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 Which is Best health insurance policy in India for individual?
So far I have learnt that Reliance healthwise is a pretty good policy. Are there any better policies in the Indian Market for individuals. There are some active groups offering membership plus health ...


 Does Yahoo Answer provide Health insurance for every individual in here?
Yahoo could be sometimes traumatizing. LMAO

TREATMENT For people with:

Psyquiatric problems
Psycological problems
ANGER managment
trauma because of account ...


 Which is the best children insurance plan available in india ?
...


 Is someone claiming on a piece of mail that they had returned you are deceased a federal crime?
My exhusbands new wife wrote on an insurance piece of mail that they need not send mail there ever again to that person, that this person was deceased. My insurance company contacted me immediately ...


 Should I actually buy life insurance through Primerica? Should I shop around for good life insurance?
I have no need for selling life insurance I just get a creepy feeling about Primerica? They seem a little shady. I just want my hard earned money going into the things I choose as far as investments ...


 Is this is good or bad but i don t have a spouse yet Should i get it?
It say Getting married and starting a new life as a couple is an exciting time.We understand the inclination to put off life insurance. "It s boring and morbid. "It 's hard to ...


 Does it make sense for me to buy COBRA insurance?
I recently fell off a horse and hurt my neck (luckily not majorly so I do not need surgery). I had to have a MRI which costs $3500. I currently have Blue Shield and my deductible is $2400 and my ...


 Who is the governing body for insurance company's?
...


 How long does it take for a accidental insurance policy to pay?

Additional Details
It's an accidental death policy with AIG insurance company....


 How to collect on another's driver's insurance. He was at fault?
Was involved in a car accident in August. The driver-at-fault's insurance paid out $5100.00 on damages, left me with a balance of unpaid $2100.00 in damages. Stopped paying on my rental, ...


 What is Insurance? Please help me:)?
I am 14 almost 15 and will be getting my car when i am 16 of course but i might have to pay for my own insurance and I know nothing about it so could you guys please fill me in?...


 Can i get health insurance for my girlfriend?
I work with company that has medical benefits so I have insurance. My girlfriend has become ill and is in need of health insurance. Can i put her on my plan even though she isn't related to me. W...


 Insurance question regarding a condo?
I own a condo and have condo owner's insurance + the blanket policy for the unit. There is a leak above my condo's patio door caused by faulty stucco on the exterior. I have requested my HOA...


 I need holiday insurance - where to find it to avoid rip-offs?
i go to Turkey for 2 ...


 Will ins pay for flood damage if we dont have flood ins? what if its coming from the sewers?
My county has been declared a state of emergency and my basement has flooded at least twice in two weeks by about a foot. last time there was a neon tetra swimming in the water whicch tells me its ...


 What insurance would cover a trampoline accident?
...


 Can i take out a life insurance policy on anyone?
We have tried to get him treatment and he won't. his mom needs the money....should i do it
Additional Details
He is on drugs bad.....could i do it?...


 Anybody know of any car insurance co's that will give car insurance policies to 17 year olds??
I have a 17 yr old that has already gotten 2 tickets so I want him off my policy - as he is making it too not less expensive for me to afford -...


 What kind of insurance is this?
As a doctor, if you mess up, and someone sues you, you need to have insurance for that. What is this insurance called?...


 How can I find out who my neighbors house insurance company is?
My neighbors will not let us know and we need to contact them. Thank you....



FromTheTop
I am an insurance agent, and I'm trying to find an avenue to write Life Insurance on an 80 year old male?
Know any companies? Preferrabley a "gauranteed issue" type of deal, I'm not sure his health is so good...

Looking at something around 10k face amount, pretty much just a burial policy
                     
 




Doing the Right Thing
Rating
You need to ask yourself are you doing the right thing for the client? Does the client has anything saved away that can pay for the funeral?

It's going to be very tough to find a life insurance company that will insure a 80 year old person. Plus, if you do find one, its going to cost at least $15/month per $1000 face coverage. That would probably make this person broke by the time he dies, whenever that maybe.


LifeInsuranceAgent
Rating
there are a few final expense policies available such as Transamerica, presidential life, check AARP site for their NYlife deal.

Also check on rates for $25k as more competitive companies become available and it may cost you less to get more coverage.


scratchpar72
Rating
If you decide to write this guy, you'll need to go with United Home Life, or Chesapeake, or Americo. These companies all have great guaranteed issue products. These companies all have a "cash value" as well, as minimal as it may be.

As far as the ethics of writing him goes, the client needs to weight out how much it is worth to him to have this coverage.


pcastro65
try CIGI Direct


asjrb
New York Life.


Willi, Kampfschwimmerkommando-18
Rating
liberty mutual


deep5223
Rating
New York Life offers one through AARP.


mbrcatz
It's going to cost pretty much face value or a little over, but if he's willing to pay $11,000, it shouldn't be a problem. You'll just have to talk to your underwriters and throw money at the problem.


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