 Is homeowners insurance a complete scam? |
| my former agent admitted it was worthless as insurance and explained that i was buying it because my lender required me to do so. she could not explain why she did not tell me this when i bought the ... |
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 Why does State Farm Insurance rip-off clients? |
| Why is it necessary for State Farm Insurance to deny claims and try to acuse the client of filing false claims? Is it because the don't know any different, or they are dishonest rats from hell ... |
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 Why isn't health insurance required when many other forms of insurance are required? |
Wouldn't this solve the health care crisis?
Additional Details
The people don't forgo health care, they don't pay the hospitals or doctors.... |
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 Should all tobacco products be banned from the workplace? |
| My employer banned indoor smoking years ago. This just drove the addicts outside where you have to go through their smoke whenever entering and exiting a building, just sickening! The company won'... |
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 Will health insurance cover a serious pre-existing condition? |
| I believe I may have a serious medical condition. I know I should go to the doctor ASAP but I have a concern about my health insurance. My coverage is ok but not the greatest. I may or may not be ... |
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 Can you recommend a UK company for home insurance? |
| The company I'm with are looking £400 that seems very expensive.... |
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 I am 19 and Pregnant.I need insurance before I can get to the doctor.How soon can I get approved for Medicaid? |
| I am living at home with my parents. My mom works but my dad doesnt. I applied through the Health Department but I was wondering how long of a wait untill you find out if you got approved? Also is it ... |
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 Do I need life insurance for my baby? |
| I am about to have a baby, and see lots of ads for the Gerber Life Insurance for children, but don't know if I need it. The price seems to be less than what I would have to pay at my job. Is ... |
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 Insurance claim - lost proof of purchase? |
I have my lg viewty covered by insurance, and my ipod video covered under that.
My water bottle leaked in my bag and my ipod is completely dead and my phone is very dodgy (says it fully ... |
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 My tree fell on the neighbors fence and his dogs got attacked, who pays? |
(a few details added)
A tree fell onto my neighbors fence after a windstorm a couple months ago. By law, our insurance is responsible for what is our property and his for his. The Fence is his ... |
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 Why should we have to pay for healthcare? |
| Why should we have to pay to keep on living?... |
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 My bike was recently stolen, but has since been recovered by the police. Do I have to tell my insurance firm? |
| When my bike was stolen I was informed by the police there was little chance of recovery. However they have since recovered my bike and made an arrest. In the meantime I claimed for the bike under my ... |
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 Can my doctor's staff refuse to give me an appointment to see him because my insurance didn't pay yet? |
| I called for an appt.and one of his receptionist said I had to pay at least $55. before he was able to see me. I don't pay anything out of pocket, because my secondary insurance picks up the 20% ... |
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 Can I add my girlfriend to my health insurance if we live together? |
| Some states allow benefits for "partners." Is this the same? I am insured by Humana (Open Choice PPO)... |
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 Can only "legal" family members be considered as "dependents" under someone's insurance plan? |
| My fiance has a great job and is covered under his company's health insurance plan (Blue Cross Blue Shield). Can I be covered under his health insurance (for an additional premium, of course) if ... |
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 How much settlement will I get for my car accident? |
| I will miss two days work and have whiplash... nothing that serious, just pain that will probably go away in a few days. I just want to know if anyone knows the fair amount for pain and suffering? I... |
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| Have you ever fiddled the insurance? |
I have a suspicion that many insurance claims are inflated or less than honest, for example "my dog knocked a cup of tea over and it spilt all over the 42 inch plasma TV".
Have ... |
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Perrie C | I am in a relationship and the man says that he cannot divorce his wife because she will loose her medical ins |
She has diabetes and had cancer. He says that no one will give her insurance because of her medical history. Is this true? Are there alternatives? What are other options?
They are legally separated. |
 |
 
Rick
|
NO this is not true!
If he works and the insurance is provided by the employer she can qualify for COBRA through the divorce/separation clause. Also, she is entitled to continue these benefits for 36 Months - not 18 months - this is because of the above mentioned clause.
Qualifying Events for Spouses:
Voluntary or involuntary termination of the covered employee's employment for any reason other than gross misconduct
Reduction in the hours worked by the covered employee
Covered employee's becoming entitled to Medicare
Divorce or legal separation of the covered employee
Death of the covered employee
After she fulfills her COBRA obligation she can qualify for a HIPAA plan.
Hope this helps! |
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nurse ratchet
 |
There has to be some kind of guarantee issue coverage in the state they reside in. That is part of the HIPAA Federal Laws. Either the insurance companies that do business there cannot turn them down, or there is a High Risk Pool they can be a part of. The premiums are high, and the coverage is limited, however. Usually the lifetime maximum is $500,000.
Other than that, she can get a job with group health benefits and get her own coverage. Another part of HIPAA law is the portability of coverage if there is no more than a 63 day lapse in coverage. Contact an independent knowledgeable agent in your area to assist you. |
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zippythejessi
 |
That may not be totally true. In some divorce situations, the ex- can stay on the same medical insurance until they remarry or are able to get insurance of their own thru work or whatever. It might depend on the state, but it could be based on individual settlements.
I've seen it where the new wife has the ex and the kids on her plan. |
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makeyouknock
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That's very altruistic of him and you can either understand and not get jealous or walk |
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SCH
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If she cannot work this may be true...regardless of this fact what are you doing with a married man??? Women who go for married men are getting what they ask for. Even if he were to leave his wife and marry you...he has proven himself to be a cheater and you know what they say about cheaters!!! |
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DAVE B.,The Old Man
 |
sounds true to me,also a good way to get what you need from 2 women!! |
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fawkesphoenix
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It may be very difficult for her to get insurance coverage, especially if her current health problems prevent her from seeking a job on her own that would come with health coverage. Also, depending on the plan, pre-existing conditions might not be covered.
This puts you in a very tight spot, of course. If you were to discontinue the relationship because he refuses to get a divorce, I don't think anyone would be able to fault you. If you love him, and truly feel that his previous relationship is over, he might just be a really nice guy who remains friendly with his wife.
Follow your heart. |
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mbrcatz
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Oh, please. I was employed by someone like that, he used the wife as an excuse, so he'd NEVER have to get married.
I would NOT be in a relationship with a married man. Period.
Yes, if they get divorced, she'll have to come off his health insurance. She'd have a tough time getting coverage on her own, unless she's disabled - then she can get medicare. If she's NOT disabled, then she can get it through her employer. If she's not employed, then he's supporting her . .. which tells you EXACTLY where you stand. He's married, supporting his wife. You're the other woman. |
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hambone
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if they are seperated she woulnt get insurance either hes playing you them men know how to try to work you find someone new. if she was so sick and he loved her hed stay with her hes playing ya for a fool |
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Pengy
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Thought I had heard them all,,,,,,then you posted this. You are being used dear lady you just have not figured it out. Would also check out the so called legally separated. And even if he is it looks more like he wants to, and will be with her again. |
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bostonianinmo
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No it's not. He'll have to pay through the nose for it, though. Only you can decide how far you want to go with this, but it doesn't look good. |
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birdiegirl
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Well if they are legally separated, I think you are good. BUT if they live together, then I would RUN not walk to the nearest door. |
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Donald C
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Please.... I've got a bridge in Brooklyn maybe I can interest you in...!!! |
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