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Additional Details
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reliant | I am unemployed and have had two heart attacks. Will an employer hire me even though I have a heart condition? |
I'm not so sure if an employer's health insurance will cover my condition. |
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aaron p
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If they don't hire you because they somehow found out, you should get a lawyer. |
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holey moley
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Your health history is none of a prospective employer's business.
Health insurance will cover a pre-existing condition after 6 months. |
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stephenweinstein
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Since you mention employer (as opposed to government/national) health insurance, I assume you are in the U.S.
1) In the U.S., health insurance policies only exclude pre-existing conditions for the first 18 months that you are insured at most, usually fewer. Also, if you previously had coverage, with no breaks of more than approximately 63(?) days (slightly over 2 months), you get credit that can reduce the time, often to zero.
2) In the U.S., you are not required to tell the employer about a medical condition before the employer tells you if they are hiring you, unless the employer is the military or you are incapable of doing the work. The employer is unaware of the medical condition, it will not affect whether the employer offers you the job. In a few special cases, such as a job as an airplane pilot, they may be able to withdraw the offer on the grounds that a heart attack on the job would endanger others; Otherwise, if they fire someone for having a heart condition, the person might claim that the heart condition was a disability, and sue for ADA violation. (Not sure if they would win-- ask a lawyer.) |
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Deanie
 |
How about a government job? They don't ask any questions. I believe most large companies don't as well. They all pool from such a large insurance base with so many people paying into it that it's much more flexible. With most large companies and the government they don't have the pre-exisiting condition or wait time either!!!
I do, however, know that many companies and government offices such as the Sheriff's department is starting to deny employment to smokers.
Best of luck to you!!!! And I pray for your good health from here forward. |
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Expert Realtor
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How will an employer know you have a heart condition unless you tell them? |
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Keith S
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As far as hiring you, yes, as long as you can do the minimum requirements of the job. You are not required to disclose this information unless you feel it will hinder on your ability to perform the "necessary job functions". It would be better to stick with going with a larger company, because if they feel you cannot perform the job which you are applying for, but see your qualifications fitting in somewhere else, they will sometimes suggest other jobs within the company they feel you are suited for. |
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dimples_in_nj
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An employer cannot be discriminatory against health conditions and cannot make a hiring decsion in these regards.
The heath insurer may enforce its pre-existing condition limitation within a certaint period of time as defined by its contract if you do not qualify for protection under the health insurance portability act. If you had creditable coverage "other insurance" less then 60 days prior to your new policy you are generally covered for the condition without problem.
I would suggest reaching out to the insurer to obtain the following:
1. Benefit waiting period- How long you have to wait for coverage.
2. Look Back period- How far they can look back to determine pre-existing conditions.
- If you have coverage now and going to seamless move over to the new policy this will not be required given your protection under federal law. |
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Nashy
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THis depends on what feild of work |
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Leprechaun of Jupiter
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don't tell them they have no rite to know i think employer health plans must cover u no matter what but read policy when u get it |
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The Revolutionary
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You're not required to state that you've had heart attacks before employment. And I think a medical condition is no reason to bar you from hire.
As for the insurance, I'm not sure. It depends on the carrier, they all have different rules. |
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Ego's Twin
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wal-mart will hire you |
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gorgeousME
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most likely you will get hired. Im not sure why they wouldnt want to hire you just because you have a heart condition. |
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