Angee
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not unless she is your legal guardian and her insurance allows for "sponsored dependents".. not likely and extremely rare. |
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Gotcha
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It's highly unlikely because you are not a dependant. The best thing to do would be to telephone the company and ask. |
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HealthQuote360.com
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I am sorry for your loss. Typically you would not be eligible for coverage under your daughters health insurance plan unless you were her dependent.
However you do have a number of different options. If your husband has passed away within the last 63 days and he had a group health insurance plan from an employer with 20 or more employees then you may be eligible for a COBRA health insurance plan (which is in essence a group continuation plan).
If you are perfectly healthy then the cheapest option will be for you to purchase an individual health insurance plan on the open market. Just make sure to choose a plan from a reputable company like a United Healthcare, Aetna, Blue Cross, Humana, etc.
Compare quotes from at least 3 different reputable insurance companies and then speak with an independent health insurance agent and you should have no trouble finding a very cheap plan.
Here is some more information about COBRA health insurance and also some information about how individual health insurance works: |
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Al LeGator
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I'm sorry to hear about your husband. I have not heard of any group policy that would include a parent but you'd have to get your daughter to check with the carrier of her group health insurance policy |
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Lori S
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Unless you are a dependant of your daughter (and exactly what that means is determined by guidelines in your daughter's policy), probably not.
If your husband had insurance, you are probably eligible for COBRA, but this is time sensitive and you only have a certain length of time, once offered COBRA to accept or refuse it. Check with his employer to see if this is a possible option for you.
If you have medical conditions, it's likely that it will be difficult to get an individual policy to cover you. Find an independant agent in your area to guide you through this.
If you are seriously ill or disabled, you may qualify for medicaid, depending on your income and assets. Eligibility requirements vary from state to state, so google your state and medicaid to find out. |
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Ef Ervescence
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Each insurer has its own guidelines and limitations for acceptance.
For instance, you might qualify as a dependent if you are residing with your daughter. You might also qualify if you depend on her for support, other than medical support.
This is a question that you may find answered in the insurance policy book/manual that is usually given to employees. If not, your daughter must seek an answer from her employer.. |
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Classy Granny
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That is very doubtful unless you are your daughter's dependent. |
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Insure Man
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Not to my knowledge. Only a spouse and/or dependents can get coverage through an employer sponsored plan and that is only if the plan will provide as much.
You will need to shop for individual insurance. You can view some quotes here:
http://www.ohioinsureplan.com/index.php/insurance/carrier-quotes/ |
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EricaSweetie*
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im sorry to hear about ur huband. i know it is sad. =( |
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Brenda
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It all depends on her policy. Have her call the insurance company and find out. There are not very many that cover other than immediate family. Good luck and sorry for you loss. |
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MNM
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you should either talk to her boss or you doctor |
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mbrcatz
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No, you're not her dependent. Sorry. But your husband's policy should be offering you COBRA, which should last 18 months, and then you can talk to a local agent, who can try to get you coverage through a private insurer. |
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lost
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have your daughter ask her employer that question |
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Ry Guy
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sorry to hear. I believe that it may be different in most states. I had asked my employer if my mother could be added to my insurance as she needed some medical procedures done and I have good insurance. I was told that unless my mother was my dependant (meaning she lived with me and/or I cared for her full time) then no, she could not be covered under my insurance. even though my dog can..... strange world |
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CJ Mack
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My condolences for your loss. Unfortunately, I don't believe there is a health insurance plan out there that would cover a parent unless the parent is considered a dependent of the insured. There are a lot of good health plans out there that can be affordable. Check it out on line and see what you can come up with. Good luck! |
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Ruth P
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My adult son lives with me and has to have his own insurance so I would think the reverse would be true unless you are her dependent and she claims you as such on her taxes. |
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shaniquahgarvin_2001
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u should be able |
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