I have a lot of sick time and soon i will be uninsured because i'm going to switch with a new insurance co. so for 6 month i wont be able to go to the dotors. and right now i have a lot of sick ...
Someone needs to put my mind at rest. January this year I had a fire causing quite a lot of damage. I’d had the storage heaters serviced by an electrician. However, as they had not been turned ...
I just got a bill for car insurance and it sky rocketed. My Insurance agent says that it's because of other people wrecking and stuff like that. I'm thinking about not paying and just ...
How do dividends work with whole life insurance. From my understanding, you can use your dividends to pay your premiums and after a while your dividends cover your premium costs all together. Does ...
I was told that life insurance was a bit harder to sell than others? Is this true or just an opinion? What license do you have to have to sell auto insurance? Additional Details No one ...
I am currently looking for an insurance plan that will cover me - I have OCD and recently received a denial that stated
"Legislation in your state does not allow us to place long-term ...
I had recently obtained new insurance and i went to the dr. around 6 months after getting the new insurance... now they wont pay because they are saying that it was pre existing when it wasnt but ...
Contact a local health insurance agent and let them do the shopping for you. Agents and Brokers normally sell with several different carriers and can find you the type of coverage you need and what you can afford. Many agents also have a preferred status with carriers that they put a large book of their business with and in case you have certain health conditions that may preclude you from getting approved, they may be able to get the carrier's underwriters to re-consider your application. There are so many options to choose from such as a Health Savings Account to traditional coverage, HMO's and PPO's--get with an agent that can serve you best and then you will not have to spend your precious time looking. Commission for agents is already built into carrier's rates, so let them work for you. I have been in the health insurance business for 25 years on both the insurance carrier side and the agent side. You just need to find out what is available in your location. Do stay away from MEWA's-these are Multiple Employer Association groups that shop collectively for coverage of small employers such as yourself-very high risk for going bust. Many carriers have a "Find an Agent" locator on their websites if you need to find an agent. Good Luck to you!
mortgageguru
Form a corporation with your family and some other individuals and get group insurance!
brenflor3
Kaiser Permanente is excellent. Blue shield is pretty good too. They have a few plans to choose from.
enjoyinlife2006
I found the best place is your local Chamber of Commerce... they have like a group plan you can join.
Brain Tickler
Where I come from we have a few companies that do the research for you and can end up saving you hundreds of dollars. I guess they're like brokers, but they search out the best deals after quizzing you on YOUR NEEDS! Guess the important thing is to enquire what % commission they're getting. Also, do you have like a consumer choice organisation that checks out the various health funds and rate them on quality? Might be worth checking that out too.
See web-link below. And no, I don't work for them.
your_insurance_needs
Your going to want to contact a local agent. I can help you. Feel free to email me: your_insurance_needs@yahoo.com
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