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 Insurance after death?
my sister was killed in an auto wreck.she and her husband had a loan at a local bank.she had no life insurance but the insurance company of the drunk jerk that hit her has agreed to pay 25000 of ...


 Can spouse cancel my mediacl insurance?
...


 Crazy bill for a blood test. What can I do????
Went to a doctor the other day because I've been having chest pains and was worried it was my heart. Got an insurance so I thought I got nothing to worry about. I had an echo-cardiogram and a ...


 I'm looking for a catchy slogan for my insurance agency business.?
We vacation in Maui often and I'm hoping to pull some type of Hawaiian "theme" or "words" into my marketing slogan. I'm trying to make buying insurance a little bit ...


 What are 7 reasons wy health care insurance cost escalates?
...


 I live in california any recomendations on a insurance co for auto good prices?
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 Who do you contact when an insurance company does something unethical?
...


 How to start a life insurance agency?
i'm young and enthusiastic about starting a busness although ill face a lot of challenges, but i need advice on how to start a life insurance agency and what are the requirements?...


 Im trying to get my refund from angela penbrook?
...


 How do I get on my boyfriends Medical Insurance?
My boyfriends medical insurance through work and he's allowed to add a girlfriend that hes been dating for 6 months and we've been dating for a year. Hes just worried that we will need some ...


 Can I take a life insurance policy out on a friend if they consent to it?

Additional Details
Here are a few more details to work with. My friends death would be a loss for me in more than one way since she is the one I depend on financially and in the event ...


 Can some one tell me is sears a cheap place to go to for braces?
...


 Workman's Comp.(CA.) settlement issues?
I'm looking for some settlement info.- not an attorney.Does anyone have an answer for me?...


 My friend embezzled $60,000.00 from his company, has no priors, was extradited from Nevada. What's he in for?
My friend was arrested and humiliated in public in Nevada after St.Louis Co. issued a warrant for his arrest. He originally turned himself in and admitted his guilt, but was released until formal ...


 Usually, health insurance will not cover cosmetic procedures, but will it cover the prescription?
....pain medicines from the procedure??...


 Involved in an car accident with a business man who wont fork over his insurance info.?
Gentleman was racing with another vehicle and lost control coming through the intersection where i was stopped at a redlight and struck head on. Suspect tried to escape but couldnt get far because of ...


 Health insurance after spouse death.?
My wife and I each have individual HDHP. When we have children and add them to one of our plans, what would happen if that individual died and the child in the meantime had developed a disease or ...


 Homeowners Insurance Policy Rate increases $220?
I bought a home in 2006. Had a policy for $550.00. Next bill 200+ more (nothing in policy changed). switched company

Got AAA policy $ 512.00 (same policy coverage) Next bill $734.00 - O...


 Does anyone know if there is a limit to what a doctor can charge if he refuses to accept any insurance?
I am 75 years old pay medicare premiums as well as secondary insurance premium,Now i have to get anew doctor since I am diabetic and my old doctor retired. I cannot d find any diabetic specialist ...


 When should my parents add me to their car insurance policy?
I live in Virginia, I am 17 years old. I have held my license for a year and four months. My parents have Allstate. During that time, my parents did not add me to their policy. Now they have decided ...



cassnate
I am married and living out of my parents' state, can I still be under their auto insurance policy?
The car is registered in their (my parents) name with me as the main driver, but our agent is telling us that I should get my own separate insurance. Do I need to do this, or can I still be covered through their policy that I am on now?
                     
 




shopgirlz2
Rating
Your parents need to change the car title to your name, if they haven't already. If they are not on the title, they are not legally liable for the vehicle, and if a claim would occur, the insurance company could deny the claim due to them not being legally liable. In addition to that, you have withheld information about a material fact which is the garaging address of the vehicle (in a different state) and the driver information (I imagine your spouse is not listed on the policy either.)

If the company finds out all of this information (which they will in time) they will probably send out a cancellation or non renewal on your parents policy due to the fact that the vehicle is not in the state in which it is registered and insured, and due to the fact that you are married now and they would want your wife's information, along with any other household members information.

You should definitely tell your parents to take the title and get it switched into your name, and get your own policy.

Also, if your parents are still on the title, they will remain legally liable for the vehicle and if an accident occurs, they can be sued. If you are married, why would you want them to remain legally liable for you? Get them to switch the title soon!


kidd3422
Rating
I believe you have to be insured in the state you are living in full time, UNLESS you are in the military. Then you can be insured in your state of residency.


bubblestea
Rating
Nope...I think that could be considered fraud?


retiredcpa
Your parents should transfer the car title to you, and you should get your own insurance on it. Show them this :)


Charles WE
You need to get your own insurance, bud. It makes no sense for you to be covered under their policy. You're a big boy now. You're married and on your own. Be a man and take responsibility for your own insurance.


mbrcatz
Rating
Well, you are a listed driver. The car is theirs. Likely, you're going to have issues when you try to renew the plates on that car.

The coverage for a named insured is much more broad than a "listed driver". For example, as a listed driver, their policy will NOT carry over to cover you in any car you drive - like maybe your wife's. That would really stink, if you hit someone and got sued - with no coverage.

I can't believe your wife isn't having a cow. Part of growing up and getting married and having your own household, is having your own car and your own insurance.

It's time. Get your own car, get your own insurance. So at least you won't get tickets for not having the right tags on the car in a different state.


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