need to find affordable health coverage. My insurance ran out as soon as i turned 19 and what i paid before ... |
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 Why do insurance co. not pay? |
| my kids were in a bad wreck not my or my kids fault my son 13 yrs at the time had a broken pelvice a lot of asphalt burns stiches allover surgries to put 8in. stainles plate in to repair the pelvice ... |
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 Is it possible to stay under my moms car insurance plan if I get my own place? |
I am planning on moving out, but I am on my moms car insurance right now, is it possible to keep it under her name if I move out?
If not, will my insurance go up alot??... |
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 Insurance says the doctor didn't bill correctly and the doctor says talk to the insurance company. Now what? |
| We went to an Ob/Gyn who did an annual exam and now the insurance company won't pay for the visit and says the doctor billed everything wrong. The doctor says take it up with the insurance ... |
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 Do single person with no dependents need life insurance? |
| I'm 37 years old single no children do i need to purchase life insurance i have no other family so if i get life insurance who will be the beneficiary and according that finance lady suze orman ... |
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| Owning a business, (Website only, no employees), business insurance???? |
| I was wondering if you need business insurance no matter what kind of business you own. I am starting a business that is nothing more than a website that is free for users and only makes revenue ... |
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 Liposuction - how can I get my insurance to pay for it? |
I have about 80 pounds I want removed from all over my body.
If insurance can pay for gastric bypass, there should be a way to get them to pay for this.... |
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 Wal-marts hurts :(...? |
Hi,
I got a small question for you all. I am an associate at Wal-Mart and I was injured wile at work. I have been on Worker saftey insurance for two weeks now. My question to you all is ... |
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 Can an insurance company deny you coverage due to pre existing condition? |
| If you are currently employeed and insured for you and your dependants and wish to quit your job and start your own business and buy private insurance somewhere else, can an insurance deny your ... |
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 TRUE? Wal-mart Wal-Mart carries their own life insurance policies on their employees. payable to Walmart? |
Wal-Mart staff ordered to search store after bomb threat
http://snipurl.com/t6z0 (more detail in link)
I was then told:
Since Wal-Mart carries their own life insurance policies ... |
|
 Do i have to pay a deductible for a car accident that wasn't my fault? |
| I got into a car accident about 3 weeks ago and the person ran the red light and hit my car. DO i have to pay the deductible when it's not my fault? Please answer me soon i need some insight ... |
|
 Renters Insurance? What Kind? Is it really worth it? |
| I am renting a condo from a friend, got a good deal, just signed the lease, he recomended that i get Renters Insurance because he said damages I make to the place or to other owners in the condo I am ... |
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| I had an accident can my insurance or .................? Help Please? |
| I had an accident is been a month and 4 days my insurance has settle everything with me they paid me for a renatl car medical bills etc. After that accident my car will loose value is it possible for ... |
|
 What does flood insurance cost? |
| Technically, I'm not in a flood zone, but I got flooded out last June...... |
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dave d | I am 50 years old and am looking into Life Insurance.? |
I have 600,000 in savings and still owe about 230,000 on my house. My wife and I are about to adopt a child and I would like to have enough insurance on hand that if something happened to me, the house would be paid off. Is Life Insurance the best answer for me? |
 |
 
Steve S
 |
There are several factors to consider. Does your wife work? How old is the child you are adopting? Etc...
Life insurance is there to help prevent a hardship in case you die, but depending on your situation, your death may not create a financial hardship. So life insurance may not be the best choice in your situation, given more details.
Here is a good article about deciding if you need life insurance:
http://lifeinsurancenow.com/how-to-buy-life-insurance/only-buy-life-insurance-if-you-need-it/
If you determine that life insurance is appropriate for your situation, you will want to get term life insurance because it is the best value. You can get the best quote here:
https://www.expert-quotes.net/term_life_insurance/lin.htm |
|
Chris C
 |
Some life insurance would be a good idea. As for the type it depends on exactly what you want to insure...
Are you just loooking to make sure the house is paid off? If so, probably a term policy is best (it's a temporary need)
Are you looking to make sure that the possible taxes on the disposition of your savings (depends on the taxation where you live and what type of savings/investments it is) are covered so your family gets all your savings? If so, perhaps a whole life policy would be better (I'm assuming your savings are planned to last you into your 80s if you live that long and a term policy would likely expire before you use it in this case)
Best bet, contact a local insurance agent to your situation as they would be most familiar with the taxation laws in your area and can make a recommendation from there. |
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src50
 |
Look into a level term policy. I got a 20 year one at age 56. |
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Matt G
|
Yes life insurance is the best option from what you're telling us. And it will go tax free to your wife and child. You may want to look at an annuity or a universal life insurance policy. But of course you'll have to be in good health to qualify, especially for a larger policy. |
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Insurance Made Easy.biz
|
If you child is under 5 a 20 year term policy would provide coverage until they are out of college. For a healthy 50 year old male $250,000 term would run about $500 per year.
You can run more quotes here
http://www.insurancemadeeasy.biz/Life.html
If someone tries to sell you life insurance and they talk about the investment or savings, run. Buy life insurance for the insurance if you need a permanent plan it should be for reasons other than the cash value. |
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Mark Morris
 |
Term life insurance provides coverage for a limited period of time, the relevant term. After that period, the insured can either drop the policy or pay annually increasing premiums to continue the coverage. If the insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is often the most inexpensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis. |
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