David in Madison
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The guy should be insisting you go to a doctor, even if it is self pay. If he makes $6K per month, you make plenty of money to cover your expenses. Don't let him ignor his responsibility. Insist, or get out of that relationship now. Then go to the DA and make sure the jerk pays child support. |
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melodyahol
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I think you should apply for Medicaid anyway. The worst they can say is "no". Is the baby's father not willing to help at all? If not, be sure to let DHS know this. Good luck and I wish you and your baby the best! |
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Muga Wa Kabbz
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Because you are expecting a baby, you should be considering getting insurance as soon as you can rather than thinking of the costs. Don't you want good pre-natal care so that the docs ensure that your fetus/baby develops well?
Your guy makes $6000/month and you live with him so there is no way you are going to qualify for medicaid. You could get reasonable insurance for $200 to $300/month. This should not be a problem for someone earning $6000/month. |
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michael_w_anderson
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Gawd, you people make me sick. If it's his baby and he makes $6k a month he can freakin' pay for it out of his pocket. It's his and your responsibility not the public's or insurance unless you're paying for insurance. Grow up. |
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Happy Mama
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$6000 is way too much to qualify for Medicaid. For example in Texas for family of 3 it has to be under $1900. I had it when i was pregnant and then my baby got on it also. What you can do is not add your partner's income in the application. Since you're not married it's easier, you can live under 1 roof but don't support each other financially. Which mean you can be 2 different households. Another thing your baby's father could add you as a unmarried partner to his insurance policy. i know for a fact that Blue Cross Blue Shield doesn't include pregnancy in preexisting conditions. You have a lot of work and research to do and it's better to start as soon as you can, you need those early doctor appointments. Good luck |
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TLO
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If he makes $6000 a month he should be able to afford for you to be on "some" kind of insurance! there are several different plans available if you search the web. or you could lie and say you live alone and should get approved for medicaid no problem. If they know your pregnant they should get you going pretty quickly. I did not apply for medicaid until I was pregnant and it was not a problem, I was approved right away. |
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m_c_m_a_n
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You are going to have to bite the bullet and get some form of insurance. If the father is pulling down $6,000 a month there should be no reason that you can't get insurance unless the money is being handled badly.
How about this, you marry this guy and he adds you to his insurance. Do you really want to jeopardize your unborn child's health? |
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Perplexed
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First of all, don't feel alone. You are one of twenty-four million people in the US without health insurance coverage. In addition to that there are tens of millions that are under insured.
As to getting insurance that won't count your condition as preexisting, trust me on this one, they know how to count the days and they will figure it out.
The bottom line is this. You and the child's father are responsible for the child in the near and long term. Including all of the prenatal care.
At 6k per month he earns 72k per year. Far above the national average. So if you budget your income and live within your means, you should be fine. |
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Karrose
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Maybe a social worker at the hospital you will deliver at can make suggestions.
Besides that you can thank Bush for your situation. Vote.
I feel for you and the multitudes in your shoes. |
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insuranceguytx
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What is most important to you ... having a few dollars in your wallet or having a healthy child?
* |
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cgriffin1972
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6000 per month?????
You have nothing to worry about - tell him to buy some damn insurance. |
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itsjunglepat
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Since he is not helping you, consider yourselves as separate households(the term household does not signify a living quarter)when applying for Medicaid.. with this guy you might want to make that a bigger reality sometime. If necessary, tell it to a judge. |
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Goddess
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Going to the doctor now won't screw up insurance later as they'll be able to tell it's a pre-existing condition -- you're pregnant after all. Why isn't the boyfriend helping with this? He should be the one paying for doctors' visits and he can also check his insurance to see if it's possible to add you on (not all policies require you to be married). |
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Johnny A
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marry the guy that makes 6k a month and get on his insurance...stop living in sin. |
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Jen
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Are you married? Are you on his insurance? How far along are you in your pregnancy? Regardless of whether you go to the doctor or not, you probably won't be able to get insurance to cover your pregnancy since you are already pregnant. Unless of course, you lie about it. Why would it matter what he makes each month for Medicaid if you aren't married? Would you have to claim how much he makes? I can see them not covering ifyou are married but if that is the case then you should've been put on his insurance, if he has his own insurance. And if you can get insurance for yourself but not the pregnancy, then you can always make payments to the hospital and the father, if he makes that much a month, can kick in for the expenses as well. But you should go ahead and get insurance for yourself and put the baby on your insurance (i believe that has to be done after they are born??)as well as having the baby put on his insurance (if he has it). |
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PJ
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Most health companies will not pay for any delivery costs or prenatal costs for 10 months after you start a policy (unless it is a group policy with your employer).
You need to call the the hospital you plane on delivering and ask to talk to a social worker who can better inform you of your options in your state. |
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hightechchic
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Unfortunately, you're out of options unless you can qualify for Medicaid.
Even if you could get health insurance now (and you probably can if you're healthy), your pregnancy will NOT be covered.
Many individual insurance companies don't cover pregnancy at all and those that do will require a six - 12 month waiting period that you are required to pay for the maternity rider PRIOR TO CONCEPTION in order to have the pregnancy covered.
Stop avoiding the doctor -- the horse is already out of the barn on the pre-existing condition issue.
As for what you should do... well, here's a question for you: does your child's father have insurance? If it's group insurance, you need to have him check to see if you can be added to the policy as a domestic partner. It's possible that the group may waive the pre-existing condition; however, that's not always the case (it's done at the option of each employer and it's more expensive for them to go that route, so many don't.)
Otherwise, you will have to hope you qualify for Medicaid. |
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Vbonics
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Depending on what state you live in, many states have some coverage for expecting mothers without insurance. If you and the baby's father are living together but unmarried, you might not have to list his income. I would check out state coverage first, go online and go to your states website. There should be info there. Good luck =) |
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sweetxgrace
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This is why it's important to have health care. Now you have an unplanned pregnancy, and your significant other expects the tax payers to pay for it? I don't think so. I don't even make CLOSE to $6,000 a month, and do you think welfare is going to help me? No!
If he makes $6,000 a month, he should go ahead and buy a single health insurance plan for you. If he makes $6,000 a month, he should be able to pay for you to visit the OB.
I don't think tax dollars should be wasted like this. |
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EAA
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If you are not married, you can just say you are a single parent and the state will pay for everything. They have no way of knowing what your situation is. |
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Mrs Apple
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If your husband makes $6,000 a month, he will be able to pay for all the medical costs of having this baby. He can add you onto his company's medical insurances. If not, you can go purchase medical insurance from an outside company like Blue Cross. You'll pay a couple hundred each month and they'll pay for everything else. However, it depends on the plan you choose. Just pretend that you don't know that you're pregnant and wait a month after you get medical benefits to see the doctor. |
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HG2003
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Even if he makes 6000 a month you a considered a single pregnant female. Try applying for Medical Coupons and see if that works. It's at least worth a try unless you want to be in debt up to your chin |
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Donna C
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Whoa - You are not going to get a company to take you and cover the baby. If you think that you take out a policy today and go to a doctor a month from now, that they want figure that out, you are sadly mistaken.
Now why are you wanting on medicaid when your baby's father makes $6,000 a year. Why should I as a tax payer, pay for your baby. At $6,000 a month, you guys should have had medical insurance. At $6,000 dollars a month, you can work out a payment plan with the doctor and hospital. That is $72,000 a year. If you can not live on that and have insurance than someone needs to redo their budget. Someone needs to grow up.
You did not say if you work or not. Go to work and pay for the baby yourself.
Sorry, I can't feel sorry for you. Step up to the plate and take responsibly. Again grow up. |
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Lauren C
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In some states, a SINGLE mother is eligable for Medicaid regardless of her living arrangements. If you are not married to this person, then they should only consider your income, not his...on the other hand...$6000.00 is NOT enough to afford family insurance paying outright. His company should offer come sort of insurance package...if that is the case, then some insurance companies offer "Domestic Partnership" plans. I would have your boyfriend contact his insurace provider through work and find out if they offer a domestic partnership plan. The sad fact is...regardless of if you go to the doctor or not...it is still considered a pre-existing condition because they can easily calculate conception date, and if it is before coverage begins, then they consider that pre-existing...but with pregnancy...I think it is different. I would first try medicaid...because of the good benefits for your child...in the meantime have your boyfriend check on domestic partner plans through the employer provided insurance carrier. Hope this helps.
been_here...this site is not built to harrass people, if you have any opinion, keep it to yourself...she needs advice...hence Yahoo ANSWERS!!! |
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Alisha
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Oh my God, your boyfriend is a jerk. How dare he put you and your child in this predicament! He got you pregnant, so he should be helping you. Sue him for prenatal support. This is truly sick of him! |
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