 How can any company offer Life Insurance without any medical exam? Is there a catch? |
Say I just found out I have a few months to live. I sign up for 150k life insurance. How much will my family actually get in case of death?
I heard withinn 2 years they have a limit. B... |
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 Is my employer responsible for paying insurance for month of June if last day of work was June 1 in texas? |
| My termination date was June 1, 2006, does my employer still have to pay my insurance which was part of my salary for the full month of June?... |
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 Where can I get help to cover funeral expenses? |
| My father died yesterday, and he was jobless, had no insurance, and recently was assaulted which could have led up to his death (hasn't been determined by M.E.). My family really needs help ... |
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 Do I have to pay my insurance ticket if I drove an uninsured car while I owned another insured car? |
Here is what happened: my mother drove my uninsured car and got a speeding ticket plus an insurance ticket.
Since she owns a car with current insurance (its just this one time that she ... |
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 Car insurance question? |
| is it cheaper to pay per month or in one go once a year?... |
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 I got in a near fatal accident. I broke my back in three places, bruised my brain, and fractured my skull.? |
| I was notdriving I was in the passenger seat. My stupid cousin was drivin too fast and she hit gravel then the car spun out. Then rolled over a bunch of times then finally hit a cement embankment. N... |
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 Can a 14 year old work as an estate agent? |
| or what other jobs are there, i need two thousand ... |
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 My water heater broke on sat and on sunday statefarm told us to go ahead and have it repaired? |
| okay, on sat our water heat broke- water was boiling out of the top and my laundry room was flooded and my floor was flooded with about 2 inches of water. we called them and they told us what our ... |
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 Do you believe in having life insurance? If so, do you have life insurance? |
I have a friend who sells insurance so I wanted to ask you guys...
1.) Do you have life insurance?
2.) If not, why have you NOT purchased life insurance?
3.) If you HAVE purchased life ... |
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 Why do I need life insurance? |
| If I don't have any kids?... |
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 Please suggest a LIC or SBI policy as per the following requirement? |
I want to take 6 polices with p.a. premium of 40,000 each (total 240,000), maturing one-by-one at 20,25,30,35,40,45 years from now onwards. I am presently 30.
Requirement is 'Whole life C... |
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 Where can I get decent health insurance for 5 months? |
| I'm going to be working a job that doesn't give health insurance. I'm a pretty healthy guy and I don't need to go to the doctor much. I don't know much about this stuff. W... |
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 Can a home insurance company increase the amount of insurance on your house without your request? |
| Of course when the amount of insurance in increased, the insurance premium also increases. I have only $125,000 left on the mortgage and insurance company has increased the insurance to cover a ... |
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 Life Insurance? |
| If I sign up for term life insurance $75,000 for 30 years, and I die in lets say 5-10 years would my family receive the $75,000 or would they receive whatever I paid into the insurance?... |
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 Pregnancy as a preexisitng condition? |
| My sister-in-law is pregnant. She does not presently have any health insurance. Firstly, is pregnancy considered a preexisitng condition? Secondly, if so, would she be able to get individual ... |
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Beth | I am on disability and on medicare. I'm also covered on my husband's insurance. Who is the primary insurance? |
My husband's plant has less than 100 employees. If you go by this then medicare should be primary. But my husband's plant plus other plants under the same name are all subsideries of Spencer Wright Industries, Inc. According to Medicare that means they have more than 100 employees and my husband's insurance must be my primary insurance. My husband's co. doesn't agree, so none of my medical bills are getting paid. It's a constant fight to get any medical claims paid. Does anyone have any facts or proof that my husband's plant is trying to use a loophole to get out of being my primary insurance provider and getting medicare to pay first? How can I get my bills paid when i go to the doctor or hospital? |
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girlwhoknowsitstrue
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The size of the company, not the plant he works at, determines the number of employees - thus, Medicare is correct. However, husband's insurance should be billed first, medicare second, and re-submit husband's insurance until they pay - many times when medicare is secondary they have the policy to automatcally reject the first and second submission. |
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Jackson
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if you ARE NOT working, medicare is your primary and your husbands is secondary.
if you ARE working, it is the other way around. i do this every day at work |
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willy
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Call the medicare toll free number on the back of your medicare card and tell them you want to file a formal complaint because you have been denied coverage even though you are on Social Security Disability and are eligible for Medicare. I am assuming that you have been on Social Security for 18 months and have been assigned a Medicare card. If not, then your husbands insurance must pay. Also you will need a supplement to cover what Medicare doesn't pay. Commonly referred to as a medigap policy. I was an insurance broker prior to retirement |
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klove
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every state has its own policy however in california medicare is primary and ur husband's ins is secondary... in order to get this resolved u must find out the state laws where u live... secondly if u have insurance then u have nothing to worry about... when u get a drs statement simply mail in a copy of both ur cards and ask the office to bill ur insurance. they will find out who's ur primary and secondary and do all the hard work themselves... trust me i do this 8 hrs a day 5 days a week ... unfortunately... lol... but yeah stop worrying urself between both ins u should have no bills to worry about i would suggest calling the drs billing office to check up on ur account from time to time but most medicare charges take up to 6 months to get paid. good luck |
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helixburger
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Your husband's. |
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Jacida
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I believe it is medicare. Call them to find out. They will be able to tell you. |
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calypso925
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your husbands ,,,have him drop you and let medicare pay for it, you paid taxes for this purpose |
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hidekomoore
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Your husband's insurance is the primary and medicare is the secondary unless your husband is retiree and covered by his company's insurance once he worked for. He is now working for the company which give him health insurance and you are covered by the insurance as his dependents. Then definitely your husband 's insurance is the primary for you. |
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mbrcatz
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Ask your husband's carrier to decline to pay the claim in writing. Forward the declination to the Medicare office, and ask THEM to respond, in writing, to both you and the other insurance company.
I strongly suspect you're right - but I also strongly suspect they haven't put anything in writing yet, and as soon as you ask them to, things will start getting paid. |
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