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 Where can I find a website to compare health insurance rates?
My husband and I are both full-time students and we're looking to compare rates for a plan starting 4/1/09. All of the sites I find via google have disclaimers at the bottom that by hitting ...


 I am a diabetic, being offered Term Life or Whole Life insurance, which one should I take?

Additional Details
I am in pretty good health. No diabetic complications...and I do my best to keep it under control......


 Where do i get a good life insurance policy with less premium ?
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 Contents cover insurance?
We may go to work abroad and will need contents insurance cover for 5 months our company will only cover for 60 days, any solution ...


 If y house is being forclosed on, do I still need to pay for homeowners insurance?
I have a rental that is being forclosed on. Do I still need to pay for fire and dwelling insurance?...


 Which is the that insurance one must have?
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 Do i need public liability insurance
I am self employed in a consultancy role, however the main contractor has asked me to operate a crane on there behalf. I am qualified to drive the crane and am happy to do so, but do i require my own ...


 What happens when you dont have the insurance to bury a loved one?
nephew died and the mother didnt have life insurance will the state bury ...


 How much will term life insurance cost?
I am 36 yrs old in excellent health, I am looking at a 20 yr ...


 Can my 63 year old mom get arrested for not paying her medical bills off?
Hi my mom is on medicare she has no other insurance but medicare.
And my mom gets pounded with medical bills that medicare dosen't pay. The highest bill my mom got is a 2,000 bill from a ...


 Will homeowners insurance pay for rewiring a mobile home?
electric wiring is a fire ...


 I have a life insurance with primerica can i borrow against it?
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 Can anybody recommend cheap death benefit insurance?
My wife and I want to buy small life insurance policies on our mom's - enough for burial, maybe $5 - $6K...they are both in their mid-50's and are both smokers.

Can anybody ...


 If I lose my job and want the most basic health insurance...?
something that would just cover me for surgery with a high deductible, how much would it cost me per month, and what is the name of the plan and who offers it? I'm 30 years old with no health ...


 Can you purchase renters insurance if you live with your parents?
rather than add to their homeowners?...


 Have you heard of this insurance?
I was called by an agent today after filling out an online survey for health insurance quotes. She gave a quote for 119.95 a month which included 30-50 co-pays for doctors, a dental, vision, and ...


 Is there a way to find out if someone has taken a life insurance policy out on me. I believe my husband has ta
Is there a way to find out if someone has taken a life insurance policy out on me. I believe my husband has taken a policy out on me without my knowledge.

Optional Information:
Santa C...


 Does anyone know how to obtain health insurance?
when you are a small bussiness owner i need it for myself and my two children and my spouse i am in the metro detroit area is there a website or number i can call too find out . we already have ...


 When getting insurance quotes, when it says like 850-1100 premium for 6 months, covers 6 months? Or year?
Does that i would pay that premium twice a year since it says 6 months premium?
Additional Details
Insurance coverage for 6 months or insurance cover for one year?...


 Would universal health care in the United States destroy the health insurance industry?
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chidordon
I believe my grandpa was tricked into buying an Accident Life Insurance Policy. Is there anything we can do?
My grandpa died from cancer. He believed he was leaving our family with enough money from the life insurance policy to be able to pay off our home. We were suprised to find out he has Accidental Life Insurance when we tried to make the death claim, and that we would receive nothing. We believe he was tricked into purchasing this less expensive policy. Is there anything we can do?
                     
 




chaz
Locate the policy and read through it. If you believe that he was tricked you can consult with an attorney. This might be difficult to prove without witnesses to his insurance purchase other than the agent.


acermill
Unless you can prove that he was duped (he's dead now), there is nothing you can do at this point. Of course, if GrandDad had been declared mentally incompetent prior to purchasing the policy, you COULD get back any premiums he had paid for the policy, but you still won't get any death benefits.

Sad to say, GrandDad was supposed to know what he was buying. If he signed for the policy, you don't have much of a leg to stand on.


src50
Rating
you will need more than belief. You will need evidence.


Matt W
Did he knwo he had cancer when he bought the policy?

If so, an older guy with cancer is not likely to be insurable for a normal life insurance policy. Think about it.....what insurance company in their right mind would agree to it? Even if one would....the premiuims would be so high that it wouldn't be worth it to buy the policy....

So I doubt he was tricked....he probably just bought the only policy available to him.


mbrcatz
Rating
Sure, hire a lawyer, for $200 an hour, and sue.

On what BASIS do you think he was tricked? It's going to be DAMN hard to prove, but it's your $20,000. Just the fact that you "didn't get money", well, that's not good enough.

Accidental life only covers if you die from an ACCIDENT. Even the NAME of the policy should be a clue, that HEALTH issues aren't going to be covered.


aaron p
Rating
I wonder what makes you think he was tricked. Unfortunately, many people are mistaken about their insurance coverage. That's why it's prudent to review your insurance periodically. If you need help, you can use a service like mine.

If you believe the sale was fraudulent, you need to find evidence of some kind like marketing materials that was written on by the agent or broker.

I'm sorry for your loss.


Janice G
Rating
Yes you need to read the policy thoroughly. Also it depends on when the policy was taken out. If your grandpa already had cancer when he took out the insurance this should have been disclosed to the insurance agent and it would have to be recorded in policy. Therefore the insurance agent would have known and should have recommended another form of insurance. You will need to get legal advice asap and good luck hope all goes well and it is resolved


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