 Life insurance? Which should I choose? Term or whole life for my family? |
| I have heard whole life sounds good with cash value after awhile but really does not pay and isnt worth it?... |
|
 What to do when home owner insurance premium is raised after billed and paid, with no reason given by agent? |
| Received a bill for an additional $106, agent said the mortgage company failed to pay entire premium. But amount paid matched the amount of the renewal letter I had received. Person in office asked ... |
|
 Do I need to get tested for smoking to get health insurance? |
| Im not a smoker but I can have the occasional cigarette with ... |
|
 Do Different Car Insurance Companies Really Have Different Rates? |
| I keep seeing ads on TV which claim this or that car insurance company is cheapest. Are they really that different, or is this just marketing?... |
|
 Health insurance question? |
| i am 27 yrs old and i need to know what is a normal deductable on health insurance is mine is 2500 i dont go to the doctor that much is this to ... |
|
 Whole life policy only $6000 after paying for 50 years??? |
| My mom has been paying on a whole life policy for over 50 years. The benefit amount is now only $6000. I think she could have had more than $60,000 had she put this money in a bank instead. Is ... |
|
 Can I take my auto insurance to a lawsuit they did't explain that my husband was excluded on the auto ins.? |
| It's been hard to my husband and me because we tought we had coverage but my insurance told us that my husband was excluded and not included in my auto insurance. And I talk to the lady who sell ... |
|
 Beneficiary named in will killed my sister? |
| 2003 my sister was murdered in georgia she had a will in place 30% was to go to the killer from the estate he is in prison I am also a heir of the estate,I'm being told that he still gets 30% by ... |
|
 I have a car loan and my bank is charging me more money for not having insurance? |
| I have a car loan from my bank and did not purshase insurance on my car for two years later on i found out my loan was ad up $3800 more when I call my bank they say that they had purchase a insurance ... |
|
 Is it moral to contribute to mom's life insurance? |
| Mom is in her mid 50's. She asked me to contribute money to her Life insurance so she can increase the amount her family would get in case of her death. Is it moral to do so?... |
|
 Why insurance agent do not market term insurance? |
| I am working in an IT company & agent comes to our company for marketing ULIPs. By reading various articals on ULIPs, I now understand the charges & I wonder how these agents hide the charge ... |
|
 I am 26 yrs old, single with no children, taking out a mortgage. What insurance do I need? |
| I am taking out a mortgage on my own for a flat. I have a full time job that is temporary for 3 more years but likely to continue beyond that. Apart from buildings and contents insurance, which other ... |
|
 What is Paternity Insurance? |
| Heard david lee roth had it and i was ... |
|
| Life Insurance, any suggestion? |
I have a stable income now and i wanna to do a little investment to secure my life. i heard life insurance would be good for first step.
There are so many options out there, i have no idea ... |
|
 My fiance' recently passed away in a motorcycle accident,? |
| his motorcyle insurance cancelled a month before he passed he was at fault , and the other party insurance company sent me a letter stating that his estate must pay for the damages to other party, ... |
|
 What do you think about Insurance Agents? |
| And what do you think about your Insurance Agent, that is if you even know who he or she is?... |
|
 A question about an insurance settlement? |
| My wife was hit by another car about a year ago. She broke two fingers quite badly. She had 2 surgeries, temporary pins, and a year of physical therapy. Now the insurance company is ready to settle.<... |
|
 Take the Accident insurance money run? |
1998 Camaro z28 Convert .
I hit a pole in a parking lot at about 10 MPH or so,
Called my insur and they told me to take it to get an Est or to take it to thier reccomended shop.
1st ... |
|
|  |
gaurav sharma | I can invest Rs.50000/p.a. in an L.I.C. policy, what will be the right choice? |
|
 |
 
suku
|
LIC offers two type of Insurance plans (1) Traditional plans (2) Unit Linked Plans. If u invest in traditional plan ur returns , insurance coverage are very low but ulip gives higher rate of return(equity fund) based on stock market conditions and the same time there a chance to loose all of ur money if market down. Regular ulip attract high allocation charges, fmc etc....If u ready to take risk i recommended to u, invest 50000/-- in LIC single ulip without insurance coverage, next year in icci single ulip,after that hdfc, met life, idbi,max,aviva, canara and other insurance companies, dont put ur money in regular ulips. Regarding insurance coverage take a Term Assurance plan, if u spend 7500./- pa u will get an insurance coverage of 2000000/- lacs including crittical illiness coverage. |
|
krishna
 |
let me know your age and family members age also then only a better investment plan can be given , other wise " the shirt may not siuts to you" ok mail u r date of birth and if married spouse and children age also to mrkdas@yahoo.com , how ever preview once the following plans in sbi life web site www.sbilife.co.in 1. unit plus-ii and money back plan for 15 years also.. genrally suits any age group.. |
|
abcdefg
|
First let me tell you
LIC policy is not for investment.
Take a risk policy for an amount 6-10 times to ur annual income for maximum period. the policy is like this. if someone dies the nominee gets the amount so that their family should not get trouble. If he doesnot he will not get any amount. (This is like a vehicle insurance)
For this premium is very less. And be aware. Agents discourage this type of policies bcoz they get less commission.
for investing u try for mutual funds, (ELSS - for tax saving), bank fixed deposits, gold etc.
Bcoz in lic policies the general return is 5%. And it is always much less than inflation. |
|
Shreeniwas Gadiyar
 |
Difficult to answer without knowing your age and existing life insurance cover. If Mumbai based, for quote, contact me on 93222 50852 or mail gadiyarsp@yahoo.co.in |
|
kamal
 |
answer to this question needs disccusion. and its depends on various factors what investor (you) want, what you own, which type of all insurance policies you have and few more important question-answers.
on the behalf of Life Insurance of India I am working for last 4 years. if you make call then it will be better disccustion with you and combindly you and me can reach to best option for you.
I am from Jodhpur and mobile number is 94144-77384
or you can ask questions on this portal also |
|
bhushan s
|
The answers may vary based on your actual requirement which you have not stated.
Request a detailed discussion.
Bhushan Sheth
MBA, MS, AIII
09967280006
bhushansheth@gmail.com
www.insuranceavenues.co.nr
|
|
Rumit S
|
to check which wil be your right choice as per your requirement, compare the product of different insurance co.
just click on this link http://www.zibika.com/a/insurance |
|
meet
 |
sure..there is very good plan for you.In the lic (Jeevan Saral) is the best policy for Investment & Insurence because u get 10,00,000(1st pre * 250) insurance + bonus .. this plan like endowment.this is very good plan wich is very god without ULIP plan.if you want to know more then this is my id mailme mehul_dave126@yahoo.com . im from
GUJARAT |
|
jagdish
 |
HI
Gaurav
what's the matter why r u like invest ..? tax rebait ..? Insurance or..only investment
If u want only Investment in LIC there is Unit plan is better .(Like Money Plus.. Market Plus)..Market plus is a best plolicy for investment
I think in the lic (Jeevan Saral) is the best policy for Investment & Insurence because u get 15,00,000 insurance + bonus .. this plan like endowment plan/investment/insurence/ridders.. u can everything find in this policy...
but everything depend on your age...
Jagdish Lokhande From Bhopal
LIC Advisior +91-9893355570
|
|
satheesh
|
Investment in insurance policy is not a good option. In traditional policies the return is minimum while in the case of ulips there is a high risk now a days. I think you want to save 50000 a year for a certain years for your and your family members future need. in the mean time you will also get the income tax benefit as well as the insurance protection. So you have to look in for any of the following options. you can take a pure life insurance (only risk cover no investment) policy like term life or whole life for a suitable sum assured considering your age and future family needs. get quotes from different companies and go for the least premium. you can also go for companies other than lic if there premium is less than that of lic. Then invest the balance in other alternatives, like fixed deposits, recurring deposits, sips. You can also consider buying a house plot or flat availing a housing loan and the amount you have now invest can be used for repaying the loan instalment. this will give you more tax benefits. |
|
fsfsdfdsg G
 |
I know a source of your answer. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 11 minutes(s) ago
| | | |
11 | 50 minutes(s) ago
| | | |
11 | 1 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
11 | 10 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 4 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
12 | 1 week(s) ago
| | | |
11 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
