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 My friend is cashing my life insurance in can i stop them?
Because of my living situation at the time i decided to get life insurance i couldn't put it under my own name so i put it under a friends. i've been paying premiums ever since. now this ...


 Im a 19 year old, employed guy, and live alone but dont have insurance, what can i do?

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 Should I take COBRA or get individual health insurance?
I am 60 yrs old and have high blood pressure. My spouse is 62 and smokes. Under COBRA, we would pay $836 a month for medical and dental. That coverage started in February but I have until May to ...


 Insurance for cosmetic surgery?
Cosmetic surgery is soooo expensive. I would like to have a ton of stuff done to myself, nothing serious though, but I cannot afford it. I was thinking about getting insurance that covers cosmetic ...


 My trampolin land 3 houses away because of a storm, should i pay the damages of 800 dollars?
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 I Am 15Years Old And I Want My National Insurance Number?
I Turned 15 about 2-3 weeks ago and i started looking for a job bout 1 week before i turned 15. I had an interview in pret a manger yesterday but i don't think they realized I'm 15 as they ...


 Injury while shopping at a large Toys' store - should I retain a lawyer for maximum compensation?
Hi All,
I injured myself 2 weeks ago while shopping at a large toys store. I walked into a flat cart and bruised my right leg middle shin bone. It still hurts today. The store called me ...


 Where can you get health insurance with a low monthly payment in Wisconsin.?
I just lost my health insurance and am wondering where I can get health insurnace in wisconsin? I am 22 and healthy. I cannot pay alot per month so that is my main worry....


 How does itworks,when your car get total lose but you still old money to the bank?
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 HEY!! is it illegal to get ur car or whatever covered by more than one insurance co.?
like if i totaled my car and I got full coverage from three different co.,would it be fraud to end up collecting my cars worth x3?...


 Insurance for all electronic goods at home.?
Wnat's the best way to insure all the elcetronic goods at Your home.? What's the best way to buy insurance not for a home ( wchich isn't mine) but for the content especially those ...


 Does health insurance cover children if you are not married?
Will my boyfriend's insurance plan cover our baby?...


 Is therte any insurance co. which will double my investment in within 10 years.?
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 Why is the insurance important in our life?
W...


 Im 16 i saved 2 years for a car, bought one now cant afford insurance can someone help me? i live in kentucky?
ok like i said i bought a car and im just wanting to be a secondary driver for right now but the cheapest place ive found is 1152 dollars every 6 month... and that is liability... im looking for ...


 Lovers love it frends need it relationship starts with it life ends with it _ _ _ D _ A _ _ _ z what is it????
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 Please tell me the name of best life insurance company in India and why is it best?
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 If I live with my boyfriend can he claim me as a dependent on his health insurance.?
I'm 18 with no job. I think I have a major health problem but haven't went to the doctor yet. I don't have any health insurance because the insurance from my parents stopped after I ...


 Where to get health insurance if you do not have social security number?
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 What subject do i need in order to study Insurance?
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LOUISE D
I am a widow and my husband had a 401 (A) plan but forgot to assign a beneficiary how do I go about collecting
                     
 




mbrcatz
Contact the employer's hr department, or the 401K administrator for instructions on how to procede.

In most states, with a 401K, the spouse MUST be the beneficiary. If your state is NOT one of these states, how do you know he didn't assign it? He could have assigned it, and it could have been distributed already.


Joseph
Rating
In most cases, unless otherwise and explicitly stated, the spouse of the decedent *is* the beneficiary -- whether or not such rights have been explicitly assigned.

Contact the human resources department of your husband's employer.


Go ahead, make my day!
I'm not expert but unless he left a will and specifically states that it goes to someone else, I think the wife automatically gets it. Don't know for sure though. Best of luck to you!


johnec4
call the place where he had his 401a. unless you signed a form waiving your right to be the beneficiary, you are the beneficiary automatically.


Mike
Sorry for your loss. Talk to an accountant or lawyer that you trust.


Michael F
Rating
401k plans must have a beneficiary, and in most states, this must be wife/husband if married. If you failed have a designation, then the benefits would roll over to you eventually, as the wife, unless for some reason he has stipulated something different in his will. It could get real tricky, suggest you contact the human resource department and find out why it wasn't detected by the H/R department.


CCC
call your local courts and ask about probate. my state has do it yourself forms. he left no will i take it? then bylaw as his wife you are legally entitled to it.

that is federal law.


aaron p
Rating
In most states the spouse must be the beneficiary. If the form was blank, the bene is the spouse. If he filled out the form with someone else's name (I have seen this), the bene is still the spouse.

Once you contact the custodian of the plan, it should be an easy process. I'm sorry for your loss and I wish you the best of luck.


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