 My owner take to much time for repair my apartment. P.S PLEASE SORRY FOR MY BAD ENGLISH BUT I NEED A HELP? |
| I need a help, my owner take to much time for repair my ceiling from my living room and some of the bath room. In March, my ex neigboor made by accident a "deluge" because her washing ... |
|
 How can my husband open a life insurance policy? |
| We recently found out we are expecting a baby and need to open a life insurance policy in case something would happen to him so we'd be taken care of. We have insurance that is paid for by his ... |
|
 Can they fire me for this? |
| I work at a place where we get so many days paid time off. I asked my boss if I could take a vacation day on this day and she said that was fine. I was having problems with one of my children and ... |
|
 How long do you have to be at a job before you can leave and get COBRA continuation on your health insurance? |
| I am miserable at work, but I would like to be able to keep the insurance, even though I'll be paying more for it. I've had insurance coverage from the very first day, if that makes a ... |
|
 Estate agent? |
| what do i need to study or do to be eligable to become an estate agent?... |
|
 Car accident and insurance money do i have to pay taxes? |
| I was in a car accident and the other ins. co. has totaled my car and is giving me $3k, do i pay taxes on that at the end of the year?... |
|
 If I let my Auto insurance policy lapse, and my company cancelles it, I'm i still liable to pay more premium? |
| My Auto insurance policy was cancelled for non payment, and withing the time of cancellatio, I had an accident. originally, my insurance copmany wanted me to come in and reinstate the policy but as ... |
|
 Where can we get health insurance? |
| my fiance and i live in pennsylvania. we are trying to find a company that would insure both of us on the same plan. is there any such thing?... |
|
 Insurance Sales Question? |
| I would like to know how long it takes to get licensed as an agent? Where do you go to get testing materials to study? Any help would be greatly appreciated. Thank you! N... |
|
 Title insurance? |
| what exactly does title insurance cover? is it true you only pay for it ... |
|
 Should I increase my home owners insurance because of refiance? |
| I bought my house for 200,000 and had 214,000 covered on the home owners insurance. I remodeled it and refianced to have one mortgage instead of building loans etc and it is now mortgaged for 260,000... |
|
 Does any one know if this is a scam? |
| a few months ago my boyfriend recived a letter saying that he could get a settlement of at least $150.00 from car insurance that he had in 1999. he does not remember what kind of car insurance he ... |
|
 What if the collection agency is not able to collect the money from the charged individual? |
| A friend of mine is being receiving bills from a collection agency for the past hospital visits because of his deactivated health insurance. Information on the circumstances which might arise is ... |
|
 Some girl hit my car i talk to her insurance & stuff now her insurance come's take pic of my car & she also |
| accept's that the accident was her fault..... oh ya d same day i took my car to a Repair shop & i got an estimate also for $1045.66. I also told her insurance that i have and estimate what ... |
|
 List of insurance companies in india? |
| previousely known metlife.co.in , now known as what?... |
|
 I have found a life insurance policy, with the owner being my father.? |
| He passed away 8 Months ago. This policy shows a face value amount as of march 2004. Also was part of a class action law suit. Does this mean There could be an amount if insurance monies to claim.... |
|
 Am I covered for time lost due to an injury/accident on the job? |
| Today at work I fell off of a ladder and was taken to the ER. My employer is responsible for the hospital and prescriptions,etc. This has all been taken car of for me. Now I am wondering if I will be ... |
|
|  |
SanDiego21 | I am trying to contest Total square footage of my home, against an insurance company, how do I measure this? |
Looking for Total Sq footage of living area of house. Living area includes what space in house? Basement would not be included?
How do I determine total square footage of my house and measure it? My insurance company and I are way off and its affecting my premium. The insurance rep did not even come in my house he walked around and came up with his own figure. |
 |
 
Sue
 |
You measure the outside, length x width of the ground floor and multiply by the number of stories. Two full stories you multiply times 2. If it is a Cape then you multiply by 1.5. If you have a dormered cape, you may want to multiply the ground floor by 1.75. If you have a one story wing, measure that separately & add it in after you multiply the main part of the house out. This will give you the total square footage of the living space in the house. If you have a walkout basement (not a bilko door, a standard door & walk straight out to the ground level) it adds some more cost to rebuild. If you have a finished basement, the cost to replace that is less than the ground floor & up. The newest estimators include what you have for floors, walls, ceilings, grade of the kitchen & baths (basic, builders grade, semicustom or custom), built-ins like bookshelves, etc. The agent should have asked you this. What I would do if I were you is measure your house (or go to the town like mbrkatz said), then go to your agent & have them give you a print out of the costestimator which will be about 2 pages with the total of the estimated replacement value on the front. Go over it & if there are any changes that need to be made, tell them & they will rerun the estimate. It is a computer program that is updated every few months with local building costs. If you still don't agree, call a local builder & have him do a replacement cost estimate. If he writes a detailed report & it is less than the insurance estimate, they will honor this & reduce your coverage. It will probably cost you to have this done & if you do it is at your expense.
Good luck to you.
~~~Most people don't realize what they have & want to underinsure until there is a loss!!! |
|
mbrcatz
|
You measure the outside of the house. If it's 20 x 30, you've got a 600 square foot house - if it's one story. If it's TWO stories, then you've got 1200 square feet.
Basement is not included, unless it's a walkout. If it's finished, you add that in later.
You don't have to go IN the house to figure it out, you just have to measure the OUTSIDE. The insurance company doesn't rebuild the space inside! It has to rebuild the WALLS, and put a new ROOF on it, if it burns down.
You can ALSO check your local property tax website - usually they ALSO list the square footage of the house. But they can be wrong, too. Your best bet is to measure, draw it out, and then do basic algebra. |
|
Paul K
|
Contact the realtor that helped you when you bought the house. They might be able to pull up the MLS sheet from when you bought the house. Every house has an MLS sheet that provides standard information about the house including the square footage. |
|
Mikayla
 |
Look in the below web sight. |
|
MARK S
|
Go to zillow.com and type in your address and it'll tell you the living area square footage. It's usually very accurate unless you've added on recently. |
|
widget_1010
 |
Go room to room and measure the square footage of each room(lengthXwidth). Add up all the rooms. This is your square feet of living space. If your basement is finished it is probably considered living space. You don't need to count bathrooms or closets. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 3 minutes(s) ago
| | | |
6 | 6 minutes(s) ago
| | | |
6 | 45 minutes(s) ago
| | | |
6 | 2 hour(s) ago
| | | |
6 | 5 hour(s) ago
| | | |
6 | 7 hour(s) ago
| | | |
6 | 10 hour(s) ago
| | | |
6 | 2 day(s) ago
| | | |
6 | 2 week(s) ago
| | | |
6 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
