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 Does anyone know of a good health insurance on pre-existing condition?
I am changing jobs and will loss my health insurance. I was waiting till this winter to have knee replacement on both knees both in pretty bad shape, anyway does anyone know of a insurance company ...


 Help....what do yu think my rights r??
oka so we had a fire in my 5 family home..the fire started becuz some lady was smokin and feel asleep...the fire started on the other side a the building which is a whole different address.our whole ...


 Should I switch my wife from my COBRA plan to Medicaid?
My wife is 6 weeks pregnant and we are currently under the COBRA plan from my previous employer. The COBRA monthly payment is very high and I am not sure when I am going to get another job. So I am ...


 E-Insurance.com, has anyone had experience with this company?
Supposedly growing company, I am looking for info from anyone who has used their services and can offer credibility or trustworthiness....


 Why are bicycles not licenced nor needing insurance ?
After all, they are considered vehicles and must follow and obey traffic laws, so why not make them act like the other vehicles, license and insurance. It might also cut down on crime by deterring ...


 How much commission can I make selling car and homeowners insurance?
...


 Will my insurance pay for my car to get fixed after it was sideswiped by a unidentified person?
I own a 2006 nissan altima and last night i parked it on my street like i do every night. When i went to go out today i saw that the left side mirror was knocked off then i realized the whole left ...


 Lost heath/dental insurance, anything more affordable than COBRA?
I just graduated from college and have 30 days to determind if I stay with the COBRA plan (about $350 a month) or find other insurance. I don't mind having to use in-network doctors. I'm ...


 Can I get renters insurance with the company my parents use for auto if I don't live with them?
I'm still under my parents auto policy for car insurance, but I live on my own now in the same state. The auto insurance company we use sells renters insurance too. Can I get a renters policy ...


 Can the Hospital sue me and take my money?
I am a Veteran and have the VA Hospital insurance.
My income consists of the following:

SOCIAL SECURITY
JP MORGAN PENSION
SOCIAL SECURITY DISABILITY
401 K

A...


 If you're spouse is an undocumented immigrant, can you add him/her to your health insurance coverage?
...


 What determines as to whether an employer is required to participate in the unemployment insurance program?

Additional Details
I'm in IA and I worked PT for my former employer for 2-1/2 yrs and he also deducted taxes from my paycheck. The unemployment office helped me to fill out a ...


 Am I allowed to take a vacation while getting unemployment pay?
...


 Wind blew over the biggest of road bollards, as i drove past i hit it and it went under my car?
the bollard won, cars had it!! i have the bollard, one of those huge yellow and white ones in the middle of roads, was it not secured properly? i feel the council are responsible how too you fight &...


 What exactly is a cleared check?
Does this mean that the check has been cashed yet?...


 Cancelling car insurance?
I got a new car and got a different insurance company to handle the insurance for the new car because the insurance company for my old car gave a much more expensive quote. I have been paying month ...


 Flood insurance?
A house we want to buy is in a flood zone that requires flood insurance. does this mean it will most likely flood?
Additional Details
I got a quote for a $500 deductible and $550 per ...


 If you lose your engagement ring and its insured, will the insurer replace it?
I am so shaken up right now. I lost my ring an hour ago and i am not in the area to call the insurer. Has this happened to anyone and if so, what did you do?...


 My job doesn't offer insurance for my son, how can i apply for medicare? I live in New york bronx
...


 What height/weight ratio will get me best life insurance rates?
I want to replace some ART life insurance with level term. But I'm worried my weight relative to height might keep me from the best rate. Is there some way to find out what numbers trigger ...



khanhpb
I am 62 buying health insurance from my deceased wife for 3 years.Now they say i can't buy.What i have to do?
I buy KAISER INSURANCE.I pay over $ 300.00 a month.Anybody out there shows me what health insurance i can buy when my wife's company terminates my coverage.I will appreciate your help.Thank you!!!
                     
 




Insurance Made Easy.biz
Rating
I suggest you use yellowpages.com to search for health insurance brokers in your area. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state. Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance. These areas of insurance even require separate licenses.

It is important you do this as early as possible to make sure you can pass underwriting for a new policy. If you have medical conditions that prevent you from passing the underwriting you may be HIPPA qualified to sign up for guaranteed coverage. When your current plan ends if you go for more than 63 days without coverage you will no longer be HIPPA qualified.


Insurance Biz CT
Because of the death of your spouse, you are entitled to COBRA or State continuation. This means that you can stay on her company's plan, provided you pay your own premium, which is calculated at 102% of the company's cost of your coverage.

Further, since you are age 62, COBRA will last until age 65 - when you are eligible for Medicare, provided you pay the monthly premium.


Tom Z
Contact Kaiser they will have an individual conversion policy that they offer to existing policyholders. The coverage will likely not be as good as the coverage you have on your company plan but it will be better than no insurance at all. And because you already have Kaiser insurance there should be no issues with any pre-existing health condition.


Centaur
Rating
Contact a medium.


Gerald
AARP -- I am 61 and I have never spend one dime on health insurance. If your healthy insurance is not needed... Or do you just want to spend more than $300 a month cause that is what it will cost.-- more than $300. Look --your past the age of cheap insurance.. If your a Veteran register with the VA. VA is wonderful and great service. They really bend over backwards.....Social Security is Medicare at 65...


mbrcatz
Rating
You can't buy health insurance for people who are deceased. It's too late.

If you've already run out of COBRA on her policy, which likely you have, you're going to have to talk to a local, independent agent, to get you a quote on something else.

You really need that local agent. Not all companies write in all states, most won't take someone who's 62, and each company has a massive number of plans. You need LOCAL INFORMATION, not something blind over the internet.


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